Best Cheap Auto Insurance in Waitsfield, VT (2021)

The average Waitsfield, VT auto insurance rates are $271 per month. The minimum auto insurance in Waitsfield is at least 25/50/10 in coverage to comply with Vermont auto insurance laws. To find the best cheap auto insurance in Waitsfield, Vermont, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Waitsfield for teen drivers is Progressive
  • The average commute length in Waitsfield is 20.7 minutes
  • Average auto insurance rates in Waitsfield, VT for senior drivers are $1,906 per year

Waitsfield, Vermont auto insurance requirements are 25/50/10 according to Vermont auto insurance laws. Finding cheap auto insurance in Waitsfield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Waitsfield, Vermont, including driving record, credit, commute time, and more.

Compare auto insurance in Waitsfield to other Vermont cities, including Bellows Falls auto insurance rates, Essex Junction auto insurance rates, and St. Albans auto insurance rates to see how Waitsfield, Vermont auto insurance rates stack up.

Before you buy Waitsfield, Vermont auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Waitsfield, Vermont auto insurance quotes.

Minimum Auto Insurance in Waitsfield, Vermont

Waitsfield, Vermont auto insurance laws require that you have at least the Vermont minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Waitsfield, Vermont.

Minimum Required Auto Insurance Coverage in Waitsfield, Vermont

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Waitsfield, Vermont Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Waitsfield, Vermont are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Waitsfield, Vermont

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,073 $2,073 $1,978 $1,978 $4,970 $6,567 $2,357 $2,588
GEICO $1,647 $1,531 $1,620 $1,476 $3,768 $4,394 $1,389 $1,358
Liberty Mutual $1,892 $2,046 $1,669 $1,870 $7,981 $8,868 $2,168 $2,300
Nationwide $1,478 $1,505 $1,328 $1,403 $3,596 $4,581 $1,694 $1,826
Progressive $3,473 $3,448 $3,107 $3,121 $10,714 $11,728 $3,550 $3,779
State Farm $2,785 $2,785 $2,487 $2,487 $8,245 $10,581 $3,104 $3,457
USAA $1,164 $1,169 $1,085 $1,078 $3,773 $3,953 $1,593 $1,665

Cheap Waitsfield, Vermont Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Waitsfield, Vermont is a challenge. Take a look at the annual teen auto insurance rates in Waitsfield, Vermont.

Annual Auto Insurance Rates for Teen Drivers in Waitsfield, Vermont

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,970 $6,567
GEICO $3,768 $4,394
Liberty Mutual $7,981 $8,868
Nationwide $3,596 $4,581
Progressive $10,714 $11,728
State Farm $8,245 $10,581
USAA $3,773 $3,953

Cheap Waitsfield, Vermont Auto Insurance for Seniors

What are senior auto insurance rates in Waitsfield, Vermont? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Waitsfield, Vermont

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,978 $1,978
GEICO $1,620 $1,476
Liberty Mutual $1,669 $1,870
Nationwide $1,328 $1,403
Progressive $3,107 $3,121
State Farm $2,487 $2,487
USAA $1,085 $1,078

Cheap Waitsfield, Vermont Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Waitsfield, Vermont compared to the annual auto insurance rates with a clean record in Waitsfield, Vermont.

Annual Waitsfield, Vermont Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,550 $3,363 $3,468 $2,910
GEICO $1,382 $2,302 $3,204 $1,703
Liberty Mutual $3,165 $3,791 $4,019 $3,422
Nationwide $1,741 $2,237 $2,814 $1,913
Progressive $4,523 $6,542 $5,080 $5,315
State Farm $4,086 $4,897 $4,491 $4,491
USAA $1,474 $1,860 $2,766 $1,639

Cheap Waitsfield, Vermont Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Waitsfield, Vermont is not easy. Compare the annual rates for DUI auto insurance in Waitsfield, Vermont to find the best deal.

Annual Auto Insurance Rates After a DUI in Waitsfield, Vermont

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,468
GEICO $3,204
Liberty Mutual $4,019
Nationwide $2,814
Progressive $5,080
State Farm $4,491
USAA $2,766

Cheap Waitsfield, Vermont Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Waitsfield, Vermont annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Waitsfield, Vermont

Insurance Company Poor Fair Good
Allstate $3,769 $2,879 $2,570
GEICO $3,475 $1,829 $1,139
Liberty Mutual $5,396 $3,077 $2,325
Nationwide $2,512 $2,084 $1,933
Progressive $6,170 $5,166 $4,758
State Farm $7,903 $3,368 $2,203
USAA $2,799 $1,668 $1,338

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Waitsfield, Vermont Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Waitsfield, Vermont can vary. Compare the annual cost of auto insurance by ZIP code in Waitsfield, Vermont to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Waitsfield, Vermont

ZIP Code Average Annual Rates
5673 $3,255

Cheap Waitsfield, Vermont Auto Insurance Rates By Commute

Commute length and annual mileage affect Waitsfield, Vermont auto insurance. Find the cheapest annual Waitsfield, Vermont auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Waitsfield, Vermont

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,014 $3,131
GEICO $2,118 $2,178
Liberty Mutual $3,599 $3,599
Nationwide $2,176 $2,176
Progressive $5,365 $5,365
State Farm $4,349 $4,633
USAA $1,912 $1,958

Cheap Waitsfield, Vermont Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Waitsfield, Vermont? Check out the comparison of annual Waitsfield, Vermont auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Waitsfield, Vermont

Insurance Company Low Medium High
Allstate $3,011 $3,068 $3,139
GEICO $2,074 $2,149 $2,221
Liberty Mutual $3,406 $3,588 $3,804
Nationwide $2,230 $2,183 $2,115
Progressive $5,105 $5,295 $5,694
State Farm $4,262 $4,513 $4,700
USAA $1,876 $1,932 $1,997

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Waitsfield, Vermont

Compare the cheapest auto insurance companies in Waitsfield, Vermont in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Waitsfield, Vermont

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Waitsfield, Vermont Auto Insurance Companies

What auto insurance companies in Waitsfield, Vermont are the cheapest? Compare the top Waitsfield, Vermont auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Waitsfield, Vermont

Insurance Company Average Annual Rates
Allstate $3,073
GEICO $2,148
Liberty Mutual $3,599
Nationwide $2,176
Progressive $5,365
State Farm $4,491
USAA $1,935

What affects auto insurance rates in Waitsfield, Vermont?

There are a lot of reasons why auto insurance rates in Waitsfield, Vermont are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Waitsfield, Vermont. Many local factors may affect your Waitsfield auto insurance rates.

Waitsfield Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Waitsfield, Vermont commute length is 20.7 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Waitsfield, Vermont Auto Insurance Quotes

Before you buy Waitsfield, Vermont auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Waitsfield, Vermont auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption