Best Cheap Auto Insurance in Vernon, FL (2021)

The average Vernon, FL auto insurance rates are $309 per month. The minimum auto insurance in Vernon is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Vernon, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Vernon for teen drivers is Allstate
  • The average commute length in Vernon is 34.1 minutes
  • Average auto insurance rates in Vernon, FL for senior drivers are $2,245 per year

Vernon, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Vernon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Vernon, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Vernon to other Florida cities, including Cape Coral auto insurance rates, Tallahassee auto insurance rates, and Orlando auto insurance rates to see how Vernon, Florida auto insurance rates stack up.

Before you buy Vernon, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Vernon, Florida auto insurance quotes.

Minimum Auto Insurance in Vernon, Florida

Vernon, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Vernon, Florida.

Minimum Required Auto Insurance Coverage in Vernon, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Vernon, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Vernon, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Vernon, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,640 $3,510 $3,169 $3,241 $12,699 $13,811 $3,728 $3,815
GEICO $2,338 $2,354 $2,185 $2,185 $4,174 $5,280 $2,581 $2,637
Liberty Mutual $2,968 $2,968 $2,726 $2,726 $6,192 $9,498 $2,968 $3,996
Nationwide $2,392 $2,380 $2,131 $2,218 $5,680 $7,082 $2,637 $2,774
Progressive $2,740 $2,608 $2,369 $2,534 $7,381 $8,113 $3,294 $3,224
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,557 $1,540 $1,426 $1,433 $5,125 $6,036 $1,963 $2,141

Cheap Vernon, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Vernon, Florida is a challenge. Take a look at the annual teen auto insurance rates in Vernon, Florida.

Annual Auto Insurance Rates for Teen Drivers in Vernon, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,699 $13,811
GEICO $4,174 $5,280
Liberty Mutual $6,192 $9,498
Nationwide $5,680 $7,082
Progressive $7,381 $8,113
State Farm $4,900 $6,272
USAA $5,125 $6,036

Cheap Vernon, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Vernon, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Vernon, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,169 $3,241
GEICO $2,185 $2,185
Liberty Mutual $2,726 $2,726
Nationwide $2,131 $2,218
Progressive $2,369 $2,534
State Farm $1,546 $1,546
USAA $1,426 $1,433

Cheap Vernon, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Vernon, Florida compared to the annual auto insurance rates with a clean record in Vernon, Florida.

Annual Vernon, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,132 $6,119 $6,851 $5,705
GEICO $2,083 $2,647 $3,914 $3,223
Liberty Mutual $3,112 $3,996 $5,720 $4,192
Nationwide $2,946 $3,205 $4,246 $3,249
Progressive $3,224 $4,681 $3,959 $4,267
State Farm $2,486 $2,927 $2,707 $2,707
USAA $2,109 $2,566 $3,732 $2,203

Cheap Vernon, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Vernon, Florida is not easy. Compare the annual rates for DUI auto insurance in Vernon, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Vernon, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,851
GEICO $3,914
Liberty Mutual $5,720
Nationwide $4,246
Progressive $3,959
State Farm $2,707
USAA $3,732

Cheap Vernon, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Vernon, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Vernon, Florida

Insurance Company Poor Fair Good
Allstate $8,243 $5,284 $4,328
GEICO $4,299 $2,621 $1,980
Liberty Mutual $5,462 $4,026 $3,278
Nationwide $4,263 $3,133 $2,839
Progressive $5,293 $3,717 $3,088
State Farm $3,653 $2,441 $2,026
USAA $4,377 $2,083 $1,498

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Cheap Vernon, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Vernon, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Vernon, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Vernon, Florida

ZIP Code Average Annual Rates
32462 $2,859

Cheap Vernon, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Vernon, Florida auto insurance. Find the cheapest annual Vernon, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Vernon, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,780 $6,123
GEICO $2,952 $2,982
Liberty Mutual $4,120 $4,390
Nationwide $3,412 $3,412
Progressive $4,033 $4,033
State Farm $2,617 $2,797
USAA $2,622 $2,683

Cheap Vernon, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Vernon, Florida? Check out the comparison of annual Vernon, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Vernon, Florida

Insurance Company Low Medium High
Allstate $4,839 $6,203 $6,813
GEICO $2,547 $3,050 $3,304
Liberty Mutual $3,937 $4,316 $4,514
Nationwide $2,778 $3,532 $3,926
Progressive $3,575 $4,101 $4,423
State Farm $2,367 $2,761 $2,992
USAA $2,363 $2,728 $2,868

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Best By Category: Cheapest Auto Insurance in Vernon, Florida

Compare the cheapest auto insurance companies in Vernon, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Vernon, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Vernon, Florida Auto Insurance Companies

What auto insurance companies in Vernon, Florida are the cheapest? Compare the top Vernon, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Vernon, Florida

Insurance Company Average Annual Rates
Allstate $5,952
GEICO $2,967
Liberty Mutual $4,255
Nationwide $3,412
Progressive $4,033
State Farm $2,707
USAA $2,653

What affects auto insurance rates in Vernon, Florida?

There are a lot of reasons why auto insurance rates in Vernon, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Vernon, Florida. Many local factors may affect your Vernon auto insurance rates.

Vernon Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Vernon, Florida commute length is 34.1 minutes according to City-Data.

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Compare Vernon, Florida Auto Insurance Quotes

Before you buy Vernon, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Vernon, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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