Best Cheap Auto Insurance in Villa Rica, GA (2021)

The average Villa Rica, GA auto insurance rates are $436 per month. The minimum auto insurance in Villa Rica is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Villa Rica, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Villa Rica, GA for senior drivers are $2,872 per year
  • The average commute length in Villa Rica is 30.7 minutes
  • The minimum auto insurance required in Villa Rica, Georgia is 25/50/25

Villa Rica, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Villa Rica can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Villa Rica, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Villa Rica to other Georgia cities, including Atlanta auto insurance rates, Savannah auto insurance rates, and Roswell auto insurance rates to see how Villa Rica, Georgia auto insurance rates stack up.

Before you buy Villa Rica, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Villa Rica, Georgia auto insurance quotes.

Minimum Auto Insurance in Villa Rica, Georgia

Villa Rica, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Villa Rica, Georgia.

Minimum Required Auto Insurance Coverage in Villa Rica, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Villa Rica, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Villa Rica, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Villa Rica, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,796 $2,673 $2,673 $6,586 $8,525 $3,136 $3,428
GEICO $1,890 $1,873 $1,838 $1,838 $5,774 $6,917 $2,461 $2,733
Liberty Mutual $5,581 $6,074 $4,575 $5,196 $24,054 $26,856 $5,903 $6,266
Nationwide $3,762 $3,892 $3,737 $4,110 $11,725 $15,089 $4,593 $4,983
Progressive $3,272 $2,977 $2,814 $2,978 $10,599 $11,731 $3,756 $3,904
State Farm $2,414 $2,414 $2,171 $2,171 $6,506 $8,538 $2,651 $2,868
USAA $1,842 $1,838 $1,713 $1,716 $6,723 $7,963 $2,296 $2,533

Cheap Villa Rica, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Villa Rica, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Villa Rica, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Villa Rica, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,586 $8,525
GEICO $5,774 $6,917
Liberty Mutual $24,054 $26,856
Nationwide $11,725 $15,089
Progressive $10,599 $11,731
State Farm $6,506 $8,538
USAA $6,723 $7,963

Cheap Villa Rica, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Villa Rica, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Villa Rica, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,673 $2,673
GEICO $1,838 $1,838
Liberty Mutual $4,575 $5,196
Nationwide $3,737 $4,110
Progressive $2,814 $2,978
State Farm $2,171 $2,171
USAA $1,713 $1,716

Cheap Villa Rica, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Villa Rica, Georgia compared to the annual auto insurance rates with a clean record in Villa Rica, Georgia.

Annual Villa Rica, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,367 $5,166 $4,233 $3,541
GEICO $2,142 $2,674 $5,445 $2,401
Liberty Mutual $8,016 $10,963 $12,598 $10,676
Nationwide $4,994 $5,864 $9,033 $6,055
Progressive $4,075 $7,326 $4,864 $4,751
State Farm $3,382 $4,051 $3,717 $3,717
USAA $2,542 $3,223 $4,713 $2,834

Cheap Villa Rica, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Villa Rica, Georgia is not easy. Compare the annual rates for DUI auto insurance in Villa Rica, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Villa Rica, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,233
GEICO $5,445
Liberty Mutual $12,598
Nationwide $9,033
Progressive $4,864
State Farm $3,717
USAA $4,713

Cheap Villa Rica, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Villa Rica, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Villa Rica, Georgia

Insurance Company Poor Fair Good
Allstate $5,278 $3,672 $3,279
GEICO $3,981 $2,799 $2,716
Liberty Mutual $15,127 $9,288 $7,274
Nationwide $7,709 $6,263 $5,487
Progressive $5,892 $5,125 $4,745
State Farm $5,268 $3,281 $2,600
USAA $4,332 $3,049 $2,603

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Cheap Villa Rica, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Villa Rica, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Villa Rica, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Villa Rica, Georgia

ZIP Code Average Annual Rates
30180 $5,082

Cheap Villa Rica, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Villa Rica, Georgia auto insurance. Find the cheapest annual Villa Rica, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Villa Rica, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,987 $4,166
GEICO $3,113 $3,218
Liberty Mutual $10,563 $10,563
Nationwide $6,486 $6,486
Progressive $5,254 $5,254
State Farm $3,717 $3,717
USAA $3,176 $3,480

Cheap Villa Rica, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Villa Rica, Georgia? Check out the comparison of annual Villa Rica, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Villa Rica, Georgia

Insurance Company Low Medium High
Allstate $3,805 $4,111 $4,314
GEICO $2,920 $3,182 $3,394
Liberty Mutual $10,099 $10,500 $11,090
Nationwide $6,263 $6,614 $6,582
Progressive $4,733 $5,154 $5,874
State Farm $3,474 $3,720 $3,956
USAA $3,178 $3,311 $3,494

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Best By Category: Cheapest Auto Insurance in Villa Rica, Georgia

Compare the cheapest auto insurance companies in Villa Rica, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Villa Rica, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Villa Rica, Georgia Auto Insurance Companies

What auto insurance companies in Villa Rica, Georgia are the cheapest? Compare the top Villa Rica, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Villa Rica, Georgia

Insurance Company Average Annual Rates
Allstate $4,077
GEICO $3,166
Liberty Mutual $10,563
Nationwide $6,486
Progressive $5,254
State Farm $3,717
USAA $3,328

What affects auto insurance rates in Villa Rica, Georgia?

There are a lot of reasons why auto insurance rates in Villa Rica, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Villa Rica, Georgia. Many local factors may affect your Villa Rica auto insurance rates.

Villa Rica Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Villa Rica, Georgia commute length is 30.7 minutes according to City-Data.

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Compare Villa Rica, Georgia Auto Insurance Quotes

Before you buy Villa Rica, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Villa Rica, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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