Best Cheap Auto Insurance in Vance, AL (2021)

The average Vance, AL auto insurance rates are $324 per month. The minimum auto insurance in Vance is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Vance, Alabama, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Vance, Alabama is 25/50/25
  • The cheapest auto insurance company in Vance is USAA
  • Average auto insurance rates in Vance, AL for senior drivers are $2,037 per year

Vance, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Vance can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Vance, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Vance to other Alabama cities, including Birmingham auto insurance rates, Auburn auto insurance rates, and Montgomery auto insurance rates to see how Vance, Alabama auto insurance rates stack up.

Before you buy Vance, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Vance, Alabama auto insurance quotes.

Minimum Auto Insurance in Vance, Alabama

Vance, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Vance, Alabama.

Minimum Required Auto Insurance Coverage in Vance, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Vance, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Vance, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Vance, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,106 $2,002 $1,907 $1,943 $7,466 $8,015 $2,353 $2,405
Farmers $2,463 $2,445 $2,200 $2,340 $9,563 $9,839 $2,792 $2,895
GEICO $2,099 $2,095 $2,001 $2,078 $5,613 $5,513 $2,219 $2,062
Liberty Mutual $3,119 $3,365 $2,557 $2,854 $11,610 $12,895 $3,318 $3,531
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,535 $2,369 $2,080 $2,224 $10,631 $11,863 $2,966 $3,164
State Farm $3,224 $3,224 $2,927 $2,927 $9,959 $12,466 $3,649 $4,215
Travelers $1,575 $1,598 $1,483 $1,476 $8,562 $13,473 $1,488 $1,700
USAA $1,347 $1,365 $1,258 $1,231 $4,033 $4,467 $1,753 $1,891

Cheap Vance, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Vance, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Vance, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Vance, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,466 $8,015
Farmers $9,563 $9,839
GEICO $5,613 $5,513
Liberty Mutual $11,610 $12,895
Nationwide $4,521 $5,808
Progressive $10,631 $11,863
State Farm $9,959 $12,466
Travelers $8,562 $13,473
USAA $4,033 $4,467

Cheap Vance, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Vance, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Vance, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,907 $1,943
Farmers $2,200 $2,340
GEICO $2,001 $2,078
Liberty Mutual $2,557 $2,854
Nationwide $1,560 $1,612
Progressive $2,080 $2,224
State Farm $2,927 $2,927
Travelers $1,483 $1,476
USAA $1,258 $1,231

Cheap Vance, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Vance, Alabama compared to the annual auto insurance rates with a clean record in Vance, Alabama.

Annual Vance, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,984 $3,526 $4,205 $3,383
Farmers $3,633 $4,702 $4,587 $4,346
GEICO $1,986 $3,215 $3,995 $2,644
Liberty Mutual $4,232 $5,915 $5,766 $5,713
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $4,264 $5,382 $4,593 $4,677
State Farm $4,792 $5,974 $5,265 $5,265
Travelers $3,260 $3,421 $5,021 $3,975
USAA $1,667 $2,094 $3,108 $1,803

Cheap Vance, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Vance, Alabama is not easy. Compare the annual rates for DUI auto insurance in Vance, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Vance, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,205
Farmers $4,587
GEICO $3,995
Liberty Mutual $5,766
Nationwide $3,329
Progressive $4,593
State Farm $5,265
Travelers $5,021
USAA $3,108

Cheap Vance, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Vance, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Vance, Alabama

Insurance Company Poor Fair Good
Allstate $4,345 $3,425 $2,803
Farmers $4,838 $4,166 $3,948
GEICO $3,766 $2,685 $2,429
Liberty Mutual $7,738 $4,754 $3,727
Nationwide $3,156 $2,467 $2,234
Progressive $5,322 $4,580 $4,285
State Farm $8,645 $4,366 $2,960
Travelers $4,273 $3,707 $3,778
USAA $2,911 $1,898 $1,695

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Vance, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Vance, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Vance, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Vance, Alabama

ZIP Code Average Annual Rates
35490 $3,994

Cheap Vance, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Vance, Alabama auto insurance. Find the cheapest annual Vance, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Vance, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,525 $3,525
Farmers $4,317 $4,317
GEICO $2,907 $3,013
Liberty Mutual $5,406 $5,406
Nationwide $2,619 $2,619
Progressive $4,729 $4,729
State Farm $5,194 $5,454
Travelers $3,919 $3,919
USAA $2,069 $2,267

Cheap Vance, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Vance, Alabama? Check out the comparison of annual Vance, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Vance, Alabama

Insurance Company Low Medium High
Allstate $3,403 $3,519 $3,652
Farmers $4,066 $4,259 $4,626
GEICO $2,725 $2,948 $3,208
Liberty Mutual $5,168 $5,382 $5,669
Nationwide $2,596 $2,598 $2,662
Progressive $4,230 $4,705 $5,253
State Farm $5,028 $5,319 $5,624
Travelers $3,721 $3,998 $4,039
USAA $2,089 $2,156 $2,258

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Vance, Alabama

Compare the cheapest auto insurance companies in Vance, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Vance, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Vance, Alabama Auto Insurance Companies

What auto insurance companies in Vance, Alabama are the cheapest? Compare the top Vance, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Vance, Alabama

Insurance Company Average Annual Rates
Allstate $3,525
Farmers $4,317
GEICO $2,960
Liberty Mutual $5,406
Nationwide $2,619
Progressive $4,729
State Farm $5,324
Travelers $3,919
USAA $2,168

What affects auto insurance rates in Vance, Alabama?

There are a lot of reasons why auto insurance rates in Vance, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Vance, Alabama. Many local factors may affect your Vance auto insurance rates.

Vance Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Vance, Alabama auto theft statistics, there have been 2 auto thefts in the city.

Vance Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Vance, Alabama commute length is 31.9 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Vance, Alabama Auto Insurance Quotes

Before you buy Vance, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Vance, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption