Best Cheap Auto Insurance in Wadley, GA (2021)

The average Wadley, GA auto insurance rates are $406 per month. The minimum auto insurance in Wadley is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Wadley, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The average commute length in Wadley is 24.8 minutes
  • Average auto insurance rates in Wadley, GA for senior drivers are $2,730 per year
  • The most expensive auto insurance company in Wadley for teen drivers is Liberty Mutual

Wadley, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Wadley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wadley, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Wadley to other Georgia cities, including Alpharetta auto insurance rates, South Fulton auto insurance rates, and Sandy Springs auto insurance rates to see how Wadley, Georgia auto insurance rates stack up.

Before you buy Wadley, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wadley, Georgia auto insurance quotes.

Minimum Auto Insurance in Wadley, Georgia

Wadley, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wadley, Georgia.

Minimum Required Auto Insurance Coverage in Wadley, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Wadley, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wadley, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wadley, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,927 $2,927 $2,800 $2,800 $6,769 $8,714 $3,272 $3,572
GEICO $1,760 $1,721 $1,689 $1,689 $4,950 $5,914 $2,199 $2,466
Liberty Mutual $5,303 $5,776 $4,345 $4,933 $22,265 $24,866 $5,621 $5,987
Nationwide $4,129 $4,270 $4,081 $4,489 $12,974 $16,720 $5,048 $5,482
Progressive $2,488 $2,338 $2,125 $2,207 $7,092 $7,881 $2,893 $3,056
State Farm $2,192 $2,192 $1,952 $1,952 $5,590 $7,380 $2,396 $2,576
USAA $1,712 $1,715 $1,573 $1,593 $5,974 $7,093 $2,139 $2,378

Cheap Wadley, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wadley, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Wadley, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Wadley, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,769 $8,714
GEICO $4,950 $5,914
Liberty Mutual $22,265 $24,866
Nationwide $12,974 $16,720
Progressive $7,092 $7,881
State Farm $5,590 $7,380
USAA $5,974 $7,093

Cheap Wadley, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Wadley, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wadley, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,800 $2,800
GEICO $1,689 $1,689
Liberty Mutual $4,345 $4,933
Nationwide $4,081 $4,489
Progressive $2,125 $2,207
State Farm $1,952 $1,952
USAA $1,573 $1,593

Cheap Wadley, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wadley, Georgia compared to the annual auto insurance rates with a clean record in Wadley, Georgia.

Annual Wadley, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,489 $5,371 $4,364 $3,667
GEICO $1,863 $2,358 $4,886 $2,088
Liberty Mutual $7,510 $10,250 $11,787 $10,001
Nationwide $5,496 $6,455 $9,975 $6,670
Progressive $3,011 $5,068 $3,466 $3,497
State Farm $3,005 $3,552 $3,279 $3,279
USAA $2,319 $2,923 $4,263 $2,584

Cheap Wadley, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wadley, Georgia is not easy. Compare the annual rates for DUI auto insurance in Wadley, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Wadley, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,364
GEICO $4,886
Liberty Mutual $11,787
Nationwide $9,975
Progressive $3,466
State Farm $3,279
USAA $4,263

Cheap Wadley, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wadley, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wadley, Georgia

Insurance Company Poor Fair Good
Allstate $5,473 $3,802 $3,393
GEICO $3,520 $2,473 $2,403
Liberty Mutual $14,179 $8,679 $6,803
Nationwide $8,521 $6,898 $6,028
Progressive $4,316 $3,635 $3,330
State Farm $4,649 $2,894 $2,293
USAA $3,949 $2,763 $2,355

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Cheap Wadley, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wadley, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Wadley, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wadley, Georgia

ZIP Code Average Annual Rates
30477 $4,687

Cheap Wadley, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Wadley, Georgia auto insurance. Find the cheapest annual Wadley, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wadley, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,127 $4,319
GEICO $2,748 $2,849
Liberty Mutual $9,887 $9,887
Nationwide $7,149 $7,149
Progressive $3,760 $3,760
State Farm $3,279 $3,279
USAA $2,885 $3,160

Cheap Wadley, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wadley, Georgia? Check out the comparison of annual Wadley, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wadley, Georgia

Insurance Company Low Medium High
Allstate $3,886 $4,268 $4,514
GEICO $2,632 $2,810 $2,954
Liberty Mutual $9,474 $9,832 $10,355
Nationwide $7,008 $7,279 $7,161
Progressive $3,517 $3,714 $4,050
State Farm $3,083 $3,280 $3,472
USAA $2,887 $3,007 $3,173

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Best By Category: Cheapest Auto Insurance in Wadley, Georgia

Compare the cheapest auto insurance companies in Wadley, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wadley, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Wadley, Georgia Auto Insurance Companies

What auto insurance companies in Wadley, Georgia are the cheapest? Compare the top Wadley, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wadley, Georgia

Insurance Company Average Annual Rates
Allstate $4,223
GEICO $2,798
Liberty Mutual $9,887
Nationwide $7,149
Progressive $3,760
State Farm $3,279
USAA $3,022

What affects auto insurance rates in Wadley, Georgia?

There are a lot of reasons why auto insurance rates in Wadley, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wadley, Georgia. Many local factors may affect your Wadley auto insurance rates.

Wadley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wadley, Georgia commute length is 24.8 minutes according to City-Data.

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Compare Wadley, Georgia Auto Insurance Quotes

Before you buy Wadley, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wadley, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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