Best Cheap Auto Insurance in Ward, AL (2021)

The average Ward, AL auto insurance rates are $316 per month. The minimum auto insurance in Ward is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Ward, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Ward, Alabama is 25/50/25
  • The cheapest auto insurance company in Ward is USAA
  • Average auto insurance rates in Ward, AL for senior drivers are $2,023 per year

Ward, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Ward can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ward, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Ward to other Alabama cities, including Tuscaloosa auto insurance rates, Huntsville auto insurance rates, and Decatur auto insurance rates to see how Ward, Alabama auto insurance rates stack up.

Before you buy Ward, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ward, Alabama auto insurance quotes.

Minimum Auto Insurance in Ward, Alabama

Ward, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ward, Alabama.

Minimum Required Auto Insurance Coverage in Ward, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ward, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ward, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ward, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,059 $1,929 $1,968 $7,049 $7,554 $2,436 $2,505
Farmers $2,676 $2,663 $2,397 $2,532 $9,908 $10,210 $3,041 $3,183
GEICO $2,072 $2,042 $1,937 $1,974 $5,292 $5,199 $2,191 $2,046
Liberty Mutual $3,248 $3,513 $2,660 $2,976 $11,590 $12,894 $3,473 $3,715
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,507 $2,370 $2,049 $2,186 $9,750 $10,899 $2,930 $3,101
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,612 $1,640 $1,500 $1,498 $8,475 $13,341 $1,527 $1,776
USAA $1,382 $1,408 $1,288 $1,268 $4,083 $4,536 $1,803 $1,953

Cheap Ward, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ward, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Ward, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Ward, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,049 $7,554
Farmers $9,908 $10,210
GEICO $5,292 $5,199
Liberty Mutual $11,590 $12,894
Nationwide $4,418 $5,752
Progressive $9,750 $10,899
State Farm $8,309 $10,427
Travelers $8,475 $13,341
USAA $4,083 $4,536

Cheap Ward, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Ward, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ward, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $1,968
Farmers $2,397 $2,532
GEICO $1,937 $1,974
Liberty Mutual $2,660 $2,976
Nationwide $1,577 $1,642
Progressive $2,049 $2,186
State Farm $2,520 $2,520
Travelers $1,500 $1,498
USAA $1,288 $1,268

Cheap Ward, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ward, Alabama compared to the annual auto insurance rates with a clean record in Ward, Alabama.

Annual Ward, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $3,472 $4,060 $3,324
Farmers $3,858 $4,969 $4,847 $4,630
GEICO $1,940 $3,087 $3,748 $2,603
Liberty Mutual $4,319 $6,007 $5,888 $5,819
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $4,056 $5,053 $4,328 $4,459
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $3,269 $3,432 $5,000 $3,984
USAA $1,703 $2,133 $3,182 $1,843

Cheap Ward, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ward, Alabama is not easy. Compare the annual rates for DUI auto insurance in Ward, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Ward, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,060
Farmers $4,847
GEICO $3,748
Liberty Mutual $5,888
Nationwide $3,353
Progressive $4,328
State Farm $4,472
Travelers $5,000
USAA $3,182

Cheap Ward, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ward, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ward, Alabama

Insurance Company Poor Fair Good
Allstate $4,287 $3,345 $2,735
Farmers $5,138 $4,409 $4,182
GEICO $3,618 $2,580 $2,334
Liberty Mutual $7,908 $4,828 $3,789
Nationwide $3,171 $2,467 $2,229
Progressive $5,085 $4,320 $4,017
State Farm $7,329 $3,709 $2,520
Travelers $4,280 $3,707 $3,777
USAA $2,984 $1,935 $1,726

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Cheap Ward, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ward, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Ward, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ward, Alabama

ZIP Code Average Annual Rates
36922 $3,889

Cheap Ward, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Ward, Alabama auto insurance. Find the cheapest annual Ward, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ward, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,456 $3,456
Farmers $4,576 $4,576
GEICO $2,789 $2,899
Liberty Mutual $5,508 $5,508
Nationwide $2,623 $2,623
Progressive $4,474 $4,474
State Farm $4,410 $4,629
Travelers $3,921 $3,921
USAA $2,114 $2,317

Cheap Ward, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ward, Alabama? Check out the comparison of annual Ward, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ward, Alabama

Insurance Company Low Medium High
Allstate $3,335 $3,448 $3,584
Farmers $4,352 $4,524 $4,852
GEICO $2,643 $2,832 $3,058
Liberty Mutual $5,270 $5,484 $5,772
Nationwide $2,624 $2,595 $2,649
Progressive $4,024 $4,446 $4,952
State Farm $4,278 $4,514 $4,767
Travelers $3,736 $4,000 $4,027
USAA $2,139 $2,204 $2,302

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Best By Category: Cheapest Auto Insurance in Ward, Alabama

Compare the cheapest auto insurance companies in Ward, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ward, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Ward, Alabama Auto Insurance Companies

What auto insurance companies in Ward, Alabama are the cheapest? Compare the top Ward, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ward, Alabama

Insurance Company Average Annual Rates
Allstate $3,456
Farmers $4,576
GEICO $2,844
Liberty Mutual $5,508
Nationwide $2,623
Progressive $4,474
State Farm $4,519
Travelers $3,921
USAA $2,215

Compare Ward, Alabama Auto Insurance Quotes

Before you buy Ward, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ward, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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