Best Cheap Auto Insurance in Vermont, IL (2021)

The average Vermont, IL auto insurance rates are $252 per month. The minimum auto insurance in Vermont is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Vermont, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Vermont, Illinois is 25/50/20
  • The cheapest auto insurance company in Vermont is State Farm
  • The most expensive auto insurance company in Vermont for teen drivers is Allstate

Vermont, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Vermont can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Vermont, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Vermont to other Illinois cities, including Naperville auto insurance rates, Rockford auto insurance rates, and Champaign auto insurance rates to see how Vermont, Illinois auto insurance rates stack up.

Before you buy Vermont, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Vermont, Illinois auto insurance quotes.

Minimum Auto Insurance in Vermont, Illinois

Vermont, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Vermont, Illinois.

Minimum Required Auto Insurance Coverage in Vermont, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Vermont, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Vermont, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Vermont, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,288 $3,303 $3,428 $3,428 $8,414 $10,963 $3,955 $4,275
American Family $2,367 $2,367 $2,158 $2,158 $6,493 $9,079 $2,367 $3,045
Farmers $2,224 $2,229 $1,979 $2,086 $9,208 $9,600 $2,536 $2,663
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,313 $1,418 $1,094 $1,222 $4,173 $4,642 $1,374 $1,452
Nationwide $1,706 $1,740 $1,517 $1,611 $4,593 $5,910 $1,976 $2,143
Progressive $1,930 $1,853 $1,589 $1,651 $6,458 $7,275 $2,312 $2,504
State Farm $1,275 $1,275 $1,118 $1,118 $3,346 $4,274 $1,433 $1,628
Travelers $1,399 $1,478 $1,250 $1,334 $3,718 $4,587 $1,488 $1,568
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

Cheap Vermont, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Vermont, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Vermont, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Vermont, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $10,963
American Family $6,493 $9,079
Farmers $9,208 $9,600
GEICO $4,847 $5,129
Liberty Mutual $4,173 $4,642
Nationwide $4,593 $5,910
Progressive $6,458 $7,275
State Farm $3,346 $4,274
Travelers $3,718 $4,587
USAA $5,289 $5,831

Cheap Vermont, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Vermont, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Vermont, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,428 $3,428
American Family $2,158 $2,158
Farmers $1,979 $2,086
GEICO $1,521 $1,797
Liberty Mutual $1,094 $1,222
Nationwide $1,517 $1,611
Progressive $1,589 $1,651
State Farm $1,118 $1,118
Travelers $1,250 $1,334
USAA $1,527 $1,507

Cheap Vermont, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Vermont, Illinois compared to the annual auto insurance rates with a clean record in Vermont, Illinois.

Annual Vermont, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,711 $6,222 $5,762 $4,832
American Family $2,759 $3,921 $5,207 $3,132
Farmers $3,438 $4,417 $4,308 $4,099
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,744 $2,457 $2,168 $1,975
Nationwide $2,134 $2,763 $3,250 $2,452
Progressive $2,649 $3,867 $2,924 $3,347
State Farm $1,787 $2,079 $1,933 $1,933
Travelers $1,685 $2,188 $2,431 $2,106
USAA $1,960 $2,818 $3,858 $2,364

Cheap Vermont, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Vermont, Illinois is not easy. Compare the annual rates for DUI auto insurance in Vermont, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Vermont, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,762
American Family $5,207
Farmers $4,308
GEICO $3,482
Liberty Mutual $2,168
Nationwide $3,250
Progressive $2,924
State Farm $1,933
Travelers $2,431
USAA $3,858

Cheap Vermont, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Vermont, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Vermont, Illinois

Insurance Company Poor Fair Good
Allstate $6,569 $4,709 $4,117
American Family $5,016 $3,389 $2,858
Farmers $4,635 $3,874 $3,688
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,950 $1,839 $1,469
Nationwide $3,164 $2,550 $2,235
Progressive $3,659 $3,087 $2,843
State Farm $2,811 $1,684 $1,306
Travelers $2,583 $2,049 $1,677
USAA $3,661 $2,516 $2,074

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Cheap Vermont, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Vermont, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Vermont, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Vermont, Illinois

ZIP Code Average Annual Rates
61484 $2,954

Cheap Vermont, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Vermont, Illinois auto insurance. Find the cheapest annual Vermont, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Vermont, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,132 $5,132
American Family $3,705 $3,803
Farmers $4,066 $4,066
GEICO $2,519 $2,617
Liberty Mutual $2,086 $2,086
Nationwide $2,650 $2,650
Progressive $3,197 $3,197
State Farm $1,885 $1,982
Travelers $2,021 $2,184
USAA $2,673 $2,827

Cheap Vermont, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Vermont, Illinois? Check out the comparison of annual Vermont, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Vermont, Illinois

Insurance Company Low Medium High
Allstate $4,973 $5,127 $5,295
American Family $3,654 $3,890 $3,718
Farmers $3,877 $3,974 $4,346
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,972 $2,082 $2,204
Nationwide $2,654 $2,667 $2,629
Progressive $2,982 $3,190 $3,418
State Farm $1,844 $1,936 $2,021
Travelers $1,989 $2,101 $2,218
USAA $2,561 $2,747 $2,942

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Best By Category: Cheapest Auto Insurance in Vermont, Illinois

Compare the cheapest auto insurance companies in Vermont, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Vermont, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Vermont, Illinois Auto Insurance Companies

What auto insurance companies in Vermont, Illinois are the cheapest? Compare the top Vermont, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Vermont, Illinois

Insurance Company Average Annual Rates
Allstate $5,132
American Family $3,754
Farmers $4,066
GEICO $2,568
Liberty Mutual $2,086
Nationwide $2,650
Progressive $3,197
State Farm $1,933
Travelers $2,103
USAA $2,750

What affects auto insurance rates in Vermont, Illinois?

There are a lot of reasons why auto insurance rates in Vermont, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Vermont, Illinois. Many local factors may affect your Vermont auto insurance rates.

Vermont Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Vermont, Illinois commute length is 34.8 minutes according to City-Data.

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Compare Vermont, Illinois Auto Insurance Quotes

Before you buy Vermont, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Vermont, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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