Best Cheap Auto Insurance in Wamego, KS (2021)

The average Wamego, KS auto insurance rates are $266 per month. The minimum auto insurance in Wamego is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Wamego, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Wamego for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Wamego, Kansas is 25/50/25
  • Average auto insurance rates in Wamego, KS for senior drivers are $1,857 per year

Wamego, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Wamego can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wamego, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Wamego to other Kansas cities, including Manhattan auto insurance rates, Topeka auto insurance rates, and Salina auto insurance rates to see how Wamego, Kansas auto insurance rates stack up.

Before you buy Wamego, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wamego, Kansas auto insurance quotes.

Minimum Auto Insurance in Wamego, Kansas

Wamego, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wamego, Kansas.

Minimum Required Auto Insurance Coverage in Wamego, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Wamego, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wamego, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wamego, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,588 $1,588 $1,435 $1,435 $3,098 $3,718 $1,588 $1,789
Farmers $2,346 $2,323 $2,094 $2,191 $6,514 $6,732 $2,645 $2,774
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,169 $2,342 $2,081 $2,322 $10,226 $11,416 $2,358 $2,548
Nationwide $1,908 $1,972 $1,694 $1,831 $3,874 $4,772 $2,213 $2,362
Progressive $2,235 $2,119 $1,802 $1,885 $8,438 $9,513 $2,640 $2,834
State Farm $1,653 $1,653 $1,446 $1,446 $4,372 $5,577 $1,857 $2,096
Travelers $1,922 $1,955 $1,877 $1,899 $7,776 $12,116 $1,968 $2,314
USAA $1,180 $1,197 $1,087 $1,090 $4,081 $4,266 $1,557 $1,618

Cheap Wamego, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wamego, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Wamego, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Wamego, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,098 $3,718
Farmers $6,514 $6,732
GEICO $4,439 $5,960
Liberty Mutual $10,226 $11,416
Nationwide $3,874 $4,772
Progressive $8,438 $9,513
State Farm $4,372 $5,577
Travelers $7,776 $12,116
USAA $4,081 $4,266

Cheap Wamego, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Wamego, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wamego, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,435 $1,435
Farmers $2,094 $2,191
GEICO $2,443 $2,273
Liberty Mutual $2,081 $2,322
Nationwide $1,694 $1,831
Progressive $1,802 $1,885
State Farm $1,446 $1,446
Travelers $1,877 $1,899
USAA $1,087 $1,090

Cheap Wamego, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wamego, Kansas compared to the annual auto insurance rates with a clean record in Wamego, Kansas.

Annual Wamego, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $1,992 $2,142 $1,992 $1,992
Farmers $2,906 $3,749 $3,653 $3,502
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,331 $5,036 $4,943 $4,421
Nationwide $1,928 $2,222 $3,950 $2,212
Progressive $3,629 $4,258 $3,797 $4,049
State Farm $2,333 $2,692 $2,513 $2,513
Travelers $2,898 $3,782 $5,215 $4,019
USAA $1,471 $1,986 $2,895 $1,685

Cheap Wamego, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wamego, Kansas is not easy. Compare the annual rates for DUI auto insurance in Wamego, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Wamego, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,515
American Family $1,992
Farmers $3,653
GEICO $4,922
Liberty Mutual $4,943
Nationwide $3,950
Progressive $3,797
State Farm $2,513
Travelers $5,215
USAA $2,895

Cheap Wamego, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wamego, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wamego, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,651 $1,874 $1,565
Farmers $4,059 $3,242 $3,057
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,433 $4,433 $4,433
Nationwide $2,867 $2,519 $2,349
Progressive $4,496 $3,794 $3,510
State Farm $3,658 $2,186 $1,694
Travelers $4,597 $3,743 $3,595
USAA $2,738 $1,804 $1,486

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Cheap Wamego, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wamego, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Wamego, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wamego, Kansas

ZIP Code Average Annual Rates
66547 $3,371

Cheap Wamego, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Wamego, Kansas auto insurance. Find the cheapest annual Wamego, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wamego, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,004 $2,056
Farmers $3,452 $3,452
GEICO $3,027 $3,159
Liberty Mutual $4,433 $4,433
Nationwide $2,578 $2,578
Progressive $3,933 $3,933
State Farm $2,450 $2,575
Travelers $3,978 $3,978
USAA $1,953 $2,066

Cheap Wamego, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wamego, Kansas? Check out the comparison of annual Wamego, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wamego, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,049 $2,132 $1,909
Farmers $3,311 $3,435 $3,611
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,328 $4,422 $4,548
Nationwide $2,721 $2,549 $2,465
Progressive $3,699 $3,901 $4,200
State Farm $2,423 $2,519 $2,596
Travelers $3,774 $3,984 $4,177
USAA $1,946 $2,005 $2,078

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Best By Category: Cheapest Auto Insurance in Wamego, Kansas

Compare the cheapest auto insurance companies in Wamego, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wamego, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Wamego, Kansas Auto Insurance Companies

What auto insurance companies in Wamego, Kansas are the cheapest? Compare the top Wamego, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wamego, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,030
Farmers $3,452
GEICO $3,093
Liberty Mutual $4,433
Nationwide $2,578
Progressive $3,933
State Farm $2,513
Travelers $3,978
USAA $2,010

What affects auto insurance rates in Wamego, Kansas?

There are a lot of reasons why auto insurance rates in Wamego, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wamego, Kansas. Many local factors may affect your Wamego auto insurance rates.

Wamego Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Wamego, Kansas auto theft statistics, there have been 9 auto thefts in the city.

Wamego Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wamego, Kansas commute length is 23.9 minutes according to City-Data.

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Compare Wamego, Kansas Auto Insurance Quotes

Before you buy Wamego, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wamego, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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