Best Cheap Auto Insurance in Wallace, MI (2021)

The average Wallace, MI auto insurance rates are $766 per month. The minimum auto insurance in Wallace is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Wallace, Michigan, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Wallace for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Wallace, Michigan is 20/40/10
  • Average auto insurance rates in Wallace, MI for senior drivers are $6,079 per year

Wallace, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Wallace can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wallace, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Wallace to other Michigan cities, including Livonia auto insurance rates, Dearborn auto insurance rates, and Detroit auto insurance rates to see how Wallace, Michigan auto insurance rates stack up.

Before you buy Wallace, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wallace, Michigan auto insurance quotes.

Minimum Auto Insurance in Wallace, Michigan

Wallace, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wallace, Michigan.

Minimum Required Auto Insurance Coverage in Wallace, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Wallace, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wallace, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wallace, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,884 $3,884 $3,624 $3,624 $8,614 $8,614 $4,354 $4,354
GEICO $3,723 $3,723 $3,751 $3,751 $10,255 $10,255 $3,563 $3,563
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $4,060 $4,060 $3,603 $3,603 $10,595 $10,595 $4,443 $4,443
Progressive $3,028 $2,857 $2,660 $2,946 $10,646 $11,399 $3,542 $3,342
State Farm $7,118 $7,118 $6,553 $6,553 $24,128 $24,128 $8,324 $8,324
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,587 $2,452 $2,431 $2,299 $6,217 $5,902 $3,146 $3,020

Cheap Wallace, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wallace, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Wallace, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Wallace, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,614 $8,614
GEICO $10,255 $10,255
Liberty Mutual $34,830 $34,830
Nationwide $10,595 $10,595
Progressive $10,646 $11,399
State Farm $24,128 $24,128
Travelers $15,616 $15,616
USAA $6,217 $5,902

Cheap Wallace, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Wallace, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wallace, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,624 $3,624
GEICO $3,751 $3,751
Liberty Mutual $14,122 $14,122
Nationwide $3,603 $3,603
Progressive $2,660 $2,946
State Farm $6,553 $6,553
Travelers $4,461 $4,461
USAA $2,431 $2,299

Cheap Wallace, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wallace, Michigan compared to the annual auto insurance rates with a clean record in Wallace, Michigan.

Annual Wallace, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,312 $5,479 $5,408 $5,276
GEICO $1,929 $3,970 $11,892 $3,500
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $4,869 $6,449 $5,903 $5,479
Progressive $4,293 $5,601 $5,061 $5,255
State Farm $7,524 $8,917 $18,674 $11,008
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,825 $3,517 $4,608 $3,078

Cheap Wallace, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wallace, Michigan is not easy. Compare the annual rates for DUI auto insurance in Wallace, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Wallace, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $5,408
GEICO $11,892
Liberty Mutual $28,910
Nationwide $5,903
Progressive $5,061
State Farm $18,674
Travelers $12,018
USAA $4,608

Cheap Wallace, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wallace, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wallace, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,732 $4,481 $4,144
GEICO $6,840 $5,032 $4,097
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $7,102 $5,356 $4,568
Progressive $5,845 $4,896 $4,416
State Farm $18,704 $9,463 $6,426
Travelers $7,919 $7,680 $7,583
USAA $5,248 $2,994 $2,279

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Wallace, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wallace, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Wallace, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wallace, Michigan

ZIP Code Average Annual Rates
49893 $6,432

Cheap Wallace, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Wallace, Michigan auto insurance. Find the cheapest annual Wallace, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wallace, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,119 $5,119
GEICO $5,198 $5,448
Liberty Mutual $18,676 $20,073
Nationwide $5,675 $5,675
Progressive $5,052 $5,052
State Farm $11,215 $11,846
Travelers $7,683 $7,771
USAA $3,466 $3,547

Cheap Wallace, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wallace, Michigan? Check out the comparison of annual Wallace, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wallace, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,977 $5,107 $5,272
GEICO $4,988 $5,278 $5,702
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $5,945 $5,577 $5,504
Progressive $4,893 $5,060 $5,204
State Farm $10,957 $11,602 $12,034
Travelers $7,640 $7,737 $7,805
USAA $3,410 $3,515 $3,596

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Wallace, Michigan

Compare the cheapest auto insurance companies in Wallace, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wallace, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Wallace, Michigan Auto Insurance Companies

What auto insurance companies in Wallace, Michigan are the cheapest? Compare the top Wallace, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wallace, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,119
GEICO $5,323
Liberty Mutual $19,375
Nationwide $5,675
Progressive $5,052
State Farm $11,531
Travelers $7,727
USAA $3,507

Compare Wallace, Michigan Auto Insurance Quotes

Before you buy Wallace, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wallace, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption