Best Cheap Auto Insurance in Walton, KY (2021)

The average Walton, KY auto insurance rates are $321 per month. The minimum auto insurance in Walton is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Walton, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Walton is USAA
  • The minimum auto insurance required in Walton, Kentucky is 25/50/25
  • Average auto insurance rates in Walton, KY for senior drivers are $2,130 per year

Walton, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Walton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Walton, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Walton to other Kentucky cities, including Independence auto insurance rates, Hopkinsville auto insurance rates, and George auto insurance rates to see how Walton, Kentucky auto insurance rates stack up.

Before you buy Walton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Walton, Kentucky auto insurance quotes.

Minimum Auto Insurance in Walton, Kentucky

Walton, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Walton, Kentucky.

Minimum Required Auto Insurance Coverage in Walton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Walton, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Walton, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Walton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,974 $2,935 $2,698 $2,876 $11,278 $12,692 $3,272 $3,447
GEICO $3,156 $2,920 $3,304 $2,992 $6,546 $7,739 $2,573 $2,217
Liberty Mutual $2,490 $2,692 $2,122 $2,366 $10,517 $11,623 $2,597 $2,690
Nationwide $2,572 $2,570 $2,336 $2,431 $5,699 $7,063 $2,908 $3,044
Progressive $1,963 $1,864 $1,765 $1,774 $9,609 $10,840 $2,429 $2,477
State Farm $1,535 $1,535 $1,377 $1,377 $4,609 $5,856 $1,715 $1,906
Travelers $1,864 $1,895 $1,840 $1,841 $8,879 $14,164 $1,954 $2,234
USAA $1,634 $1,626 $1,483 $1,494 $4,473 $4,692 $2,052 $2,232

Cheap Walton, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Walton, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Walton, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Walton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,278 $12,692
GEICO $6,546 $7,739
Liberty Mutual $10,517 $11,623
Nationwide $5,699 $7,063
Progressive $9,609 $10,840
State Farm $4,609 $5,856
Travelers $8,879 $14,164
USAA $4,473 $4,692

Cheap Walton, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Walton, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Walton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,698 $2,876
GEICO $3,304 $2,992
Liberty Mutual $2,122 $2,366
Nationwide $2,336 $2,431
Progressive $1,765 $1,774
State Farm $1,377 $1,377
Travelers $1,840 $1,841
USAA $1,483 $1,494

Cheap Walton, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Walton, Kentucky compared to the annual auto insurance rates with a clean record in Walton, Kentucky.

Annual Walton, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,354 $5,704 $6,103 $4,926
GEICO $2,346 $4,168 $6,335 $2,874
Liberty Mutual $3,868 $5,947 $4,625 $4,109
Nationwide $2,872 $3,676 $4,615 $3,149
Progressive $3,385 $5,009 $3,859 $4,107
State Farm $2,273 $2,705 $2,489 $2,489
Travelers $3,781 $3,887 $5,615 $4,052
USAA $1,854 $2,616 $3,140 $2,234

Cheap Walton, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Walton, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Walton, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Walton, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,103
GEICO $6,335
Liberty Mutual $4,625
Nationwide $4,615
Progressive $3,859
State Farm $2,489
Travelers $5,615
USAA $3,140

Cheap Walton, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Walton, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Walton, Kentucky

Insurance Company Poor Fair Good
Allstate $6,961 $4,830 $4,024
GEICO $6,463 $3,227 $2,102
Liberty Mutual $6,605 $4,082 $3,224
Nationwide $4,327 $3,424 $2,983
Progressive $4,557 $3,989 $3,724
State Farm $3,599 $2,173 $1,695
Travelers $4,825 $4,096 $4,080
USAA $3,638 $2,060 $1,685

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Walton, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Walton, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Walton, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Walton, Kentucky

ZIP Code Average Annual Rates
41094 $3,452

Cheap Walton, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Walton, Kentucky auto insurance. Find the cheapest annual Walton, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Walton, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,272 $5,272
GEICO $3,894 $3,968
Liberty Mutual $4,637 $4,637
Nationwide $3,578 $3,578
Progressive $4,090 $4,090
State Farm $2,426 $2,552
Travelers $4,334 $4,334
USAA $2,371 $2,550

Cheap Walton, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Walton, Kentucky? Check out the comparison of annual Walton, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Walton, Kentucky

Insurance Company Low Medium High
Allstate $4,904 $5,251 $5,659
GEICO $3,674 $3,916 $4,203
Liberty Mutual $4,419 $4,609 $4,884
Nationwide $3,592 $3,541 $3,601
Progressive $3,780 $4,051 $4,439
State Farm $2,321 $2,488 $2,657
Travelers $4,116 $4,358 $4,527
USAA $2,343 $2,455 $2,585

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Walton, Kentucky

Compare the cheapest auto insurance companies in Walton, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Walton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Walton, Kentucky Auto Insurance Companies

What auto insurance companies in Walton, Kentucky are the cheapest? Compare the top Walton, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Walton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,272
GEICO $3,931
Liberty Mutual $4,637
Nationwide $3,578
Progressive $4,090
State Farm $2,489
Travelers $4,334
USAA $2,461

What affects auto insurance rates in Walton, Kentucky?

There are a lot of reasons why auto insurance rates in Walton, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Walton, Kentucky. Many local factors may affect your Walton auto insurance rates.

Walton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Walton, Kentucky commute length is 23.7 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Walton, Kentucky Auto Insurance Quotes

Before you buy Walton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Walton, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption