Best Cheap Auto Insurance in Vardaman, MS (2021)

The average Vardaman, MS auto insurance rates are $271 per month. The minimum auto insurance in Vardaman is at least 25/50/25 in coverage to comply with Mississippi auto insurance laws. To find the best cheap auto insurance in Vardaman, Mississippi, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Vardaman is USAA
  • The average commute length in Vardaman is 23.7 minutes
  • The minimum auto insurance required in Vardaman, Mississippi is 25/50/25

Vardaman, Mississippi auto insurance requirements are 25/50/25 according to Mississippi auto insurance laws. Finding cheap auto insurance in Vardaman can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Vardaman, Mississippi, including driving record, credit, commute time, and more.

Compare auto insurance in Vardaman to other Mississippi cities, including Biloxi auto insurance rates, Meridian auto insurance rates, and Oxford auto insurance rates to see how Vardaman, Mississippi auto insurance rates stack up.

Before you buy Vardaman, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Vardaman, Mississippi auto insurance quotes.

Minimum Auto Insurance in Vardaman, Mississippi

Vardaman, Mississippi auto insurance laws require that you have at least the Mississippi minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Vardaman, Mississippi.

Minimum Required Auto Insurance Coverage in Vardaman, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Vardaman, Mississippi Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Vardaman, Mississippi are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Vardaman, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,417 $2,314 $2,148 $2,197 $9,486 $10,121 $2,765 $2,847
GEICO $2,443 $2,309 $2,220 $2,062 $6,127 $5,795 $4,102 $1,979
Liberty Mutual $2,482 $2,688 $1,995 $2,238 $8,870 $9,867 $2,638 $2,779
Nationwide $2,197 $2,265 $1,964 $2,090 $4,367 $5,584 $2,485 $2,699
Progressive $2,029 $1,897 $1,656 $1,604 $7,214 $8,057 $2,087 $2,160
State Farm $1,644 $1,644 $1,465 $1,465 $4,631 $5,820 $1,827 $2,076
Travelers $1,532 $1,561 $1,447 $1,453 $6,618 $10,457 $1,602 $1,869
USAA $1,302 $1,289 $1,217 $1,230 $3,217 $3,812 $1,582 $1,742

Cheap Vardaman, Mississippi Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Vardaman, Mississippi is a challenge. Take a look at the annual teen auto insurance rates in Vardaman, Mississippi.

Annual Auto Insurance Rates for Teen Drivers in Vardaman, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,486 $10,121
GEICO $6,127 $5,795
Liberty Mutual $8,870 $9,867
Nationwide $4,367 $5,584
Progressive $7,214 $8,057
State Farm $4,631 $5,820
Travelers $6,618 $10,457
USAA $3,217 $3,812

Cheap Vardaman, Mississippi Auto Insurance for Seniors

What are senior auto insurance rates in Vardaman, Mississippi? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Vardaman, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,148 $2,197
GEICO $2,220 $2,062
Liberty Mutual $1,995 $2,238
Nationwide $1,964 $2,090
Progressive $1,656 $1,604
State Farm $1,465 $1,465
Travelers $1,447 $1,453
USAA $1,217 $1,230

Cheap Vardaman, Mississippi Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Vardaman, Mississippi compared to the annual auto insurance rates with a clean record in Vardaman, Mississippi.

Annual Vardaman, Mississippi Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,631 $4,268 $5,143 $4,106
GEICO $2,113 $3,194 $4,840 $3,371
Liberty Mutual $2,981 $4,749 $4,866 $4,182
Nationwide $2,351 $3,014 $3,852 $2,609
Progressive $2,867 $3,828 $3,290 $3,368
State Farm $2,345 $2,848 $2,546 $2,546
Travelers $2,907 $3,044 $4,151 $3,167
USAA $1,505 $1,919 $2,599 $1,673

Cheap Vardaman, Mississippi Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Vardaman, Mississippi is not easy. Compare the annual rates for DUI auto insurance in Vardaman, Mississippi to find the best deal.

Annual Auto Insurance Rates After a DUI in Vardaman, Mississippi

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,143
GEICO $4,840
Liberty Mutual $4,866
Nationwide $3,852
Progressive $3,290
State Farm $2,546
Travelers $4,151
USAA $2,599

Cheap Vardaman, Mississippi Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Vardaman, Mississippi annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Vardaman, Mississippi

Insurance Company Poor Fair Good
Allstate $4,959 $4,394 $3,508
GEICO $5,096 $2,887 $2,156
Liberty Mutual $6,014 $3,678 $2,893
Nationwide $3,484 $2,822 $2,563
Progressive $3,798 $3,225 $2,991
State Farm $3,703 $2,249 $1,762
Travelers $3,770 $3,071 $3,111
USAA $2,626 $1,714 $1,431

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Cheap Vardaman, Mississippi Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Vardaman, Mississippi can vary. Compare the annual cost of auto insurance by ZIP code in Vardaman, Mississippi to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Vardaman, Mississippi

ZIP Code Average Annual Rates
38878 $2,799

Cheap Vardaman, Mississippi Auto Insurance Rates By Commute

Commute length and annual mileage affect Vardaman, Mississippi auto insurance. Find the cheapest annual Vardaman, Mississippi auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Vardaman, Mississippi

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,287 $4,287
GEICO $3,369 $3,390
Liberty Mutual $4,195 $4,195
Nationwide $2,956 $2,956
Progressive $3,338 $3,338
State Farm $2,511 $2,632
Travelers $3,317 $3,317
USAA $1,865 $1,983

Cheap Vardaman, Mississippi Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Vardaman, Mississippi? Check out the comparison of annual Vardaman, Mississippi auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Vardaman, Mississippi

Insurance Company Low Medium High
Allstate $4,128 $4,283 $4,450
GEICO $3,192 $3,402 $3,545
Liberty Mutual $3,932 $4,176 $4,476
Nationwide $2,820 $2,948 $3,100
Progressive $3,018 $3,369 $3,627
State Farm $2,433 $2,559 $2,723
Travelers $3,153 $3,337 $3,462
USAA $1,798 $1,913 $2,061

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Best By Category: Cheapest Auto Insurance in Vardaman, Mississippi

Compare the cheapest auto insurance companies in Vardaman, Mississippi in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Vardaman, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Vardaman, Mississippi Auto Insurance Companies

What auto insurance companies in Vardaman, Mississippi are the cheapest? Compare the top Vardaman, Mississippi auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Vardaman, Mississippi

Insurance Company Average Annual Rates
Allstate $4,287
GEICO $3,380
Liberty Mutual $4,195
Nationwide $2,956
Progressive $3,338
State Farm $2,571
Travelers $3,317
USAA $1,924

What affects auto insurance rates in Vardaman, Mississippi?

There are a lot of reasons why auto insurance rates in Vardaman, Mississippi are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Vardaman, Mississippi. Many local factors may affect your Vardaman auto insurance rates.

Vardaman Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Vardaman, Mississippi commute length is 23.7 minutes according to City-Data.

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Compare Vardaman, Mississippi Auto Insurance Quotes

Before you buy Vardaman, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Vardaman, Mississippi auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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