Best Cheap Auto Insurance in Vestal, NY (2021)

The average Vestal, NY auto insurance rates are $236 per month. The minimum auto insurance in Vestal is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Vestal, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Vestal for teen drivers is Liberty Mutual
  • Average auto insurance rates in Vestal, NY for senior drivers are $1,761 per year
  • The minimum auto insurance required in Vestal, New York is 25/50/10

Vestal, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Vestal can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Vestal, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Vestal to other New York cities, including Buffalo auto insurance rates, Rochester auto insurance rates, and Syracuse auto insurance rates to see how Vestal, New York auto insurance rates stack up.

Before you buy Vestal, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Vestal, New York auto insurance quotes.

Minimum Auto Insurance in Vestal, New York

Vestal, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Vestal, New York.

Minimum Required Auto Insurance Coverage in Vestal, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Vestal, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Vestal, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Vestal, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,250 $2,125 $2,101 $2,130 $6,294 $6,734 $2,248 $2,270
GEICO $1,454 $1,403 $1,418 $1,398 $3,104 $4,584 $1,309 $1,352
Liberty Mutual $2,831 $2,831 $2,640 $2,640 $5,476 $8,856 $2,831 $3,003
Nationwide $1,874 $1,874 $1,773 $1,773 $3,285 $4,862 $1,874 $2,372
Progressive $1,361 $1,268 $1,085 $1,106 $4,595 $5,103 $1,754 $1,709
State Farm $1,916 $1,916 $1,670 $1,670 $5,646 $7,283 $2,106 $2,234
Travelers $2,250 $2,285 $2,053 $2,212 $5,159 $6,129 $2,398 $2,511
USAA $1,380 $1,355 $1,251 $1,252 $5,495 $6,548 $1,758 $1,937

Cheap Vestal, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Vestal, New York is a challenge. Take a look at the annual teen auto insurance rates in Vestal, New York.

Annual Auto Insurance Rates for Teen Drivers in Vestal, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $6,734
GEICO $3,104 $4,584
Liberty Mutual $5,476 $8,856
Nationwide $3,285 $4,862
Progressive $4,595 $5,103
State Farm $5,646 $7,283
Travelers $5,159 $6,129
USAA $5,495 $6,548

Cheap Vestal, New York Auto Insurance for Seniors

What are senior auto insurance rates in Vestal, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Vestal, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,101 $2,130
GEICO $1,418 $1,398
Liberty Mutual $2,640 $2,640
Nationwide $1,773 $1,773
Progressive $1,085 $1,106
State Farm $1,670 $1,670
Travelers $2,053 $2,212
USAA $1,251 $1,252

Cheap Vestal, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Vestal, New York compared to the annual auto insurance rates with a clean record in Vestal, New York.

Annual Vestal, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,798 $2,798 $4,000 $3,480
GEICO $1,563 $1,704 $3,181 $1,563
Liberty Mutual $3,113 $3,113 $6,216 $3,113
Nationwide $1,897 $1,897 $4,113 $1,938
Progressive $2,185 $2,185 $2,421 $2,199
State Farm $2,910 $2,910 $3,199 $3,199
Travelers $2,687 $3,327 $3,375 $3,109
USAA $2,329 $2,367 $3,424 $2,367

Cheap Vestal, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Vestal, New York is not easy. Compare the annual rates for DUI auto insurance in Vestal, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Vestal, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,000
GEICO $3,181
Liberty Mutual $6,216
Nationwide $4,113
Progressive $2,421
State Farm $3,199
Travelers $3,375
USAA $3,424

Cheap Vestal, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Vestal, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Vestal, New York

Insurance Company Poor Fair Good
Allstate $4,672 $2,750 $2,385
GEICO $2,510 $1,844 $1,655
Liberty Mutual $5,421 $3,563 $2,682
Nationwide $2,461 $2,461 $2,461
Progressive $3,556 $1,838 $1,349
State Farm $4,313 $2,705 $2,147
Travelers $4,260 $2,728 $2,386
USAA $4,033 $2,033 $1,800

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Cheap Vestal, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Vestal, New York can vary. Compare the annual cost of auto insurance by ZIP code in Vestal, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Vestal, New York

ZIP Code Average Annual Rates
13850 $2,885

Cheap Vestal, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Vestal, New York auto insurance. Find the cheapest annual Vestal, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Vestal, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,226 $3,312
GEICO $1,943 $2,062
Liberty Mutual $3,781 $3,996
Nationwide $2,461 $2,461
Progressive $2,248 $2,248
State Farm $2,949 $3,161
Travelers $3,125 $3,125
USAA $2,596 $2,648

Cheap Vestal, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Vestal, New York? Check out the comparison of annual Vestal, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Vestal, New York

Insurance Company Low Medium High
Allstate $3,086 $3,258 $3,463
GEICO $1,905 $2,000 $2,104
Liberty Mutual $3,714 $3,875 $4,078
Nationwide $2,332 $2,444 $2,608
Progressive $2,140 $2,236 $2,367
State Farm $2,909 $3,071 $3,185
Travelers $2,987 $3,101 $3,285
USAA $2,551 $2,611 $2,704

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Best By Category: Cheapest Auto Insurance in Vestal, New York

Compare the cheapest auto insurance companies in Vestal, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Vestal, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Vestal, New York Auto Insurance Companies

What auto insurance companies in Vestal, New York are the cheapest? Compare the top Vestal, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Vestal, New York

Insurance Company Average Annual Rates
Allstate $3,269
GEICO $2,003
Liberty Mutual $3,889
Nationwide $2,461
Progressive $2,248
State Farm $3,055
Travelers $3,125
USAA $2,622

Compare Vestal, New York Auto Insurance Quotes

Before you buy Vestal, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Vestal, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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