Best Cheap Auto Insurance in Vilas, CO (2021)

The average Vilas, CO auto insurance rates are $322 per month. The minimum auto insurance in Vilas is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Vilas, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The average commute length in Vilas is 9.2 minutes
  • The cheapest auto insurance company in Vilas is Liberty Mutual
  • Average auto insurance rates in Vilas, CO for senior drivers are $2,315 per year

Vilas, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Vilas can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Vilas, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Vilas to other Colorado cities, including Colorado Springs auto insurance rates, Thornton auto insurance rates, and Denver auto insurance rates to see how Vilas, Colorado auto insurance rates stack up.

Before you buy Vilas, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Vilas, Colorado auto insurance quotes.

Minimum Auto Insurance in Vilas, Colorado

Vilas, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Vilas, Colorado.

Minimum Required Auto Insurance Coverage in Vilas, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Vilas, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Vilas, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Vilas, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,330 $2,330 $2,098 $2,098 $5,641 $7,517 $2,330 $2,869
Farmers $2,812 $2,784 $2,556 $2,758 $10,311 $10,327 $3,079 $3,107
GEICO $2,262 $2,432 $2,320 $2,581 $6,808 $7,210 $2,084 $2,141
Liberty Mutual $1,926 $1,902 $1,631 $1,787 $5,315 $5,789 $1,945 $1,980
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $3,063 $2,886 $2,567 $2,587 $9,369 $10,506 $3,480 $3,407
State Farm $1,941 $1,941 $1,717 $1,717 $5,211 $6,661 $2,159 $2,539
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Cheap Vilas, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Vilas, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Vilas, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Vilas, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,641 $7,517
Farmers $10,311 $10,327
GEICO $6,808 $7,210
Liberty Mutual $5,315 $5,789
Nationwide $6,687 $8,617
Progressive $9,369 $10,506
State Farm $5,211 $6,661
USAA $5,826 $6,723

Cheap Vilas, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Vilas, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Vilas, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,098 $2,098
Farmers $2,556 $2,758
GEICO $2,320 $2,581
Liberty Mutual $1,631 $1,787
Nationwide $2,380 $2,529
Progressive $2,567 $2,587
State Farm $1,717 $1,717
USAA $2,298 $2,340

Cheap Vilas, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Vilas, Colorado compared to the annual auto insurance rates with a clean record in Vilas, Colorado.

Annual Vilas, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,516 $3,581 $4,659 $2,851
Farmers $3,986 $5,116 $5,050 $4,717
GEICO $2,491 $3,832 $4,302 $3,293
Liberty Mutual $2,427 $2,850 $2,979 $2,882
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $4,128 $5,589 $4,362 $4,853
State Farm $2,775 $3,196 $2,986 $2,986
USAA $2,644 $3,195 $5,527 $2,989

Cheap Vilas, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Vilas, Colorado is not easy. Compare the annual rates for DUI auto insurance in Vilas, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Vilas, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,071
American Family $4,659
Farmers $5,050
GEICO $4,302
Liberty Mutual $2,979
Nationwide $5,371
Progressive $4,362
State Farm $2,986
USAA $5,527

Cheap Vilas, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Vilas, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Vilas, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,441 $3,137 $2,627
Farmers $5,498 $4,437 $4,216
GEICO $4,188 $3,479 $2,771
Liberty Mutual $3,997 $2,423 $1,933
Nationwide $4,848 $3,820 $3,334
Progressive $5,441 $4,584 $4,174
State Farm $4,148 $2,664 $2,146
USAA $5,346 $3,014 $2,405

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Cheap Vilas, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Vilas, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Vilas, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Vilas, Colorado

ZIP Code Average Annual Rates
81087 $3,554

Cheap Vilas, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Vilas, Colorado auto insurance. Find the cheapest annual Vilas, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Vilas, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,330 $3,473
Farmers $4,717 $4,717
GEICO $3,397 $3,562
Liberty Mutual $2,784 $2,784
Nationwide $4,001 $4,001
Progressive $4,733 $4,733
State Farm $2,913 $3,059
USAA $3,485 $3,692

Cheap Vilas, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Vilas, Colorado? Check out the comparison of annual Vilas, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Vilas, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,255 $3,472 $3,479
Farmers $4,146 $4,652 $5,353
GEICO $3,183 $3,423 $3,833
Liberty Mutual $2,641 $2,773 $2,938
Nationwide $4,052 $4,001 $3,949
Progressive $4,496 $4,742 $4,962
State Farm $2,818 $2,986 $3,153
USAA $3,452 $3,588 $3,726

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Best By Category: Cheapest Auto Insurance in Vilas, Colorado

Compare the cheapest auto insurance companies in Vilas, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Vilas, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation American Family

The Cheapest Vilas, Colorado Auto Insurance Companies

What auto insurance companies in Vilas, Colorado are the cheapest? Compare the top Vilas, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Vilas, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,402
Farmers $4,717
GEICO $3,480
Liberty Mutual $2,784
Nationwide $4,001
Progressive $4,733
State Farm $2,986
USAA $3,589

What affects auto insurance rates in Vilas, Colorado?

There are a lot of reasons why auto insurance rates in Vilas, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Vilas, Colorado. Many local factors may affect your Vilas auto insurance rates.

Vilas Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Vilas, Colorado commute length is 9.2 minutes according to City-Data.

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Compare Vilas, Colorado Auto Insurance Quotes

Before you buy Vilas, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Vilas, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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