Best Cheap Auto Insurance in Valley Mills, TX (2021)

The average Valley Mills, TX auto insurance rates are $292 per month. The minimum auto insurance in Valley Mills is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Valley Mills, Texas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Valley Mills is USAA
  • The most expensive auto insurance company in Valley Mills for teen drivers is Progressive
  • The average commute length in Valley Mills is 23.6 minutes

Valley Mills, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Valley Mills can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Valley Mills, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Valley Mills to other Texas cities, including Austin auto insurance rates, Dallas auto insurance rates, and Corpus Christi auto insurance rates to see how Valley Mills, Texas auto insurance rates stack up.

Before you buy Valley Mills, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Valley Mills, Texas auto insurance quotes.

Minimum Auto Insurance in Valley Mills, Texas

Valley Mills, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Valley Mills, Texas.

Minimum Required Auto Insurance Coverage in Valley Mills, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Valley Mills, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Valley Mills, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Valley Mills, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,452 $3,485 $3,412 $3,412 $9,032 $10,912 $4,268 $4,447
American Family $2,263 $2,506 $2,099 $2,390 $5,758 $7,537 $3,197 $3,635
GEICO $2,077 $2,221 $1,976 $2,204 $4,404 $4,604 $2,242 $2,257
Nationwide $2,297 $2,338 $2,028 $2,149 $6,517 $8,377 $2,698 $2,920
Progressive $2,255 $2,134 $2,020 $2,053 $9,659 $10,767 $2,666 $2,695
State Farm $1,867 $1,867 $1,653 $1,653 $4,338 $5,507 $2,021 $2,090
USAA $1,422 $1,435 $1,355 $1,350 $3,930 $4,294 $1,894 $2,041

Cheap Valley Mills, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Valley Mills, Texas is a challenge. Take a look at the annual teen auto insurance rates in Valley Mills, Texas.

Annual Auto Insurance Rates for Teen Drivers in Valley Mills, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,032 $10,912
American Family $5,758 $7,537
GEICO $4,404 $4,604
Nationwide $6,517 $8,377
Progressive $9,659 $10,767
State Farm $4,338 $5,507
USAA $3,930 $4,294

Cheap Valley Mills, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Valley Mills, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Valley Mills, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,412 $3,412
American Family $2,099 $2,390
GEICO $1,976 $2,204
Nationwide $2,028 $2,149
Progressive $2,020 $2,053
State Farm $1,653 $1,653
USAA $1,355 $1,350

Cheap Valley Mills, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Valley Mills, Texas compared to the annual auto insurance rates with a clean record in Valley Mills, Texas.

Annual Valley Mills, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,129 $6,352 $6,599 $4,129
American Family $3,359 $4,243 $3,732 $3,359
GEICO $2,338 $3,052 $2,594 $3,008
Nationwide $3,178 $3,178 $4,716 $3,591
Progressive $3,734 $4,845 $4,351 $4,195
State Farm $2,347 $2,673 $3,131 $2,347
USAA $1,658 $2,433 $2,868 $1,902

Cheap Valley Mills, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Valley Mills, Texas is not easy. Compare the annual rates for DUI auto insurance in Valley Mills, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Valley Mills, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,599
American Family $3,732
GEICO $2,594
Nationwide $4,716
Progressive $4,351
State Farm $3,131
USAA $2,868

Cheap Valley Mills, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Valley Mills, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Valley Mills, Texas

Insurance Company Poor Fair Good
Allstate $6,761 $4,931 $4,215
American Family $5,074 $3,171 $2,775
GEICO $4,222 $2,406 $1,616
Nationwide $4,397 $3,531 $3,069
Progressive $4,799 $4,171 $3,874
State Farm $3,720 $2,313 $1,842
USAA $3,262 $1,876 $1,507

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Cheap Valley Mills, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Valley Mills, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Valley Mills, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Valley Mills, Texas

ZIP Code Average Annual Rates
76689 $5,215

Cheap Valley Mills, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Valley Mills, Texas auto insurance. Find the cheapest annual Valley Mills, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Valley Mills, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,176 $5,429
American Family $3,673 $3,673
GEICO $2,695 $2,801
Nationwide $3,665 $3,665
Progressive $4,281 $4,281
State Farm $2,625 $2,625
USAA $2,187 $2,243

Cheap Valley Mills, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Valley Mills, Texas? Check out the comparison of annual Valley Mills, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Valley Mills, Texas

Insurance Company Low Medium High
Allstate $5,167 $5,252 $5,488
American Family $3,430 $3,544 $4,045
GEICO $2,624 $2,719 $2,901
Nationwide $3,964 $3,507 $3,525
Progressive $4,068 $4,261 $4,515
State Farm $2,507 $2,618 $2,749
USAA $2,147 $2,207 $2,291

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Best By Category: Cheapest Auto Insurance in Valley Mills, Texas

Compare the cheapest auto insurance companies in Valley Mills, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Valley Mills, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Valley Mills, Texas Auto Insurance Companies

What auto insurance companies in Valley Mills, Texas are the cheapest? Compare the top Valley Mills, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Valley Mills, Texas

Insurance Company Average Annual Rates
Allstate $5,302
American Family $3,673
GEICO $2,748
Nationwide $3,665
Progressive $4,281
State Farm $2,625
USAA $2,215

What affects auto insurance rates in Valley Mills, Texas?

There are a lot of reasons why auto insurance rates in Valley Mills, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Valley Mills, Texas. Many local factors may affect your Valley Mills auto insurance rates.

Valley Mills Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Valley Mills, Texas commute length is 23.6 minutes according to City-Data.

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Compare Valley Mills, Texas Auto Insurance Quotes

Before you buy Valley Mills, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Valley Mills, Texas auto insurance quotes.

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