Best Cheap Auto Insurance in Villa Grove, IL (2021)

The average Villa Grove, IL auto insurance rates are $243 per month. The minimum auto insurance in Villa Grove is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Villa Grove, Illinois, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Villa Grove, IL for senior drivers are $1,675 per year
  • The minimum auto insurance required in Villa Grove, Illinois is 25/50/20
  • The average commute length in Villa Grove is 25.9 minutes

Villa Grove, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Villa Grove can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Villa Grove, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Villa Grove to other Illinois cities, including Springfield auto insurance rates, Champaign auto insurance rates, and Chicago auto insurance rates to see how Villa Grove, Illinois auto insurance rates stack up.

Before you buy Villa Grove, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Villa Grove, Illinois auto insurance quotes.

Minimum Auto Insurance in Villa Grove, Illinois

Villa Grove, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Villa Grove, Illinois.

Minimum Required Auto Insurance Coverage in Villa Grove, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Villa Grove, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Villa Grove, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Villa Grove, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,967 $3,074 $3,074 $7,561 $9,833 $3,547 $3,833
American Family $2,115 $2,115 $1,937 $1,937 $5,956 $8,256 $2,115 $2,726
Farmers $2,196 $2,196 $1,950 $2,060 $9,338 $9,730 $2,510 $2,629
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,343 $1,451 $1,118 $1,251 $4,396 $4,894 $1,402 $1,480
Nationwide $1,693 $1,724 $1,508 $1,597 $4,608 $5,912 $1,967 $2,129
Progressive $1,783 $1,693 $1,469 $1,540 $6,172 $6,924 $2,117 $2,270
State Farm $1,324 $1,324 $1,181 $1,181 $3,787 $4,798 $1,496 $1,724
Travelers $1,397 $1,475 $1,261 $1,345 $3,837 $4,772 $1,482 $1,561
USAA $1,644 $1,675 $1,530 $1,509 $5,299 $5,845 $2,166 $2,384

Cheap Villa Grove, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Villa Grove, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Villa Grove, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Villa Grove, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,561 $9,833
American Family $5,956 $8,256
Farmers $9,338 $9,730
GEICO $4,375 $4,641
Liberty Mutual $4,396 $4,894
Nationwide $4,608 $5,912
Progressive $6,172 $6,924
State Farm $3,787 $4,798
Travelers $3,837 $4,772
USAA $5,299 $5,845

Cheap Villa Grove, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Villa Grove, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Villa Grove, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,074 $3,074
American Family $1,937 $1,937
Farmers $1,950 $2,060
GEICO $1,364 $1,612
Liberty Mutual $1,118 $1,251
Nationwide $1,508 $1,597
Progressive $1,469 $1,540
State Farm $1,181 $1,181
Travelers $1,261 $1,345
USAA $1,530 $1,509

Cheap Villa Grove, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Villa Grove, Illinois compared to the annual auto insurance rates with a clean record in Villa Grove, Illinois.

Annual Villa Grove, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $5,570 $5,187 $4,334
American Family $2,492 $3,557 $4,702 $2,827
Farmers $3,442 $4,435 $4,324 $4,104
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,807 $2,559 $2,252 $2,050
Nationwide $2,132 $2,755 $3,236 $2,446
Progressive $2,478 $3,638 $2,742 $3,126
State Farm $1,921 $2,282 $2,102 $2,102
Travelers $1,712 $2,230 $2,482 $2,141
USAA $1,965 $2,823 $3,867 $2,370

Cheap Villa Grove, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Villa Grove, Illinois is not easy. Compare the annual rates for DUI auto insurance in Villa Grove, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Villa Grove, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,187
American Family $4,702
Farmers $4,324
GEICO $3,141
Liberty Mutual $2,252
Nationwide $3,236
Progressive $2,742
State Farm $2,102
Travelers $2,482
USAA $3,867

Cheap Villa Grove, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Villa Grove, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Villa Grove, Illinois

Insurance Company Poor Fair Good
Allstate $5,883 $4,234 $3,699
American Family $4,513 $3,071 $2,599
Farmers $4,635 $3,891 $3,702
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,066 $1,912 $1,523
Nationwide $3,151 $2,545 $2,230
Progressive $3,433 $2,892 $2,662
State Farm $3,056 $1,830 $1,419
Travelers $2,622 $2,093 $1,709
USAA $3,672 $2,521 $2,077

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Villa Grove, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Villa Grove, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Villa Grove, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Villa Grove, Illinois

ZIP Code Average Annual Rates
61956 $2,868

Cheap Villa Grove, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Villa Grove, Illinois auto insurance. Find the cheapest annual Villa Grove, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Villa Grove, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,605 $4,605
American Family $3,351 $3,438
Farmers $4,076 $4,076
GEICO $2,263 $2,351
Liberty Mutual $2,167 $2,167
Nationwide $2,642 $2,642
Progressive $2,996 $2,996
State Farm $2,049 $2,154
Travelers $2,058 $2,224
USAA $2,679 $2,834

Cheap Villa Grove, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Villa Grove, Illinois? Check out the comparison of annual Villa Grove, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Villa Grove, Illinois

Insurance Company Low Medium High
Allstate $4,473 $4,601 $4,742
American Family $3,274 $3,518 $3,391
Farmers $3,885 $3,984 $4,359
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,037 $2,162 $2,302
Nationwide $2,636 $2,662 $2,629
Progressive $2,737 $2,977 $3,274
State Farm $1,995 $2,105 $2,205
Travelers $2,016 $2,139 $2,268
USAA $2,572 $2,754 $2,944

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Villa Grove, Illinois

Compare the cheapest auto insurance companies in Villa Grove, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Villa Grove, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Villa Grove, Illinois Auto Insurance Companies

What auto insurance companies in Villa Grove, Illinois are the cheapest? Compare the top Villa Grove, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Villa Grove, Illinois

Insurance Company Average Annual Rates
Allstate $4,605
American Family $3,394
Farmers $4,076
GEICO $2,307
Liberty Mutual $2,167
Nationwide $2,642
Progressive $2,996
State Farm $2,102
Travelers $2,141
USAA $2,756

What affects auto insurance rates in Villa Grove, Illinois?

There are a lot of reasons why auto insurance rates in Villa Grove, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Villa Grove, Illinois. Many local factors may affect your Villa Grove auto insurance rates.

Villa Grove Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Villa Grove, Illinois commute length is 25.9 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Villa Grove, Illinois Auto Insurance Quotes

Before you buy Villa Grove, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Villa Grove, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption