Best Cheap Auto Insurance in Waelder, TX (2021)

The average Waelder, TX auto insurance rates are $323 per month. The minimum auto insurance in Waelder is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Waelder, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The average commute length in Waelder is 16.8 minutes
  • The cheapest auto insurance company in Waelder is USAA
  • Average auto insurance rates in Waelder, TX for senior drivers are $2,342 per year

Waelder, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Waelder can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Waelder, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Waelder to other Texas cities, including Laredo auto insurance rates, Arlington auto insurance rates, and Fort Worth auto insurance rates to see how Waelder, Texas auto insurance rates stack up.

Before you buy Waelder, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Waelder, Texas auto insurance quotes.

Minimum Auto Insurance in Waelder, Texas

Waelder, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Waelder, Texas.

Minimum Required Auto Insurance Coverage in Waelder, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Waelder, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Waelder, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Waelder, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,297 $3,325 $3,256 $3,256 $8,732 $10,530 $4,075 $4,243
American Family $2,719 $3,019 $2,515 $2,875 $7,039 $9,235 $3,874 $4,416
GEICO $2,421 $2,612 $2,337 $2,641 $5,271 $5,515 $2,618 $2,624
Nationwide $2,826 $2,877 $2,491 $2,642 $8,062 $10,372 $3,325 $3,602
Progressive $2,432 $2,307 $2,181 $2,212 $10,575 $11,831 $2,891 $2,934
State Farm $2,000 $2,000 $1,774 $1,774 $4,699 $5,974 $2,168 $2,239
USAA $1,491 $1,502 $1,422 $1,414 $4,161 $4,540 $1,987 $2,136

Cheap Waelder, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Waelder, Texas is a challenge. Take a look at the annual teen auto insurance rates in Waelder, Texas.

Annual Auto Insurance Rates for Teen Drivers in Waelder, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,732 $10,530
American Family $7,039 $9,235
GEICO $5,271 $5,515
Nationwide $8,062 $10,372
Progressive $10,575 $11,831
State Farm $4,699 $5,974
USAA $4,161 $4,540

Cheap Waelder, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Waelder, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Waelder, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,256 $3,256
American Family $2,515 $2,875
GEICO $2,337 $2,641
Nationwide $2,491 $2,642
Progressive $2,181 $2,212
State Farm $1,774 $1,774
USAA $1,422 $1,414

Cheap Waelder, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Waelder, Texas compared to the annual auto insurance rates with a clean record in Waelder, Texas.

Annual Waelder, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,951 $6,089 $6,367 $3,951
American Family $4,071 $5,170 $4,535 $4,071
GEICO $2,764 $3,650 $3,049 $3,556
Nationwide $3,918 $3,918 $5,831 $4,432
Progressive $4,067 $5,295 $4,746 $4,573
State Farm $2,523 $2,881 $3,386 $2,523
USAA $1,742 $2,563 $3,023 $1,998

Cheap Waelder, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Waelder, Texas is not easy. Compare the annual rates for DUI auto insurance in Waelder, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Waelder, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,367
American Family $4,535
GEICO $3,049
Nationwide $5,831
Progressive $4,746
State Farm $3,386
USAA $3,023

Cheap Waelder, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Waelder, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Waelder, Texas

Insurance Company Poor Fair Good
Allstate $6,465 $4,743 $4,060
American Family $6,156 $3,859 $3,370
GEICO $5,023 $2,844 $1,897
Nationwide $5,445 $4,354 $3,775
Progressive $5,232 $4,551 $4,228
State Farm $4,009 $2,492 $1,984
USAA $3,430 $1,976 $1,589

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Cheap Waelder, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Waelder, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Waelder, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Waelder, Texas

ZIP Code Average Annual Rates
78959 $5,798

Cheap Waelder, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Waelder, Texas auto insurance. Find the cheapest annual Waelder, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Waelder, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,970 $5,208
American Family $4,462 $4,462
GEICO $3,194 $3,315
Nationwide $4,525 $4,525
Progressive $4,670 $4,670
State Farm $2,828 $2,828
USAA $2,302 $2,361

Cheap Waelder, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Waelder, Texas? Check out the comparison of annual Waelder, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Waelder, Texas

Insurance Company Low Medium High
Allstate $4,967 $5,044 $5,257
American Family $4,162 $4,300 $4,923
GEICO $3,090 $3,213 $3,461
Nationwide $4,884 $4,329 $4,361
Progressive $4,434 $4,652 $4,926
State Farm $2,691 $2,820 $2,974
USAA $2,257 $2,323 $2,415

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Best By Category: Cheapest Auto Insurance in Waelder, Texas

Compare the cheapest auto insurance companies in Waelder, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Waelder, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Waelder, Texas Auto Insurance Companies

What auto insurance companies in Waelder, Texas are the cheapest? Compare the top Waelder, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Waelder, Texas

Insurance Company Average Annual Rates
Allstate $5,089
American Family $4,462
GEICO $3,255
Nationwide $4,525
Progressive $4,670
State Farm $2,828
USAA $2,332

What affects auto insurance rates in Waelder, Texas?

There are a lot of reasons why auto insurance rates in Waelder, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Waelder, Texas. Many local factors may affect your Waelder auto insurance rates.

Waelder Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Waelder, Texas auto theft statistics, there have been 0 auto thefts in the city.

Waelder Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Waelder, Texas commute length is 16.8 minutes according to City-Data.

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Compare Waelder, Texas Auto Insurance Quotes

Before you buy Waelder, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Waelder, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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