Best Cheap Auto Insurance in Wainscott, NY (2021)

The average Wainscott, NY auto insurance rates are $409 per month. The minimum auto insurance in Wainscott is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Wainscott, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Wainscott is GEICO
  • The minimum auto insurance required in Wainscott, New York is 25/50/10
  • Average auto insurance rates in Wainscott, NY for senior drivers are $3,052 per year

Wainscott, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Wainscott can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wainscott, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Wainscott to other New York cities, including Mount Vernon auto insurance rates, Yonkers auto insurance rates, and Rochester auto insurance rates to see how Wainscott, New York auto insurance rates stack up.

Before you buy Wainscott, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wainscott, New York auto insurance quotes.

Minimum Auto Insurance in Wainscott, New York

Wainscott, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wainscott, New York.

Minimum Required Auto Insurance Coverage in Wainscott, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Wainscott, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wainscott, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wainscott, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,027 $2,839 $2,856 $2,904 $9,055 $9,735 $2,962 $2,977
GEICO $1,938 $1,865 $1,884 $1,856 $4,160 $6,138 $1,742 $1,782
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $4,246 $4,246 $3,990 $3,990 $7,951 $11,985 $4,246 $5,511
Progressive $2,642 $2,402 $2,061 $2,112 $8,798 $9,604 $3,333 $3,143
State Farm $2,928 $2,928 $2,563 $2,563 $8,468 $10,408 $3,227 $3,392
Travelers $3,453 $3,489 $3,190 $3,419 $8,430 $10,188 $3,670 $3,826
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

Cheap Wainscott, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wainscott, New York is a challenge. Take a look at the annual teen auto insurance rates in Wainscott, New York.

Annual Auto Insurance Rates for Teen Drivers in Wainscott, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,055 $9,735
GEICO $4,160 $6,138
Liberty Mutual $11,845 $17,111
Nationwide $7,951 $11,985
Progressive $8,798 $9,604
State Farm $8,468 $10,408
Travelers $8,430 $10,188
USAA $9,224 $10,935

Cheap Wainscott, New York Auto Insurance for Seniors

What are senior auto insurance rates in Wainscott, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wainscott, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,856 $2,904
GEICO $1,884 $1,856
Liberty Mutual $5,633 $5,633
Nationwide $3,990 $3,990
Progressive $2,061 $2,112
State Farm $2,563 $2,563
Travelers $3,190 $3,419
USAA $2,085 $2,091

Cheap Wainscott, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wainscott, New York compared to the annual auto insurance rates with a clean record in Wainscott, New York.

Annual Wainscott, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,829 $3,829 $5,655 $4,865
GEICO $2,067 $2,254 $4,294 $2,067
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $4,346 $4,346 $9,941 $4,450
Progressive $4,138 $4,138 $4,604 $4,167
State Farm $4,338 $4,338 $4,781 $4,781
Travelers $4,208 $5,307 $5,386 $4,932
USAA $3,912 $3,976 $5,682 $3,976

Cheap Wainscott, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wainscott, New York is not easy. Compare the annual rates for DUI auto insurance in Wainscott, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Wainscott, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,655
GEICO $4,294
Liberty Mutual $13,289
Nationwide $9,941
Progressive $4,604
State Farm $4,781
Travelers $5,386
USAA $5,682

Cheap Wainscott, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wainscott, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wainscott, New York

Insurance Company Poor Fair Good
Allstate $6,545 $3,811 $3,278
GEICO $3,347 $2,458 $2,206
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,770 $5,770 $5,770
Progressive $6,914 $3,409 $2,462
State Farm $6,433 $4,038 $3,207
Travelers $6,891 $4,287 $3,697
USAA $6,717 $3,426 $3,016

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Cheap Wainscott, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wainscott, New York can vary. Compare the annual cost of auto insurance by ZIP code in Wainscott, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wainscott, New York

ZIP Code Average Annual Rates
11975 $4,994

Cheap Wainscott, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Wainscott, New York auto insurance. Find the cheapest annual Wainscott, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wainscott, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,482 $4,607
GEICO $2,592 $2,749
Liberty Mutual $7,863 $8,332
Nationwide $5,770 $5,770
Progressive $4,262 $4,262
State Farm $4,392 $4,727
Travelers $4,958 $4,958
USAA $4,342 $4,431

Cheap Wainscott, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wainscott, New York? Check out the comparison of annual Wainscott, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wainscott, New York

Insurance Company Low Medium High
Allstate $4,226 $4,523 $4,885
GEICO $2,492 $2,653 $2,867
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $5,355 $5,713 $6,243
Progressive $4,001 $4,227 $4,557
State Farm $4,293 $4,587 $4,799
Travelers $4,638 $4,891 $5,346
USAA $4,224 $4,357 $4,579

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Best By Category: Cheapest Auto Insurance in Wainscott, New York

Compare the cheapest auto insurance companies in Wainscott, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wainscott, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Wainscott, New York Auto Insurance Companies

What auto insurance companies in Wainscott, New York are the cheapest? Compare the top Wainscott, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wainscott, New York

Insurance Company Average Annual Rates
Allstate $4,544
GEICO $2,671
Liberty Mutual $8,098
Nationwide $5,770
Progressive $4,262
State Farm $4,560
Travelers $4,958
USAA $4,387

What affects auto insurance rates in Wainscott, New York?

There are a lot of reasons why auto insurance rates in Wainscott, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wainscott, New York. Many local factors may affect your Wainscott auto insurance rates.

Wainscott Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wainscott, New York commute length is 9.2 minutes according to City-Data.

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Compare Wainscott, New York Auto Insurance Quotes

Before you buy Wainscott, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wainscott, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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