Best Cheap Auto Insurance in Wakarusa, KS (2021)

The average Wakarusa, KS auto insurance rates are $270 per month. The minimum auto insurance in Wakarusa is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Wakarusa, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Wakarusa, Kansas is 25/50/25
  • The cheapest auto insurance company in Wakarusa is American Family
  • Average auto insurance rates in Wakarusa, KS for senior drivers are $1,851 per year

Wakarusa, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Wakarusa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wakarusa, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Wakarusa to other Kansas cities, including Lawrence auto insurance rates, Lenexa auto insurance rates, and Manhattan auto insurance rates to see how Wakarusa, Kansas auto insurance rates stack up.

Before you buy Wakarusa, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wakarusa, Kansas auto insurance quotes.

Minimum Auto Insurance in Wakarusa, Kansas

Wakarusa, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wakarusa, Kansas.

Minimum Required Auto Insurance Coverage in Wakarusa, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Wakarusa, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wakarusa, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wakarusa, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,415 $2,335 $2,175 $2,232 $6,799 $7,638 $2,458 $2,538
American Family $1,598 $1,598 $1,445 $1,445 $3,182 $3,836 $1,598 $1,807
Farmers $2,481 $2,460 $2,211 $2,314 $7,024 $7,275 $2,808 $2,951
GEICO $2,283 $2,230 $2,308 $2,148 $4,421 $6,018 $2,730 $1,931
Liberty Mutual $2,223 $2,398 $2,148 $2,396 $10,775 $12,025 $2,404 $2,594
Nationwide $1,636 $1,678 $1,462 $1,569 $3,529 $4,298 $1,924 $2,043
Progressive $2,270 $2,145 $1,834 $1,917 $8,654 $9,746 $2,676 $2,869
State Farm $1,677 $1,677 $1,497 $1,497 $4,910 $6,194 $1,894 $2,173
Travelers $2,005 $2,039 $1,968 $1,987 $8,228 $12,852 $2,056 $2,410
USAA $1,336 $1,347 $1,237 $1,231 $4,865 $5,054 $1,778 $1,832

Cheap Wakarusa, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wakarusa, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Wakarusa, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Wakarusa, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,799 $7,638
American Family $3,182 $3,836
Farmers $7,024 $7,275
GEICO $4,421 $6,018
Liberty Mutual $10,775 $12,025
Nationwide $3,529 $4,298
Progressive $8,654 $9,746
State Farm $4,910 $6,194
Travelers $8,228 $12,852
USAA $4,865 $5,054

Cheap Wakarusa, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Wakarusa, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wakarusa, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,175 $2,232
American Family $1,445 $1,445
Farmers $2,211 $2,314
GEICO $2,308 $2,148
Liberty Mutual $2,148 $2,396
Nationwide $1,462 $1,569
Progressive $1,834 $1,917
State Farm $1,497 $1,497
Travelers $1,968 $1,987
USAA $1,237 $1,231

Cheap Wakarusa, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wakarusa, Kansas compared to the annual auto insurance rates with a clean record in Wakarusa, Kansas.

Annual Wakarusa, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,067 $3,578 $4,188 $3,463
American Family $2,026 $2,176 $2,026 $2,026
Farmers $3,102 $4,009 $3,906 $3,744
GEICO $1,913 $3,104 $4,739 $2,278
Liberty Mutual $3,455 $5,261 $5,160 $4,607
Nationwide $1,724 $1,973 $3,414 $1,959
Progressive $3,695 $4,358 $3,874 $4,129
State Farm $2,466 $2,914 $2,690 $2,690
Travelers $3,042 $3,984 $5,508 $4,238
USAA $1,698 $2,311 $3,382 $1,949

Cheap Wakarusa, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wakarusa, Kansas is not easy. Compare the annual rates for DUI auto insurance in Wakarusa, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Wakarusa, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,188
American Family $2,026
Farmers $3,906
GEICO $4,739
Liberty Mutual $5,160
Nationwide $3,414
Progressive $3,874
State Farm $2,690
Travelers $5,508
USAA $3,382

Cheap Wakarusa, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wakarusa, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wakarusa, Kansas

Insurance Company Poor Fair Good
Allstate $4,417 $3,372 $2,932
American Family $2,697 $1,903 $1,592
Farmers $4,332 $3,469 $3,271
GEICO $4,676 $2,472 $1,877
Liberty Mutual $4,620 $4,620 $4,620
Nationwide $2,501 $2,226 $2,075
Progressive $4,580 $3,874 $3,588
State Farm $3,916 $2,340 $1,813
Travelers $4,838 $3,948 $3,793
USAA $3,166 $2,102 $1,737

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Cheap Wakarusa, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wakarusa, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Wakarusa, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wakarusa, Kansas

ZIP Code Average Annual Rates
66546 $3,455

Cheap Wakarusa, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Wakarusa, Kansas auto insurance. Find the cheapest annual Wakarusa, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wakarusa, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,574 $3,574
American Family $2,038 $2,090
Farmers $3,691 $3,691
GEICO $2,947 $3,071
Liberty Mutual $4,620 $4,620
Nationwide $2,267 $2,267
Progressive $4,014 $4,014
State Farm $2,623 $2,756
Travelers $4,193 $4,193
USAA $2,269 $2,400

Cheap Wakarusa, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wakarusa, Kansas? Check out the comparison of annual Wakarusa, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wakarusa, Kansas

Insurance Company Low Medium High
Allstate $3,468 $3,566 $3,687
American Family $2,076 $2,168 $1,947
Farmers $3,532 $3,669 $3,871
GEICO $2,917 $3,005 $3,104
Liberty Mutual $4,507 $4,609 $4,744
Nationwide $2,376 $2,244 $2,183
Progressive $3,760 $3,979 $4,304
State Farm $2,582 $2,698 $2,790
Travelers $3,969 $4,199 $4,410
USAA $2,242 $2,328 $2,435

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Best By Category: Cheapest Auto Insurance in Wakarusa, Kansas

Compare the cheapest auto insurance companies in Wakarusa, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wakarusa, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Wakarusa, Kansas Auto Insurance Companies

What auto insurance companies in Wakarusa, Kansas are the cheapest? Compare the top Wakarusa, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wakarusa, Kansas

Insurance Company Average Annual Rates
Allstate $3,574
American Family $2,064
Farmers $3,691
GEICO $3,009
Liberty Mutual $4,620
Nationwide $2,267
Progressive $4,014
State Farm $2,690
Travelers $4,193
USAA $2,335

What affects auto insurance rates in Wakarusa, Kansas?

There are a lot of reasons why auto insurance rates in Wakarusa, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wakarusa, Kansas. Many local factors may affect your Wakarusa auto insurance rates.

Wakarusa Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wakarusa, Kansas commute length is 27.1 minutes according to City-Data.

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Compare Wakarusa, Kansas Auto Insurance Quotes

Before you buy Wakarusa, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wakarusa, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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