Best Cheap Auto Insurance in Warfield, KY (2021)

The average Warfield, KY auto insurance rates are $580 per month. The minimum auto insurance in Warfield is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Warfield, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Warfield, KY for senior drivers are $3,769 per year
  • The average commute length in Warfield is 20.7 minutes
  • The most expensive auto insurance company in Warfield for teen drivers is Travelers

Warfield, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Warfield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Warfield, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Warfield to other Kentucky cities, including Hopkinsville auto insurance rates, Bowling Green auto insurance rates, and Independence auto insurance rates to see how Warfield, Kentucky auto insurance rates stack up.

Before you buy Warfield, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Warfield, Kentucky auto insurance quotes.

Minimum Auto Insurance in Warfield, Kentucky

Warfield, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Warfield, Kentucky.

Minimum Required Auto Insurance Coverage in Warfield, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Warfield, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Warfield, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Warfield, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,656 $5,562 $5,196 $5,514 $21,020 $23,290 $6,123 $6,397
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,669 $5,096 $3,903 $4,412 $19,726 $21,984 $4,899 $5,150
Nationwide $5,612 $5,527 $5,076 $5,251 $12,513 $15,335 $6,384 $6,579
Progressive $3,201 $3,017 $2,917 $2,913 $16,497 $18,697 $3,971 $3,980
State Farm $2,480 $2,480 $2,199 $2,199 $6,690 $8,493 $2,748 $3,032
Travelers $4,016 $4,090 $3,958 $3,963 $20,555 $33,336 $4,202 $4,866
USAA $2,222 $2,217 $2,016 $2,039 $6,138 $6,430 $2,807 $3,068

Cheap Warfield, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Warfield, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Warfield, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Warfield, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $21,020 $23,290
GEICO $8,902 $10,417
Liberty Mutual $19,726 $21,984
Nationwide $12,513 $15,335
Progressive $16,497 $18,697
State Farm $6,690 $8,493
Travelers $20,555 $33,336
USAA $6,138 $6,430

Cheap Warfield, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Warfield, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Warfield, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,196 $5,514
GEICO $4,595 $4,158
Liberty Mutual $3,903 $4,412
Nationwide $5,076 $5,251
Progressive $2,917 $2,913
State Farm $2,199 $2,199
Travelers $3,958 $3,963
USAA $2,016 $2,039

Cheap Warfield, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Warfield, Kentucky compared to the annual auto insurance rates with a clean record in Warfield, Kentucky.

Annual Warfield, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,137 $10,633 $11,404 $9,205
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,259 $11,236 $8,702 $7,722
Nationwide $6,138 $8,016 $10,201 $6,784
Progressive $5,683 $8,543 $6,467 $6,903
State Farm $3,505 $4,075 $3,790 $3,790
Travelers $8,576 $8,828 $12,875 $9,215
USAA $2,526 $3,582 $4,312 $3,049

Cheap Warfield, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Warfield, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Warfield, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Warfield, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,404
GEICO $8,597
Liberty Mutual $8,702
Nationwide $10,201
Progressive $6,467
State Farm $3,790
Travelers $12,875
USAA $4,312

Cheap Warfield, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Warfield, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Warfield, Kentucky

Insurance Company Poor Fair Good
Allstate $13,267 $8,927 $7,340
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,581 $7,626 $5,982
Nationwide $9,567 $7,412 $6,376
Progressive $7,680 $6,732 $6,285
State Farm $5,434 $3,322 $2,615
Travelers $11,031 $9,310 $9,279
USAA $4,983 $2,817 $2,301

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Cheap Warfield, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Warfield, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Warfield, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Warfield, Kentucky

ZIP Code Average Annual Rates
41267 $6,339

Cheap Warfield, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Warfield, Kentucky auto insurance. Find the cheapest annual Warfield, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Warfield, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,845 $9,845
GEICO $5,341 $5,438
Liberty Mutual $8,730 $8,730
Nationwide $7,785 $7,785
Progressive $6,899 $6,899
State Farm $3,699 $3,882
Travelers $9,873 $9,873
USAA $3,241 $3,494

Cheap Warfield, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Warfield, Kentucky? Check out the comparison of annual Warfield, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Warfield, Kentucky

Insurance Company Low Medium High
Allstate $8,617 $9,766 $11,151
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,197 $8,665 $9,327
Nationwide $7,752 $7,650 $7,952
Progressive $6,073 $6,717 $7,906
State Farm $3,546 $3,777 $4,048
Travelers $9,335 $9,905 $10,380
USAA $3,184 $3,358 $3,560

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Best By Category: Cheapest Auto Insurance in Warfield, Kentucky

Compare the cheapest auto insurance companies in Warfield, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Warfield, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Warfield, Kentucky Auto Insurance Companies

What auto insurance companies in Warfield, Kentucky are the cheapest? Compare the top Warfield, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Warfield, Kentucky

Insurance Company Average Annual Rates
Allstate $9,845
GEICO $5,390
Liberty Mutual $8,730
Nationwide $7,785
Progressive $6,899
State Farm $3,790
Travelers $9,873
USAA $3,367

What affects auto insurance rates in Warfield, Kentucky?

There are a lot of reasons why auto insurance rates in Warfield, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Warfield, Kentucky. Many local factors may affect your Warfield auto insurance rates.

Warfield Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Warfield, Kentucky commute length is 20.7 minutes according to City-Data.

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Compare Warfield, Kentucky Auto Insurance Quotes

Before you buy Warfield, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Warfield, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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