Best Cheap Auto Insurance in Versailles, KY (2021)

The average Versailles, KY auto insurance rates are $328 per month. The minimum auto insurance in Versailles is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Versailles, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Versailles is State Farm
  • The minimum auto insurance required in Versailles, Kentucky is 25/50/25
  • The average commute length in Versailles is 18.4 minutes

Versailles, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Versailles can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Versailles, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Versailles to other Kentucky cities, including Richmond auto insurance rates, Independence auto insurance rates, and Nicholasville auto insurance rates to see how Versailles, Kentucky auto insurance rates stack up.

Before you buy Versailles, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Versailles, Kentucky auto insurance quotes.

Minimum Auto Insurance in Versailles, Kentucky

Versailles, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Versailles, Kentucky.

Minimum Required Auto Insurance Coverage in Versailles, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Versailles, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Versailles, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Versailles, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,916 $2,866 $2,662 $2,835 $11,318 $12,745 $3,174 $3,328
GEICO $3,159 $2,921 $3,309 $2,996 $6,635 $7,852 $2,575 $2,215
Liberty Mutual $2,536 $2,739 $2,171 $2,421 $10,792 $11,914 $2,631 $2,703
Nationwide $2,839 $2,838 $2,573 $2,678 $6,512 $8,085 $3,232 $3,390
Progressive $1,951 $1,844 $1,765 $1,765 $9,818 $11,108 $2,416 $2,462
State Farm $1,555 $1,555 $1,393 $1,393 $4,582 $5,823 $1,735 $1,922
Travelers $1,815 $1,843 $1,796 $1,797 $8,751 $14,042 $1,901 $2,159
USAA $1,788 $1,782 $1,621 $1,638 $4,871 $5,117 $2,249 $2,452

Cheap Versailles, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Versailles, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Versailles, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Versailles, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,318 $12,745
GEICO $6,635 $7,852
Liberty Mutual $10,792 $11,914
Nationwide $6,512 $8,085
Progressive $9,818 $11,108
State Farm $4,582 $5,823
Travelers $8,751 $14,042
USAA $4,871 $5,117

Cheap Versailles, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Versailles, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Versailles, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,662 $2,835
GEICO $3,309 $2,996
Liberty Mutual $2,171 $2,421
Nationwide $2,573 $2,678
Progressive $1,765 $1,765
State Farm $1,393 $1,393
Travelers $1,796 $1,797
USAA $1,621 $1,638

Cheap Versailles, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Versailles, Kentucky compared to the annual auto insurance rates with a clean record in Versailles, Kentucky.

Annual Versailles, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,298 $5,660 $6,083 $4,881
GEICO $2,370 $4,198 $6,360 $2,904
Liberty Mutual $3,948 $6,082 $4,725 $4,198
Nationwide $3,221 $4,129 $5,189 $3,534
Progressive $3,424 $5,086 $3,902 $4,153
State Farm $2,283 $2,706 $2,494 $2,494
Travelers $3,721 $3,824 $5,522 $3,984
USAA $2,024 $2,861 $3,431 $2,442

Cheap Versailles, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Versailles, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Versailles, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Versailles, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,083
GEICO $6,360
Liberty Mutual $4,725
Nationwide $5,189
Progressive $3,902
State Farm $2,494
Travelers $5,522
USAA $3,431

Cheap Versailles, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Versailles, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Versailles, Kentucky

Insurance Company Poor Fair Good
Allstate $6,905 $4,798 $3,989
GEICO $6,508 $3,249 $2,117
Liberty Mutual $6,744 $4,176 $3,295
Nationwide $4,855 $3,852 $3,348
Progressive $4,599 $4,043 $3,781
State Farm $3,601 $2,179 $1,703
Travelers $4,742 $4,031 $4,017
USAA $3,980 $2,250 $1,839

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Cheap Versailles, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Versailles, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Versailles, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Versailles, Kentucky

ZIP Code Average Annual Rates
40383 $3,542

Cheap Versailles, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Versailles, Kentucky auto insurance. Find the cheapest annual Versailles, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Versailles, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,230 $5,230
GEICO $3,921 $3,995
Liberty Mutual $4,738 $4,738
Nationwide $4,018 $4,018
Progressive $4,141 $4,141
State Farm $2,431 $2,558
Travelers $4,263 $4,263
USAA $2,591 $2,788

Cheap Versailles, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Versailles, Kentucky? Check out the comparison of annual Versailles, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Versailles, Kentucky

Insurance Company Low Medium High
Allstate $4,839 $5,209 $5,644
GEICO $3,693 $3,940 $4,241
Liberty Mutual $4,492 $4,706 $5,018
Nationwide $4,033 $3,978 $4,044
Progressive $3,804 $4,092 $4,528
State Farm $2,326 $2,494 $2,664
Travelers $4,022 $4,282 $4,485
USAA $2,559 $2,684 $2,826

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Best By Category: Cheapest Auto Insurance in Versailles, Kentucky

Compare the cheapest auto insurance companies in Versailles, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Versailles, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Versailles, Kentucky Auto Insurance Companies

What auto insurance companies in Versailles, Kentucky are the cheapest? Compare the top Versailles, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Versailles, Kentucky

Insurance Company Average Annual Rates
Allstate $5,230
GEICO $3,958
Liberty Mutual $4,738
Nationwide $4,018
Progressive $4,141
State Farm $2,494
Travelers $4,263
USAA $2,690

What affects auto insurance rates in Versailles, Kentucky?

There are a lot of reasons why auto insurance rates in Versailles, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Versailles, Kentucky. Many local factors may affect your Versailles auto insurance rates.

Versailles Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Versailles, Kentucky commute length is 18.4 minutes according to City-Data.

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Compare Versailles, Kentucky Auto Insurance Quotes

Before you buy Versailles, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Versailles, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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