Best Cheap Auto Insurance in Vale, SD (2021)

The average Vale, SD auto insurance rates are $354 per month. The minimum auto insurance in Vale is at least 25/50/25 in coverage to comply with South Dakota auto insurance laws. To find the best cheap auto insurance in Vale, South Dakota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • Average auto insurance rates in Vale, SD for senior drivers are $2,302 per year
  • The cheapest auto insurance company in Vale is State Farm
  • The average commute length in Vale is 22.3 minutes

Vale, South Dakota auto insurance requirements are 25/50/25 according to South Dakota auto insurance laws. Finding cheap auto insurance in Vale can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Vale, South Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Vale to other South Dakota cities, including Brookings auto insurance rates, Spearfish auto insurance rates, and Water auto insurance rates to see how Vale, South Dakota auto insurance rates stack up.

Before you buy Vale, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Vale, South Dakota auto insurance quotes.

Minimum Auto Insurance in Vale, South Dakota

Vale, South Dakota auto insurance laws require that you have at least the South Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Vale, South Dakota.

Minimum Required Auto Insurance Coverage in Vale, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Vale, South Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Vale, South Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Vale, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,641 $2,696 $2,329 $2,492 $11,007 $13,158 $2,988 $3,268
American Family $2,671 $2,671 $2,378 $2,378 $5,673 $8,308 $2,671 $3,281
Farmers $2,107 $2,106 $1,853 $1,930 $9,490 $9,844 $2,360 $2,516
GEICO $2,189 $2,062 $2,090 $1,926 $4,505 $5,300 $1,919 $1,836
Liberty Mutual $4,886 $5,320 $3,854 $4,689 $18,627 $20,919 $5,142 $5,726
Nationwide $2,157 $2,221 $1,922 $2,061 $4,690 $6,095 $2,419 $2,640
Progressive $2,664 $2,647 $2,189 $2,249 $9,156 $10,452 $3,341 $3,482
State Farm $1,431 $1,431 $1,249 $1,249 $3,765 $4,795 $1,606 $1,820

Cheap Vale, South Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Vale, South Dakota is a challenge. Take a look at the annual teen auto insurance rates in Vale, South Dakota.

Annual Auto Insurance Rates for Teen Drivers in Vale, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,007 $13,158
American Family $5,673 $8,308
Farmers $9,490 $9,844
GEICO $4,505 $5,300
Liberty Mutual $18,627 $20,919
Nationwide $4,690 $6,095
Progressive $9,156 $10,452
State Farm $3,765 $4,795

Cheap Vale, South Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Vale, South Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Vale, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,329 $2,492
American Family $2,378 $2,378
Farmers $1,853 $1,930
GEICO $2,090 $1,926
Liberty Mutual $3,854 $4,689
Nationwide $1,922 $2,061
Progressive $2,189 $2,249
State Farm $1,249 $1,249

Cheap Vale, South Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Vale, South Dakota compared to the annual auto insurance rates with a clean record in Vale, South Dakota.

Annual Vale, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,196 $4,882 $6,508 $4,704
American Family $2,721 $4,023 $5,158 $3,112
Farmers $3,426 $4,339 $4,232 $4,107
GEICO $1,725 $2,913 $4,551 $1,725
Liberty Mutual $7,291 $9,038 $9,408 $8,844
Nationwide $2,174 $3,034 $4,363 $2,531
Progressive $3,907 $5,250 $4,216 $4,717
State Farm $2,015 $2,322 $2,168 $2,168

Cheap Vale, South Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Vale, South Dakota is not easy. Compare the annual rates for DUI auto insurance in Vale, South Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Vale, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,508
American Family $5,158
Farmers $4,232
GEICO $4,551
Liberty Mutual $9,408
Nationwide $4,363
Progressive $4,216
State Farm $2,168

Cheap Vale, South Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Vale, South Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Vale, South Dakota

Insurance Company Poor Fair Good
Allstate $6,187 $4,835 $4,195
American Family $4,836 $3,484 $2,941
Farmers $4,548 $3,844 $3,685
GEICO $4,421 $2,244 $1,520
Liberty Mutual $12,534 $7,509 $5,894
Nationwide $3,667 $2,879 $2,531
Progressive $5,255 $4,330 $3,983
State Farm $3,156 $1,887 $1,462

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Cheap Vale, South Dakota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Vale, South Dakota can vary. Compare the annual cost of auto insurance by ZIP code in Vale, South Dakota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Vale, South Dakota

ZIP Code Average Annual Rates
57788 $4,435

Cheap Vale, South Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Vale, South Dakota auto insurance. Find the cheapest annual Vale, South Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Vale, South Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,948 $5,197
American Family $3,709 $3,799
Farmers $4,026 $4,026
GEICO $2,695 $2,762
Liberty Mutual $8,645 $8,645
Nationwide $3,026 $3,026
Progressive $4,523 $4,523
State Farm $2,116 $2,221

Cheap Vale, South Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Vale, South Dakota? Check out the comparison of annual Vale, South Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Vale, South Dakota

Insurance Company Low Medium High
Allstate $4,919 $5,063 $5,235
American Family $3,756 $3,859 $3,646
Farmers $3,867 $3,989 $4,221
GEICO $2,638 $2,725 $2,822
Liberty Mutual $8,486 $8,632 $8,819
Nationwide $2,847 $3,013 $3,217
Progressive $4,435 $4,493 $4,640
State Farm $2,089 $2,170 $2,246

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Best By Category: Cheapest Auto Insurance in Vale, South Dakota

Compare the cheapest auto insurance companies in Vale, South Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Vale, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Vale, South Dakota Auto Insurance Companies

What auto insurance companies in Vale, South Dakota are the cheapest? Compare the top Vale, South Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Vale, South Dakota

Insurance Company Average Annual Rates
Allstate $5,072
American Family $3,754
Farmers $4,026
GEICO $2,728
Liberty Mutual $8,645
Nationwide $3,026
Progressive $4,523
State Farm $2,168

What affects auto insurance rates in Vale, South Dakota?

There are a lot of reasons why auto insurance rates in Vale, South Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Vale, South Dakota. Many local factors may affect your Vale auto insurance rates.

Vale Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Vale, South Dakota commute length is 22.3 minutes according to City-Data.

Vale Traffic

How does Vale, South Dakota rank for traffic? According to Inrix Vale, South Dakota is the 382nd most congested worldwide.

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Compare Vale, South Dakota Auto Insurance Quotes

Before you buy Vale, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Vale, South Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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