Best Cheap Auto Insurance in Valhermoso Springs, AL (2021)

The average Valhermoso Springs, AL auto insurance rates are $292 per month. The minimum auto insurance in Valhermoso Springs is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Valhermoso Springs, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Valhermoso Springs for teen drivers is Liberty Mutual
  • Average auto insurance rates in Valhermoso Springs, AL for senior drivers are $1,848 per year
  • The minimum auto insurance required in Valhermoso Springs, Alabama is 25/50/25

Valhermoso Springs, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Valhermoso Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Valhermoso Springs, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Valhermoso Springs to other Alabama cities, including Mobile auto insurance rates, Huntsville auto insurance rates, and Madison auto insurance rates to see how Valhermoso Springs, Alabama auto insurance rates stack up.

Before you buy Valhermoso Springs, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Valhermoso Springs, Alabama auto insurance quotes.

Minimum Auto Insurance in Valhermoso Springs, Alabama

Valhermoso Springs, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Valhermoso Springs, Alabama.

Minimum Required Auto Insurance Coverage in Valhermoso Springs, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Valhermoso Springs, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Valhermoso Springs, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Valhermoso Springs, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,887 $1,802 $1,705 $1,737 $6,431 $6,906 $2,118 $2,168
Farmers $2,230 $2,211 $1,992 $2,118 $8,712 $8,959 $2,538 $2,635
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,984 $3,223 $2,448 $2,735 $10,900 $12,116 $3,179 $3,388
Nationwide $1,638 $1,656 $1,497 $1,546 $4,307 $5,524 $1,816 $2,024
Progressive $2,199 $2,057 $1,807 $1,927 $9,201 $10,267 $2,576 $2,749
State Farm $2,825 $2,825 $2,566 $2,566 $8,731 $10,911 $3,196 $3,701
Travelers $1,361 $1,382 $1,279 $1,278 $7,412 $11,730 $1,293 $1,467
USAA $1,295 $1,310 $1,209 $1,178 $3,898 $4,315 $1,685 $1,813

Cheap Valhermoso Springs, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Valhermoso Springs, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Valhermoso Springs, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Valhermoso Springs, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,431 $6,906
Farmers $8,712 $8,959
GEICO $4,963 $4,863
Liberty Mutual $10,900 $12,116
Nationwide $4,307 $5,524
Progressive $9,201 $10,267
State Farm $8,731 $10,911
Travelers $7,412 $11,730
USAA $3,898 $4,315

Cheap Valhermoso Springs, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Valhermoso Springs, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Valhermoso Springs, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,705 $1,737
Farmers $1,992 $2,118
GEICO $1,810 $1,872
Liberty Mutual $2,448 $2,735
Nationwide $1,497 $1,546
Progressive $1,807 $1,927
State Farm $2,566 $2,566
Travelers $1,279 $1,278
USAA $1,209 $1,178

Cheap Valhermoso Springs, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Valhermoso Springs, Alabama compared to the annual auto insurance rates with a clean record in Valhermoso Springs, Alabama.

Annual Valhermoso Springs, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,639 $3,100 $3,663 $2,974
Farmers $3,298 $4,274 $4,169 $3,956
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $4,015 $5,594 $5,467 $5,411
Nationwide $2,194 $2,194 $3,172 $2,443
Progressive $3,696 $4,660 $3,984 $4,052
State Farm $4,199 $5,236 $4,613 $4,613
Travelers $2,837 $2,974 $4,350 $3,440
USAA $1,605 $2,019 $2,990 $1,736

Cheap Valhermoso Springs, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Valhermoso Springs, Alabama is not easy. Compare the annual rates for DUI auto insurance in Valhermoso Springs, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Valhermoso Springs, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,663
Farmers $4,169
GEICO $3,548
Liberty Mutual $5,467
Nationwide $3,172
Progressive $3,984
State Farm $4,613
Travelers $4,350
USAA $2,990

Cheap Valhermoso Springs, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Valhermoso Springs, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Valhermoso Springs, Alabama

Insurance Company Poor Fair Good
Allstate $3,828 $3,000 $2,454
Farmers $4,397 $3,788 $3,589
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,335 $4,499 $3,531
Nationwide $3,014 $2,356 $2,132
Progressive $4,614 $3,968 $3,711
State Farm $7,568 $3,829 $2,600
Travelers $3,703 $3,218 $3,280
USAA $2,805 $1,827 $1,632

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Cheap Valhermoso Springs, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Valhermoso Springs, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Valhermoso Springs, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Valhermoso Springs, Alabama

ZIP Code Average Annual Rates
35775 $3,591

Cheap Valhermoso Springs, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Valhermoso Springs, Alabama auto insurance. Find the cheapest annual Valhermoso Springs, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Valhermoso Springs, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,094 $3,094
Farmers $3,924 $3,924
GEICO $2,591 $2,683
Liberty Mutual $5,122 $5,122
Nationwide $2,501 $2,501
Progressive $4,098 $4,098
State Farm $4,553 $4,778
Travelers $3,400 $3,400
USAA $1,992 $2,183

Cheap Valhermoso Springs, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Valhermoso Springs, Alabama? Check out the comparison of annual Valhermoso Springs, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Valhermoso Springs, Alabama

Insurance Company Low Medium High
Allstate $2,992 $3,088 $3,202
Farmers $3,703 $3,873 $4,197
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,891 $5,098 $5,376
Nationwide $2,480 $2,480 $2,542
Progressive $3,675 $4,078 $4,540
State Farm $4,410 $4,660 $4,926
Travelers $3,219 $3,467 $3,515
USAA $2,014 $2,077 $2,173

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Best By Category: Cheapest Auto Insurance in Valhermoso Springs, Alabama

Compare the cheapest auto insurance companies in Valhermoso Springs, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Valhermoso Springs, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Valhermoso Springs, Alabama Auto Insurance Companies

What auto insurance companies in Valhermoso Springs, Alabama are the cheapest? Compare the top Valhermoso Springs, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Valhermoso Springs, Alabama

Insurance Company Average Annual Rates
Allstate $3,094
Farmers $3,924
GEICO $2,637
Liberty Mutual $5,122
Nationwide $2,501
Progressive $4,098
State Farm $4,665
Travelers $3,400
USAA $2,088

Compare Valhermoso Springs, Alabama Auto Insurance Quotes

Before you buy Valhermoso Springs, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Valhermoso Springs, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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