Best Cheap Auto Insurance in Wadsworth, OH (2021)

The average Wadsworth, OH auto insurance rates are $224 per month. The minimum auto insurance in Wadsworth is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Wadsworth, Ohio, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Wadsworth for teen drivers is Liberty Mutual
  • The average commute length in Wadsworth is 24.1 minutes
  • The minimum auto insurance required in Wadsworth, Ohio is 25/50/25

Wadsworth, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Wadsworth can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wadsworth, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Wadsworth to other Ohio cities, including Columbus auto insurance rates, Cleveland auto insurance rates, and Canton auto insurance rates to see how Wadsworth, Ohio auto insurance rates stack up.

Before you buy Wadsworth, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wadsworth, Ohio auto insurance quotes.

Minimum Auto Insurance in Wadsworth, Ohio

Wadsworth, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wadsworth, Ohio.

Minimum Required Auto Insurance Coverage in Wadsworth, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Wadsworth, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wadsworth, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wadsworth, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,081 $2,064 $1,886 $2,014 $5,913 $6,767 $2,170 $2,307
American Family $910 $943 $840 $842 $2,962 $3,207 $1,130 $1,189
Farmers $1,667 $1,663 $1,466 $1,550 $7,558 $7,860 $1,872 $1,953
GEICO $1,183 $1,151 $1,121 $1,137 $3,179 $2,953 $1,312 $1,106
Liberty Mutual $1,926 $2,102 $1,480 $1,805 $10,206 $11,516 $2,040 $2,222
Nationwide $1,982 $1,989 $1,793 $1,802 $5,115 $6,573 $2,120 $2,459
Progressive $1,716 $1,604 $1,428 $1,475 $7,928 $8,916 $2,057 $2,128
State Farm $1,443 $1,443 $1,299 $1,299 $4,607 $5,790 $1,678 $1,921
Travelers $1,374 $1,394 $1,368 $1,361 $5,971 $9,461 $1,432 $1,628
USAA $864 $872 $824 $822 $2,655 $2,953 $1,153 $1,237

Cheap Wadsworth, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wadsworth, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Wadsworth, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Wadsworth, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,913 $6,767
American Family $2,962 $3,207
Farmers $7,558 $7,860
GEICO $3,179 $2,953
Liberty Mutual $10,206 $11,516
Nationwide $5,115 $6,573
Progressive $7,928 $8,916
State Farm $4,607 $5,790
Travelers $5,971 $9,461
USAA $2,655 $2,953

Cheap Wadsworth, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Wadsworth, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wadsworth, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,886 $2,014
American Family $840 $842
Farmers $1,466 $1,550
GEICO $1,121 $1,137
Liberty Mutual $1,480 $1,805
Nationwide $1,793 $1,802
Progressive $1,428 $1,475
State Farm $1,299 $1,299
Travelers $1,368 $1,361
USAA $824 $822

Cheap Wadsworth, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wadsworth, Ohio compared to the annual auto insurance rates with a clean record in Wadsworth, Ohio.

Annual Wadsworth, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,632 $3,197 $3,781 $2,992
American Family $1,440 $1,524 $1,524 $1,524
Farmers $2,634 $3,399 $3,314 $3,447
GEICO $1,113 $1,609 $2,345 $1,504
Liberty Mutual $3,494 $4,494 $4,583 $4,078
Nationwide $2,395 $3,036 $3,841 $2,644
Progressive $2,932 $4,010 $3,123 $3,561
State Farm $2,213 $2,658 $2,435 $2,435
Travelers $2,207 $2,877 $4,344 $2,566
USAA $1,090 $1,462 $1,929 $1,208

Cheap Wadsworth, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wadsworth, Ohio is not easy. Compare the annual rates for DUI auto insurance in Wadsworth, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Wadsworth, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,781
American Family $1,524
Farmers $3,314
GEICO $2,345
Liberty Mutual $4,583
Nationwide $3,841
Progressive $3,123
State Farm $2,435
Travelers $4,344
USAA $1,929

Cheap Wadsworth, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wadsworth, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wadsworth, Ohio

Insurance Company Poor Fair Good
Allstate $4,040 $2,952 $2,458
American Family $2,002 $1,358 $1,149
Farmers $3,616 $3,064 $2,916
GEICO $1,967 $1,643 $1,319
Liberty Mutual $5,952 $3,662 $2,873
Nationwide $3,592 $2,897 $2,449
Progressive $3,805 $3,310 $3,104
State Farm $3,470 $2,145 $1,690
Travelers $3,352 $2,918 $2,727
USAA $1,842 $1,308 $1,117

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Cheap Wadsworth, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wadsworth, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Wadsworth, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wadsworth, Ohio

ZIP Code Average Annual Rates
44281 $2,580

Cheap Wadsworth, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Wadsworth, Ohio auto insurance. Find the cheapest annual Wadsworth, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wadsworth, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,150 $3,150
American Family $1,485 $1,521
Farmers $3,199 $3,199
GEICO $1,615 $1,670
Liberty Mutual $4,162 $4,162
Nationwide $2,979 $2,979
Progressive $3,406 $3,406
State Farm $2,373 $2,497
Travelers $2,999 $2,999
USAA $1,368 $1,477

Cheap Wadsworth, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wadsworth, Ohio? Check out the comparison of annual Wadsworth, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wadsworth, Ohio

Insurance Company Low Medium High
Allstate $3,043 $3,144 $3,263
American Family $1,472 $1,515 $1,522
Farmers $3,023 $3,147 $3,425
GEICO $1,587 $1,635 $1,706
Liberty Mutual $3,997 $4,186 $4,304
Nationwide $3,285 $2,888 $2,764
Progressive $3,284 $3,381 $3,555
State Farm $2,302 $2,444 $2,560
Travelers $2,905 $3,041 $3,050
USAA $1,352 $1,421 $1,494

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Best By Category: Cheapest Auto Insurance in Wadsworth, Ohio

Compare the cheapest auto insurance companies in Wadsworth, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wadsworth, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Wadsworth, Ohio Auto Insurance Companies

What auto insurance companies in Wadsworth, Ohio are the cheapest? Compare the top Wadsworth, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wadsworth, Ohio

Insurance Company Average Annual Rates
Allstate $3,150
American Family $1,503
Farmers $3,199
GEICO $1,643
Liberty Mutual $4,162
Nationwide $2,979
Progressive $3,406
State Farm $2,435
Travelers $2,999
USAA $1,422

What affects auto insurance rates in Wadsworth, Ohio?

There are a lot of reasons why auto insurance rates in Wadsworth, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wadsworth, Ohio. Many local factors may affect your Wadsworth auto insurance rates.

Wadsworth Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Wadsworth, Ohio auto theft statistics, there have been 11 auto thefts in the city.

Wadsworth Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wadsworth, Ohio commute length is 24.1 minutes according to City-Data.

Free Auto Insurance Comparison

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Compare Wadsworth, Ohio Auto Insurance Quotes

Before you buy Wadsworth, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wadsworth, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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