Best Cheap Auto Insurance in Valdese, NC (2021)

The average Valdese, NC auto insurance rates are $273 per month. The minimum auto insurance in Valdese is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Valdese, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Valdese is Liberty Mutual
  • Average auto insurance rates in Valdese, NC for senior drivers are $2,453 per year
  • The minimum auto insurance required in Valdese, North Carolina is 30/60/25

Valdese, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Valdese can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Valdese, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Valdese to other North Carolina cities, including Winston-Salem auto insurance rates, Cary auto insurance rates, and Durham auto insurance rates to see how Valdese, North Carolina auto insurance rates stack up.

Before you buy Valdese, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Valdese, North Carolina auto insurance quotes.

Minimum Auto Insurance in Valdese, North Carolina

Valdese, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Valdese, North Carolina.

Minimum Required Auto Insurance Coverage in Valdese, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Valdese, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Valdese, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Valdese, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,384 $5,384 $4,415 $4,415 $13,077 $13,077 $5,490 $5,490
GEICO $2,459 $2,413 $2,426 $2,382 $4,592 $4,551 $2,155 $2,142
Liberty Mutual $1,769 $1,769 $1,830 $1,830 $3,156 $3,156 $1,769 $1,769
Nationwide $2,335 $2,335 $2,335 $2,335 $3,997 $3,997 $2,335 $2,335
Progressive $1,767 $1,767 $1,630 $1,630 $4,035 $4,035 $1,947 $1,947
State Farm $2,313 $2,313 $2,001 $2,001 $3,416 $3,416 $2,857 $2,857
Travelers $2,576 $2,576 $2,555 $2,555 $4,418 $4,418 $2,644 $2,644

Cheap Valdese, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Valdese, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Valdese, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Valdese, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,077 $13,077
GEICO $4,592 $4,551
Liberty Mutual $3,156 $3,156
Nationwide $3,997 $3,997
Progressive $4,035 $4,035
State Farm $3,416 $3,416
Travelers $4,418 $4,418

Cheap Valdese, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Valdese, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Valdese, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,415 $4,415
GEICO $2,426 $2,382
Liberty Mutual $1,830 $1,830
Nationwide $2,335 $2,335
Progressive $1,630 $1,630
State Farm $2,001 $2,001
Travelers $2,555 $2,555

Cheap Valdese, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Valdese, North Carolina compared to the annual auto insurance rates with a clean record in Valdese, North Carolina.

Annual Valdese, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,854 $6,748 $12,561 $5,202
GEICO $1,567 $2,315 $5,529 $2,148
Liberty Mutual $1,273 $1,632 $3,987 $1,632
Nationwide $1,623 $2,095 $5,189 $2,095
Progressive $1,122 $1,635 $5,040 $1,582
State Farm $1,411 $2,041 $5,093 $2,041
Travelers $1,812 $2,383 $5,656 $2,342

Cheap Valdese, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Valdese, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Valdese, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Valdese, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,561
GEICO $5,529
Liberty Mutual $3,987
Nationwide $5,189
Progressive $5,040
State Farm $5,093
Travelers $5,656

Cheap Valdese, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Valdese, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Valdese, North Carolina

Insurance Company Poor Fair Good
Allstate $9,593 $6,230 $5,451
GEICO $3,127 $2,876 $2,666
Liberty Mutual $2,131 $2,131 $2,131
Nationwide $2,751 $2,751 $2,751
Progressive $2,610 $2,292 $2,132
State Farm $3,714 $2,377 $1,848
Travelers $3,256 $2,963 $2,926

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Cheap Valdese, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Valdese, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Valdese, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Valdese, North Carolina

ZIP Code Average Annual Rates
28690 $2,981

Cheap Valdese, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Valdese, North Carolina auto insurance. Find the cheapest annual Valdese, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Valdese, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,091 $7,091
GEICO $2,890 $2,890
Liberty Mutual $2,131 $2,131
Nationwide $2,751 $2,751
Progressive $2,345 $2,345
State Farm $2,638 $2,655
Travelers $3,048 $3,048

Cheap Valdese, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Valdese, North Carolina? Check out the comparison of annual Valdese, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Valdese, North Carolina

Insurance Company Low Medium High
Allstate $6,849 $7,067 $7,358
GEICO $2,756 $2,879 $3,034
Liberty Mutual $2,026 $2,117 $2,249
Nationwide $2,634 $2,736 $2,882
Progressive $2,223 $2,331 $2,481
State Farm $2,537 $2,633 $2,770
Travelers $2,917 $3,032 $3,196

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Best By Category: Cheapest Auto Insurance in Valdese, North Carolina

Compare the cheapest auto insurance companies in Valdese, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Valdese, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Valdese, North Carolina Auto Insurance Companies

What auto insurance companies in Valdese, North Carolina are the cheapest? Compare the top Valdese, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Valdese, North Carolina

Insurance Company Average Annual Rates
Allstate $7,091
GEICO $2,890
Liberty Mutual $2,131
Nationwide $2,751
Progressive $2,345
State Farm $2,647
Travelers $3,048

What affects auto insurance rates in Valdese, North Carolina?

There are a lot of reasons why auto insurance rates in Valdese, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Valdese, North Carolina. Many local factors may affect your Valdese auto insurance rates.

Valdese Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Valdese, North Carolina commute length is 23.2 minutes according to City-Data.

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Compare Valdese, North Carolina Auto Insurance Quotes

Before you buy Valdese, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Valdese, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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