Best Cheap Auto Insurance in Walsenburg, CO (2021)

The average Walsenburg, CO auto insurance rates are $327 per month. The minimum auto insurance in Walsenburg is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Walsenburg, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Walsenburg for teen drivers is Farmers
  • The minimum auto insurance required in Walsenburg, Colorado is 25/50/15
  • The cheapest auto insurance company in Walsenburg is Liberty Mutual

Walsenburg, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Walsenburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Walsenburg, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Walsenburg to other Colorado cities, including Colorado Springs auto insurance rates, Westminster auto insurance rates, and Lakewood auto insurance rates to see how Walsenburg, Colorado auto insurance rates stack up.

Before you buy Walsenburg, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Walsenburg, Colorado auto insurance quotes.

Minimum Auto Insurance in Walsenburg, Colorado

Walsenburg, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Walsenburg, Colorado.

Minimum Required Auto Insurance Coverage in Walsenburg, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Walsenburg, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Walsenburg, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Walsenburg, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,010 $3,819 $3,549 $3,593 $12,196 $12,809 $4,585 $4,668
American Family $2,330 $2,330 $2,098 $2,098 $5,641 $7,517 $2,330 $2,869
Farmers $3,349 $3,325 $3,024 $3,255 $12,931 $13,098 $3,693 $3,744
GEICO $1,918 $2,076 $1,995 $2,230 $5,844 $6,191 $1,760 $1,801
Liberty Mutual $1,705 $1,666 $1,454 $1,595 $4,862 $5,288 $1,718 $1,734
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $2,440 $2,286 $2,106 $2,104 $8,101 $9,073 $2,756 $2,689
State Farm $1,913 $1,913 $1,705 $1,705 $5,366 $6,804 $2,136 $2,534
USAA $2,339 $2,352 $2,214 $2,238 $5,735 $6,602 $3,017 $3,309

Cheap Walsenburg, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Walsenburg, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Walsenburg, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Walsenburg, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,196 $12,809
American Family $5,641 $7,517
Farmers $12,931 $13,098
GEICO $5,844 $6,191
Liberty Mutual $4,862 $5,288
Nationwide $6,687 $8,617
Progressive $8,101 $9,073
State Farm $5,366 $6,804
USAA $5,735 $6,602

Cheap Walsenburg, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Walsenburg, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Walsenburg, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,549 $3,593
American Family $2,098 $2,098
Farmers $3,024 $3,255
GEICO $1,995 $2,230
Liberty Mutual $1,454 $1,595
Nationwide $2,380 $2,529
Progressive $2,106 $2,104
State Farm $1,705 $1,705
USAA $2,214 $2,238

Cheap Walsenburg, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Walsenburg, Colorado compared to the annual auto insurance rates with a clean record in Walsenburg, Colorado.

Annual Walsenburg, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,388 $6,084 $7,171 $5,971
American Family $2,516 $3,581 $4,659 $2,851
Farmers $4,902 $6,302 $6,212 $5,793
GEICO $2,121 $3,271 $3,728 $2,787
Liberty Mutual $2,189 $2,565 $2,668 $2,589
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $3,425 $4,741 $3,615 $3,996
State Farm $2,779 $3,240 $3,010 $3,010
USAA $2,543 $3,088 $5,401 $2,871

Cheap Walsenburg, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Walsenburg, Colorado is not easy. Compare the annual rates for DUI auto insurance in Walsenburg, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Walsenburg, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,171
American Family $4,659
Farmers $6,212
GEICO $3,728
Liberty Mutual $2,668
Nationwide $5,371
Progressive $3,615
State Farm $3,010
USAA $5,401

Cheap Walsenburg, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Walsenburg, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Walsenburg, Colorado

Insurance Company Poor Fair Good
Allstate $7,878 $6,030 $4,553
American Family $4,441 $3,137 $2,627
Farmers $6,714 $5,482 $5,211
GEICO $3,578 $2,977 $2,375
Liberty Mutual $3,579 $2,186 $1,744
Nationwide $4,848 $3,820 $3,334
Progressive $4,495 $3,828 $3,510
State Farm $4,181 $2,685 $2,163
USAA $5,166 $2,924 $2,337

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Cheap Walsenburg, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Walsenburg, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Walsenburg, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Walsenburg, Colorado

ZIP Code Average Annual Rates
81089 $3,617

Cheap Walsenburg, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Walsenburg, Colorado auto insurance. Find the cheapest annual Walsenburg, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Walsenburg, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,154 $6,154
American Family $3,330 $3,473
Farmers $5,802 $5,802
GEICO $2,911 $3,042
Liberty Mutual $2,503 $2,503
Nationwide $4,001 $4,001
Progressive $3,944 $3,944
State Farm $2,937 $3,082
USAA $3,377 $3,575

Cheap Walsenburg, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Walsenburg, Colorado? Check out the comparison of annual Walsenburg, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Walsenburg, Colorado

Insurance Company Low Medium High
Allstate $5,844 $6,133 $6,484
American Family $3,255 $3,472 $3,479
Farmers $5,096 $5,720 $6,590
GEICO $2,715 $2,928 $3,287
Liberty Mutual $2,360 $2,492 $2,657
Nationwide $4,052 $4,001 $3,949
Progressive $3,679 $3,954 $4,200
State Farm $2,838 $3,010 $3,180
USAA $3,336 $3,475 $3,616

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Best By Category: Cheapest Auto Insurance in Walsenburg, Colorado

Compare the cheapest auto insurance companies in Walsenburg, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Walsenburg, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Walsenburg, Colorado Auto Insurance Companies

What auto insurance companies in Walsenburg, Colorado are the cheapest? Compare the top Walsenburg, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Walsenburg, Colorado

Insurance Company Average Annual Rates
Allstate $6,154
American Family $3,402
Farmers $5,802
GEICO $2,977
Liberty Mutual $2,503
Nationwide $4,001
Progressive $3,944
State Farm $3,009
USAA $3,476

What affects auto insurance rates in Walsenburg, Colorado?

There are a lot of reasons why auto insurance rates in Walsenburg, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Walsenburg, Colorado. Many local factors may affect your Walsenburg auto insurance rates.

Walsenburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Walsenburg, Colorado commute length is 15.0 minutes according to City-Data.

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Compare Walsenburg, Colorado Auto Insurance Quotes

Before you buy Walsenburg, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Walsenburg, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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