Best Cheap Auto Insurance in Warm Springs, GA (2021)

The average Warm Springs, GA auto insurance rates are $411 per month. The minimum auto insurance in Warm Springs is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Warm Springs, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Warm Springs, GA for senior drivers are $2,750 per year
  • The minimum auto insurance required in Warm Springs, Georgia is 25/50/25
  • The cheapest auto insurance company in Warm Springs is GEICO

Warm Springs, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Warm Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Warm Springs, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Warm Springs to other Georgia cities, including South Fulton auto insurance rates, Albany auto insurance rates, and Alpharetta auto insurance rates to see how Warm Springs, Georgia auto insurance rates stack up.

Before you buy Warm Springs, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Warm Springs, Georgia auto insurance quotes.

Minimum Auto Insurance in Warm Springs, Georgia

Warm Springs, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Warm Springs, Georgia.

Minimum Required Auto Insurance Coverage in Warm Springs, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Warm Springs, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Warm Springs, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Warm Springs, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,618 $2,618 $2,506 $2,506 $6,099 $7,859 $2,929 $3,198
GEICO $1,843 $1,811 $1,777 $1,777 $5,331 $6,380 $2,340 $2,607
Liberty Mutual $5,232 $5,696 $4,285 $4,857 $21,794 $24,327 $5,554 $5,923
Nationwide $4,224 $4,370 $4,161 $4,582 $13,234 $17,079 $5,159 $5,608
Progressive $2,796 $2,596 $2,400 $2,510 $8,533 $9,462 $3,245 $3,413
State Farm $2,220 $2,220 $1,976 $1,976 $5,655 $7,466 $2,427 $2,609
USAA $1,725 $1,727 $1,586 $1,604 $6,061 $7,199 $2,153 $2,391

Cheap Warm Springs, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Warm Springs, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Warm Springs, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Warm Springs, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,099 $7,859
GEICO $5,331 $6,380
Liberty Mutual $21,794 $24,327
Nationwide $13,234 $17,079
Progressive $8,533 $9,462
State Farm $5,655 $7,466
USAA $6,061 $7,199

Cheap Warm Springs, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Warm Springs, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Warm Springs, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,506 $2,506
GEICO $1,777 $1,777
Liberty Mutual $4,285 $4,857
Nationwide $4,161 $4,582
Progressive $2,400 $2,510
State Farm $1,976 $1,976
USAA $1,586 $1,604

Cheap Warm Springs, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Warm Springs, Georgia compared to the annual auto insurance rates with a clean record in Warm Springs, Georgia.

Annual Warm Springs, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,128 $4,823 $3,927 $3,290
GEICO $1,999 $2,515 $5,177 $2,240
Liberty Mutual $7,370 $10,063 $11,577 $9,824
Nationwide $5,608 $6,588 $10,201 $6,810
Progressive $3,449 $5,985 $4,032 $4,011
State Farm $3,043 $3,595 $3,319 $3,319
USAA $2,342 $2,955 $4,317 $2,609

Cheap Warm Springs, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Warm Springs, Georgia is not easy. Compare the annual rates for DUI auto insurance in Warm Springs, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Warm Springs, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,927
GEICO $5,177
Liberty Mutual $11,577
Nationwide $10,201
Progressive $4,032
State Farm $3,319
USAA $4,317

Cheap Warm Springs, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Warm Springs, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Warm Springs, Georgia

Insurance Company Poor Fair Good
Allstate $4,911 $3,416 $3,048
GEICO $3,752 $2,636 $2,561
Liberty Mutual $13,927 $8,520 $6,678
Nationwide $8,713 $7,042 $6,152
Progressive $4,953 $4,241 $3,914
State Farm $4,706 $2,930 $2,321
USAA $3,993 $2,794 $2,380

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Cheap Warm Springs, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Warm Springs, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Warm Springs, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Warm Springs, Georgia

ZIP Code Average Annual Rates
31830 $4,768

Cheap Warm Springs, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Warm Springs, Georgia auto insurance. Find the cheapest annual Warm Springs, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Warm Springs, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,706 $3,877
GEICO $2,931 $3,035
Liberty Mutual $9,709 $9,709
Nationwide $7,302 $7,302
Progressive $4,369 $4,369
State Farm $3,319 $3,319
USAA $2,917 $3,195

Cheap Warm Springs, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Warm Springs, Georgia? Check out the comparison of annual Warm Springs, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Warm Springs, Georgia

Insurance Company Low Medium High
Allstate $3,499 $3,830 $4,046
GEICO $2,791 $2,996 $3,163
Liberty Mutual $9,327 $9,657 $10,141
Nationwide $7,200 $7,431 $7,275
Progressive $4,048 $4,308 $4,752
State Farm $3,124 $3,321 $3,512
USAA $2,918 $3,040 $3,209

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Best By Category: Cheapest Auto Insurance in Warm Springs, Georgia

Compare the cheapest auto insurance companies in Warm Springs, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Warm Springs, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Warm Springs, Georgia Auto Insurance Companies

What auto insurance companies in Warm Springs, Georgia are the cheapest? Compare the top Warm Springs, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Warm Springs, Georgia

Insurance Company Average Annual Rates
Allstate $3,792
GEICO $2,983
Liberty Mutual $9,709
Nationwide $7,302
Progressive $4,369
State Farm $3,319
USAA $3,056

What affects auto insurance rates in Warm Springs, Georgia?

There are a lot of reasons why auto insurance rates in Warm Springs, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Warm Springs, Georgia. Many local factors may affect your Warm Springs auto insurance rates.

Warm Springs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Warm Springs, Georgia commute length is 24.9 minutes according to City-Data.

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Compare Warm Springs, Georgia Auto Insurance Quotes

Before you buy Warm Springs, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Warm Springs, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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