Best Cheap Auto Insurance in Wagoner, OK (2021)

The average Wagoner, OK auto insurance rates are $350 per month. The minimum auto insurance in Wagoner is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Wagoner, Oklahoma, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Wagoner, OK for senior drivers are $2,450 per year
  • The minimum auto insurance required in Wagoner, Oklahoma is 25/50/25
  • The average commute length in Wagoner is 23.6 minutes

Wagoner, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Wagoner can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wagoner, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Wagoner to other Oklahoma cities, including Midwest City auto insurance rates, Lawton auto insurance rates, and Broken Arrow auto insurance rates to see how Wagoner, Oklahoma auto insurance rates stack up.

Before you buy Wagoner, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wagoner, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Wagoner, Oklahoma

Wagoner, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wagoner, Oklahoma.

Minimum Required Auto Insurance Coverage in Wagoner, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Wagoner, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wagoner, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wagoner, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,396 $2,404 $2,204 $2,317 $7,572 $8,916 $2,587 $2,735
Farmers $2,353 $2,332 $2,112 $2,239 $9,241 $9,464 $2,679 $2,797
GEICO $2,197 $2,412 $2,390 $2,715 $6,544 $6,968 $1,921 $1,923
Liberty Mutual $4,764 $5,039 $4,182 $4,568 $13,550 $14,905 $4,956 $5,138
Progressive $2,567 $2,433 $2,114 $2,243 $10,281 $11,511 $2,997 $3,130
State Farm $1,911 $1,911 $1,688 $1,688 $4,972 $6,259 $2,011 $2,267
USAA $1,990 $1,996 $1,911 $1,937 $6,287 $7,040 $2,561 $2,815

Cheap Wagoner, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wagoner, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Wagoner, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Wagoner, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,572 $8,916
Farmers $9,241 $9,464
GEICO $6,544 $6,968
Liberty Mutual $13,550 $14,905
Progressive $10,281 $11,511
State Farm $4,972 $6,259
USAA $6,287 $7,040

Cheap Wagoner, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Wagoner, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wagoner, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,204 $2,317
Farmers $2,112 $2,239
GEICO $2,390 $2,715
Liberty Mutual $4,182 $4,568
Progressive $2,114 $2,243
State Farm $1,688 $1,688
USAA $1,911 $1,937

Cheap Wagoner, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wagoner, Oklahoma compared to the annual auto insurance rates with a clean record in Wagoner, Oklahoma.

Annual Wagoner, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,329 $3,919 $4,556 $3,762
Farmers $3,496 $4,507 $4,398 $4,207
GEICO $2,451 $3,782 $4,232 $3,071
Liberty Mutual $4,789 $8,050 $9,104 $6,608
Progressive $3,627 $6,748 $4,006 $4,258
State Farm $2,628 $3,048 $2,838 $2,838
USAA $2,450 $3,514 $4,291 $3,013

Cheap Wagoner, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wagoner, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Wagoner, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Wagoner, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,556
Farmers $4,398
GEICO $4,232
Liberty Mutual $9,104
Progressive $4,006
State Farm $2,838
USAA $4,291

Cheap Wagoner, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wagoner, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wagoner, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,810 $3,648 $3,216
Farmers $4,773 $3,939 $3,744
GEICO $4,077 $3,384 $2,691
Liberty Mutual $10,248 $6,260 $4,906
Progressive $5,283 $4,505 $4,191
State Farm $3,950 $2,529 $2,036
USAA $4,908 $2,804 $2,239

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Cheap Wagoner, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wagoner, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Wagoner, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wagoner, Oklahoma

ZIP Code Average Annual Rates
74467 $4,171

Cheap Wagoner, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Wagoner, Oklahoma auto insurance. Find the cheapest annual Wagoner, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wagoner, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,891 $3,891
Farmers $4,152 $4,152
GEICO $3,323 $3,444
Liberty Mutual $7,138 $7,138
Progressive $4,660 $4,660
State Farm $2,790 $2,886
USAA $3,276 $3,358

Cheap Wagoner, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wagoner, Oklahoma? Check out the comparison of annual Wagoner, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wagoner, Oklahoma

Insurance Company Low Medium High
Allstate $3,657 $3,877 $4,140
Farmers $3,955 $4,101 $4,400
GEICO $3,113 $3,390 $3,649
Liberty Mutual $6,755 $7,112 $7,546
Progressive $4,298 $4,628 $5,053
State Farm $2,664 $2,818 $3,033
USAA $3,173 $3,306 $3,471

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Best By Category: Cheapest Auto Insurance in Wagoner, Oklahoma

Compare the cheapest auto insurance companies in Wagoner, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wagoner, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Wagoner, Oklahoma Auto Insurance Companies

What auto insurance companies in Wagoner, Oklahoma are the cheapest? Compare the top Wagoner, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wagoner, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,891
Farmers $4,152
GEICO $3,384
Liberty Mutual $7,138
Progressive $4,660
State Farm $2,838
USAA $3,317

What affects auto insurance rates in Wagoner, Oklahoma?

There are a lot of reasons why auto insurance rates in Wagoner, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wagoner, Oklahoma. Many local factors may affect your Wagoner auto insurance rates.

Wagoner Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wagoner, Oklahoma commute length is 23.6 minutes according to City-Data.

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Compare Wagoner, Oklahoma Auto Insurance Quotes

Before you buy Wagoner, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wagoner, Oklahoma auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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