Best Cheap Auto Insurance in Walloon Lake, MI (2021)

The average Walloon Lake, MI auto insurance rates are $790 per month. The minimum auto insurance in Walloon Lake is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Walloon Lake, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Walloon Lake is 17.6 minutes
  • Average auto insurance rates in Walloon Lake, MI for senior drivers are $6,310 per year
  • The minimum auto insurance required in Walloon Lake, Michigan is 20/40/10

Walloon Lake, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Walloon Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Walloon Lake, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Walloon Lake to other Michigan cities, including Lansing auto insurance rates, Grand Rapids auto insurance rates, and Livonia auto insurance rates to see how Walloon Lake, Michigan auto insurance rates stack up.

Before you buy Walloon Lake, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Walloon Lake, Michigan auto insurance quotes.

Minimum Auto Insurance in Walloon Lake, Michigan

Walloon Lake, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Walloon Lake, Michigan.

Minimum Required Auto Insurance Coverage in Walloon Lake, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Walloon Lake, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Walloon Lake, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Walloon Lake, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,178 $18,178 $17,007 $17,007 $43,020 $43,020 $19,109 $19,109
Farmers $3,377 $3,377 $3,155 $3,155 $7,735 $7,735 $3,795 $3,795
GEICO $3,704 $3,704 $3,778 $3,778 $10,469 $10,469 $3,544 $3,544
Liberty Mutual $13,423 $13,423 $13,290 $13,290 $31,542 $31,542 $13,423 $13,423
Nationwide $4,680 $4,680 $4,166 $4,166 $12,064 $12,064 $5,117 $5,117
Progressive $2,929 $2,724 $2,590 $2,889 $10,700 $11,402 $3,407 $3,152
State Farm $6,290 $6,290 $5,806 $5,806 $21,782 $21,782 $7,383 $7,383
Travelers $5,348 $5,348 $4,589 $4,589 $16,137 $16,137 $5,811 $5,811
USAA $2,473 $2,364 $2,321 $2,207 $6,108 $5,869 $3,037 $2,945

Cheap Walloon Lake, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Walloon Lake, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Walloon Lake, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Walloon Lake, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,020 $43,020
Farmers $7,735 $7,735
GEICO $10,469 $10,469
Liberty Mutual $31,542 $31,542
Nationwide $12,064 $12,064
Progressive $10,700 $11,402
State Farm $21,782 $21,782
Travelers $16,137 $16,137
USAA $6,108 $5,869

Cheap Walloon Lake, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Walloon Lake, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Walloon Lake, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,007 $17,007
Farmers $3,155 $3,155
GEICO $3,778 $3,778
Liberty Mutual $13,290 $13,290
Nationwide $4,166 $4,166
Progressive $2,590 $2,889
State Farm $5,806 $5,806
Travelers $4,589 $4,589
USAA $2,321 $2,207

Cheap Walloon Lake, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Walloon Lake, Michigan compared to the annual auto insurance rates with a clean record in Walloon Lake, Michigan.

Annual Walloon Lake, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,781 $15,856 $53,166 $16,511
Farmers $3,796 $4,838 $4,771 $4,657
GEICO $1,893 $4,004 $12,101 $3,497
Liberty Mutual $12,457 $15,103 $28,109 $16,009
Nationwide $5,553 $7,442 $6,765 $6,267
Progressive $4,221 $5,537 $4,978 $5,160
State Farm $6,605 $7,896 $16,929 $9,831
Travelers $5,408 $7,706 $12,382 $6,390
USAA $2,750 $3,422 $4,492 $2,998

Cheap Walloon Lake, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Walloon Lake, Michigan is not easy. Compare the annual rates for DUI auto insurance in Walloon Lake, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Walloon Lake, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $53,166
Farmers $4,771
GEICO $12,101
Liberty Mutual $28,109
Nationwide $6,765
Progressive $4,978
State Farm $16,929
Travelers $12,382
USAA $4,492

Cheap Walloon Lake, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Walloon Lake, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Walloon Lake, Michigan

Insurance Company Poor Fair Good
Allstate $37,251 $20,462 $15,271
Farmers $5,893 $3,974 $3,680
GEICO $6,905 $5,080 $4,136
Liberty Mutual $28,338 $16,372 $9,047
Nationwide $8,198 $6,128 $5,194
Progressive $5,735 $4,831 $4,355
State Farm $16,715 $8,470 $5,761
Travelers $8,169 $7,922 $7,822
USAA $5,106 $2,910 $2,231

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Cheap Walloon Lake, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Walloon Lake, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Walloon Lake, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Walloon Lake, Michigan

ZIP Code Average Annual Rates
49796 $6,653

Cheap Walloon Lake, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Walloon Lake, Michigan auto insurance. Find the cheapest annual Walloon Lake, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Walloon Lake, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $24,328 $24,328
Farmers $4,516 $4,516
GEICO $5,252 $5,495
Liberty Mutual $17,304 $18,535
Nationwide $6,507 $6,507
Progressive $4,974 $4,974
State Farm $10,047 $10,584
Travelers $7,926 $8,017
USAA $3,377 $3,454

Cheap Walloon Lake, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Walloon Lake, Michigan? Check out the comparison of annual Walloon Lake, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Walloon Lake, Michigan

Insurance Company Low Medium High
Allstate $23,774 $24,378 $24,834
Farmers $4,388 $4,505 $4,653
GEICO $5,038 $5,328 $5,755
Liberty Mutual $17,501 $17,878 $18,379
Nationwide $6,846 $6,388 $6,286
Progressive $4,826 $4,980 $5,115
State Farm $9,852 $10,372 $10,721
Travelers $7,889 $7,978 $8,047
USAA $3,316 $3,423 $3,507

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Best By Category: Cheapest Auto Insurance in Walloon Lake, Michigan

Compare the cheapest auto insurance companies in Walloon Lake, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Walloon Lake, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Walloon Lake, Michigan Auto Insurance Companies

What auto insurance companies in Walloon Lake, Michigan are the cheapest? Compare the top Walloon Lake, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Walloon Lake, Michigan

Insurance Company Average Annual Rates
Allstate $24,328
Farmers $4,516
GEICO $5,374
Liberty Mutual $17,919
Nationwide $6,507
Progressive $4,974
State Farm $10,315
Travelers $7,971
USAA $3,415

What affects auto insurance rates in Walloon Lake, Michigan?

There are a lot of reasons why auto insurance rates in Walloon Lake, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Walloon Lake, Michigan. Many local factors may affect your Walloon Lake auto insurance rates.

Walloon Lake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Walloon Lake, Michigan commute length is 17.6 minutes according to City-Data.

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Compare Walloon Lake, Michigan Auto Insurance Quotes

Before you buy Walloon Lake, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Walloon Lake, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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