Best Cheap Auto Insurance in Vanderbilt, MI (2021)

The average Vanderbilt, MI auto insurance rates are $797 per month. The minimum auto insurance in Vanderbilt is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Vanderbilt, Michigan, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Vanderbilt, MI for senior drivers are $6,338 per year
  • The minimum auto insurance required in Vanderbilt, Michigan is 20/40/10
  • The most expensive auto insurance company in Vanderbilt for teen drivers is Allstate

Vanderbilt, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Vanderbilt can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Vanderbilt, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Vanderbilt to other Michigan cities, including Dearborn auto insurance rates, Detroit auto insurance rates, and Troy auto insurance rates to see how Vanderbilt, Michigan auto insurance rates stack up.

Before you buy Vanderbilt, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Vanderbilt, Michigan auto insurance quotes.

Minimum Auto Insurance in Vanderbilt, Michigan

Vanderbilt, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Vanderbilt, Michigan.

Minimum Required Auto Insurance Coverage in Vanderbilt, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Vanderbilt, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Vanderbilt, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Vanderbilt, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,170 $18,170 $17,000 $17,000 $42,994 $42,994 $19,100 $19,100
Farmers $3,401 $3,401 $3,172 $3,172 $7,627 $7,627 $3,812 $3,812
GEICO $3,884 $3,884 $3,922 $3,922 $10,771 $10,771 $3,717 $3,717
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $4,680 $4,680 $4,166 $4,166 $12,064 $12,064 $5,117 $5,117
Progressive $2,897 $2,715 $2,561 $2,832 $10,691 $11,486 $3,381 $3,176
State Farm $6,820 $6,820 $6,311 $6,311 $23,793 $23,793 $8,008 $8,008
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,498 $2,378 $2,348 $2,227 $6,040 $5,763 $3,049 $2,941

Cheap Vanderbilt, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Vanderbilt, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Vanderbilt, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Vanderbilt, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $42,994 $42,994
Farmers $7,627 $7,627
GEICO $10,771 $10,771
Liberty Mutual $30,474 $30,474
Nationwide $12,064 $12,064
Progressive $10,691 $11,486
State Farm $23,793 $23,793
Travelers $16,861 $16,861
USAA $6,040 $5,763

Cheap Vanderbilt, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Vanderbilt, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Vanderbilt, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,000 $17,000
Farmers $3,172 $3,172
GEICO $3,922 $3,922
Liberty Mutual $12,695 $12,695
Nationwide $4,166 $4,166
Progressive $2,561 $2,832
State Farm $6,311 $6,311
Travelers $4,792 $4,792
USAA $2,348 $2,227

Cheap Vanderbilt, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Vanderbilt, Michigan compared to the annual auto insurance rates with a clean record in Vanderbilt, Michigan.

Annual Vanderbilt, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,775 $15,848 $53,138 $16,502
Farmers $3,795 $4,821 $4,754 $4,643
GEICO $2,003 $4,153 $12,485 $3,655
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $5,553 $7,442 $6,765 $6,267
Progressive $4,227 $5,522 $4,967 $5,154
State Farm $7,163 $8,579 $18,490 $10,702
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,744 $3,412 $4,476 $2,989

Cheap Vanderbilt, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Vanderbilt, Michigan is not easy. Compare the annual rates for DUI auto insurance in Vanderbilt, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Vanderbilt, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $53,138
Farmers $4,754
GEICO $12,485
Liberty Mutual $26,565
Nationwide $6,765
Progressive $4,967
State Farm $18,490
Travelers $12,908
USAA $4,476

Cheap Vanderbilt, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Vanderbilt, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Vanderbilt, Michigan

Insurance Company Poor Fair Good
Allstate $37,235 $20,451 $15,262
Farmers $5,878 $3,961 $3,671
GEICO $7,165 $5,269 $4,288
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $8,198 $6,128 $5,194
Progressive $5,713 $4,824 $4,366
State Farm $18,216 $9,220 $6,263
Travelers $8,534 $8,275 $8,170
USAA $5,089 $2,906 $2,220

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Vanderbilt, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Vanderbilt, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Vanderbilt, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Vanderbilt, Michigan

ZIP Code Average Annual Rates
49795 $6,726

Cheap Vanderbilt, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Vanderbilt, Michigan auto insurance. Find the cheapest annual Vanderbilt, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Vanderbilt, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $24,316 $24,316
Farmers $4,503 $4,503
GEICO $5,444 $5,704
Liberty Mutual $16,605 $17,805
Nationwide $6,507 $6,507
Progressive $4,967 $4,967
State Farm $10,936 $11,531
Travelers $8,279 $8,375
USAA $3,366 $3,444

Cheap Vanderbilt, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Vanderbilt, Michigan? Check out the comparison of annual Vanderbilt, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Vanderbilt, Michigan

Insurance Company Low Medium High
Allstate $23,761 $24,365 $24,821
Farmers $4,380 $4,493 $4,636
GEICO $5,238 $5,528 $5,955
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $6,846 $6,388 $6,286
Progressive $4,812 $4,975 $5,115
State Farm $10,701 $11,299 $11,700
Travelers $8,241 $8,334 $8,405
USAA $3,303 $3,414 $3,500

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Vanderbilt, Michigan

Compare the cheapest auto insurance companies in Vanderbilt, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Vanderbilt, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Vanderbilt, Michigan Auto Insurance Companies

What auto insurance companies in Vanderbilt, Michigan are the cheapest? Compare the top Vanderbilt, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Vanderbilt, Michigan

Insurance Company Average Annual Rates
Allstate $24,316
Farmers $4,503
GEICO $5,574
Liberty Mutual $17,205
Nationwide $6,507
Progressive $4,967
State Farm $11,233
Travelers $8,327
USAA $3,405

What affects auto insurance rates in Vanderbilt, Michigan?

There are a lot of reasons why auto insurance rates in Vanderbilt, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Vanderbilt, Michigan. Many local factors may affect your Vanderbilt auto insurance rates.

Vanderbilt Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Vanderbilt, Michigan commute length is 17.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Vanderbilt, Michigan Auto Insurance Quotes

Before you buy Vanderbilt, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Vanderbilt, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption