Best Cheap Auto Insurance in Wallingford, CT (2021)

The average Wallingford, CT auto insurance rates are $385 per month. The minimum auto insurance in Wallingford is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Wallingford, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Wallingford for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Wallingford is State Farm
  • The average commute length in Wallingford is 23.0 minutes

Wallingford, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Wallingford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wallingford, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Wallingford to other Connecticut cities, including New Haven auto insurance rates, Danbury auto insurance rates, and Norwalk auto insurance rates to see how Wallingford, Connecticut auto insurance rates stack up.

Before you buy Wallingford, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wallingford, Connecticut auto insurance quotes.

Minimum Auto Insurance in Wallingford, Connecticut

Wallingford, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wallingford, Connecticut.

Minimum Required Auto Insurance Coverage in Wallingford, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Wallingford, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wallingford, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wallingford, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,992 $3,934 $3,687 $3,951 $12,253 $14,477 $4,158 $4,343
GEICO $2,396 $2,402 $2,222 $2,240 $5,599 $6,619 $2,311 $2,239
Liberty Mutual $3,613 $3,934 $2,780 $3,432 $18,140 $20,457 $3,652 $3,986
Nationwide $2,271 $2,295 $2,043 $2,141 $6,284 $7,960 $2,634 $2,829
Progressive $2,276 $2,119 $1,941 $2,023 $9,451 $10,472 $2,593 $2,898
State Farm $1,876 $1,876 $1,727 $1,727 $5,740 $7,221 $2,111 $2,425
Travelers $1,689 $1,713 $1,691 $1,685 $13,016 $21,074 $1,837 $2,050
USAA $2,086 $2,061 $1,951 $1,922 $6,637 $6,949 $2,798 $2,892

Cheap Wallingford, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wallingford, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Wallingford, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Wallingford, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,253 $14,477
GEICO $5,599 $6,619
Liberty Mutual $18,140 $20,457
Nationwide $6,284 $7,960
Progressive $9,451 $10,472
State Farm $5,740 $7,221
Travelers $13,016 $21,074
USAA $6,637 $6,949

Cheap Wallingford, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Wallingford, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wallingford, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,687 $3,951
GEICO $2,222 $2,240
Liberty Mutual $2,780 $3,432
Nationwide $2,043 $2,141
Progressive $1,941 $2,023
State Farm $1,727 $1,727
Travelers $1,691 $1,685
USAA $1,951 $1,922

Cheap Wallingford, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wallingford, Connecticut compared to the annual auto insurance rates with a clean record in Wallingford, Connecticut.

Annual Wallingford, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,393 $6,689 $7,922 $5,393
GEICO $2,057 $2,698 $5,734 $2,526
Liberty Mutual $6,565 $8,224 $8,146 $7,062
Nationwide $2,902 $3,779 $4,321 $3,227
Progressive $3,604 $5,222 $3,792 $4,268
State Farm $2,873 $3,160 $3,160 $3,160
Travelers $4,508 $4,881 $7,095 $5,894
USAA $2,631 $3,311 $5,075 $2,631

Cheap Wallingford, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wallingford, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Wallingford, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Wallingford, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,922
GEICO $5,734
Liberty Mutual $8,146
Nationwide $4,321
Progressive $3,792
State Farm $3,160
Travelers $7,095
USAA $5,075

Cheap Wallingford, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wallingford, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wallingford, Connecticut

Insurance Company Poor Fair Good
Allstate $8,085 $6,116 $4,847
GEICO $4,734 $2,854 $2,173
Liberty Mutual $10,653 $6,633 $5,211
Nationwide $4,702 $3,165 $2,804
Progressive $4,595 $4,122 $3,948
State Farm $4,301 $2,751 $2,212
Travelers $6,344 $5,294 $5,145
USAA $4,507 $3,048 $2,681

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Cheap Wallingford, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wallingford, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Wallingford, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wallingford, Connecticut

ZIP Code Average Annual Rates
6492 $4,668

Cheap Wallingford, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Wallingford, Connecticut auto insurance. Find the cheapest annual Wallingford, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wallingford, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,349 $6,349
GEICO $3,204 $3,304
Liberty Mutual $7,499 $7,499
Nationwide $3,557 $3,557
Progressive $4,221 $4,221
State Farm $3,011 $3,165
Travelers $5,594 $5,594
USAA $3,371 $3,453

Cheap Wallingford, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wallingford, Connecticut? Check out the comparison of annual Wallingford, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wallingford, Connecticut

Insurance Company Low Medium High
Allstate $5,943 $6,339 $6,765
GEICO $2,998 $3,210 $3,553
Liberty Mutual $7,203 $7,441 $7,853
Nationwide $3,604 $3,584 $3,483
Progressive $3,913 $4,182 $4,569
State Farm $2,893 $3,094 $3,278
Travelers $5,144 $5,553 $6,086
USAA $3,174 $3,416 $3,646

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Best By Category: Cheapest Auto Insurance in Wallingford, Connecticut

Compare the cheapest auto insurance companies in Wallingford, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wallingford, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Wallingford, Connecticut Auto Insurance Companies

What auto insurance companies in Wallingford, Connecticut are the cheapest? Compare the top Wallingford, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wallingford, Connecticut

Insurance Company Average Annual Rates
Allstate $6,349
GEICO $3,254
Liberty Mutual $7,499
Nationwide $3,557
Progressive $4,221
State Farm $3,088
Travelers $5,594
USAA $3,412

What affects auto insurance rates in Wallingford, Connecticut?

There are a lot of reasons why auto insurance rates in Wallingford, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wallingford, Connecticut. Many local factors may affect your Wallingford auto insurance rates.

Wallingford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wallingford, Connecticut commute length is 23.0 minutes according to City-Data.

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Compare Wallingford, Connecticut Auto Insurance Quotes

Before you buy Wallingford, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wallingford, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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