Best Cheap Auto Insurance in Van Lear, KY (2021)

The average Van Lear, KY auto insurance rates are $577 per month. The minimum auto insurance in Van Lear is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Van Lear, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Van Lear is USAA
  • Average auto insurance rates in Van Lear, KY for senior drivers are $3,778 per year
  • The minimum auto insurance required in Van Lear, Kentucky is 25/50/25

Van Lear, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Van Lear can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Van Lear, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Van Lear to other Kentucky cities, including Hopkinsville auto insurance rates, Bowling Green auto insurance rates, and Owensboro auto insurance rates to see how Van Lear, Kentucky auto insurance rates stack up.

Before you buy Van Lear, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Van Lear, Kentucky auto insurance quotes.

Minimum Auto Insurance in Van Lear, Kentucky

Van Lear, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Van Lear, Kentucky.

Minimum Required Auto Insurance Coverage in Van Lear, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Van Lear, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Van Lear, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Van Lear, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,027 $5,918 $5,552 $5,899 $22,969 $25,415 $6,494 $6,761
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,564 $4,985 $3,870 $4,373 $18,196 $20,233 $4,750 $4,933
Nationwide $5,612 $5,527 $5,076 $5,251 $12,513 $15,335 $6,384 $6,579
Progressive $3,214 $3,032 $2,924 $2,919 $16,488 $18,717 $3,991 $4,013
State Farm $2,433 $2,433 $2,155 $2,155 $6,519 $8,273 $2,695 $2,974
Travelers $3,912 $3,985 $3,851 $3,859 $19,996 $32,496 $4,089 $4,734
USAA $2,086 $2,099 $1,883 $1,927 $5,515 $5,811 $2,647 $2,914

Cheap Van Lear, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Van Lear, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Van Lear, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Van Lear, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,969 $25,415
GEICO $8,902 $10,417
Liberty Mutual $18,196 $20,233
Nationwide $12,513 $15,335
Progressive $16,488 $18,717
State Farm $6,519 $8,273
Travelers $19,996 $32,496
USAA $5,515 $5,811

Cheap Van Lear, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Van Lear, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Van Lear, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,552 $5,899
GEICO $4,595 $4,158
Liberty Mutual $3,870 $4,373
Nationwide $5,076 $5,251
Progressive $2,924 $2,919
State Farm $2,155 $2,155
Travelers $3,851 $3,859
USAA $1,883 $1,927

Cheap Van Lear, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Van Lear, Kentucky compared to the annual auto insurance rates with a clean record in Van Lear, Kentucky.

Annual Van Lear, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,756 $11,488 $12,345 $9,929
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,859 $10,593 $8,205 $7,295
Nationwide $6,138 $8,016 $10,201 $6,784
Progressive $5,694 $8,552 $6,482 $6,922
State Farm $3,429 $3,980 $3,705 $3,705
Travelers $8,356 $8,602 $12,529 $8,974
USAA $2,341 $3,319 $3,962 $2,818

Cheap Van Lear, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Van Lear, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Van Lear, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Van Lear, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,345
GEICO $8,597
Liberty Mutual $8,205
Nationwide $10,201
Progressive $6,482
State Farm $3,705
Travelers $12,529
USAA $3,962

Cheap Van Lear, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Van Lear, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Van Lear, Kentucky

Insurance Company Poor Fair Good
Allstate $14,327 $9,643 $7,919
GEICO $8,861 $4,424 $2,884
Liberty Mutual $11,871 $7,193 $5,650
Nationwide $9,567 $7,412 $6,376
Progressive $7,703 $6,742 $6,291
State Farm $5,309 $3,248 $2,558
Travelers $10,741 $9,067 $9,038
USAA $4,625 $2,592 $2,113

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Cheap Van Lear, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Van Lear, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Van Lear, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Van Lear, Kentucky

ZIP Code Average Annual Rates
41265 $6,299

Cheap Van Lear, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Van Lear, Kentucky auto insurance. Find the cheapest annual Van Lear, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Van Lear, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $10,630 $10,630
GEICO $5,341 $5,438
Liberty Mutual $8,238 $8,238
Nationwide $7,785 $7,785
Progressive $6,912 $6,912
State Farm $3,616 $3,793
Travelers $9,615 $9,615
USAA $2,991 $3,229

Cheap Van Lear, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Van Lear, Kentucky? Check out the comparison of annual Van Lear, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Van Lear, Kentucky

Insurance Company Low Medium High
Allstate $9,166 $10,538 $12,184
GEICO $4,884 $5,352 $5,934
Liberty Mutual $7,669 $8,165 $8,880
Nationwide $7,752 $7,650 $7,952
Progressive $6,109 $6,729 $7,899
State Farm $3,470 $3,691 $3,953
Travelers $9,076 $9,643 $10,127
USAA $2,950 $3,102 $3,279

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Best By Category: Cheapest Auto Insurance in Van Lear, Kentucky

Compare the cheapest auto insurance companies in Van Lear, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Van Lear, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Van Lear, Kentucky Auto Insurance Companies

What auto insurance companies in Van Lear, Kentucky are the cheapest? Compare the top Van Lear, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Van Lear, Kentucky

Insurance Company Average Annual Rates
Allstate $10,630
GEICO $5,390
Liberty Mutual $8,238
Nationwide $7,785
Progressive $6,912
State Farm $3,705
Travelers $9,615
USAA $3,110

Compare Van Lear, Kentucky Auto Insurance Quotes

Before you buy Van Lear, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Van Lear, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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