Best Cheap Auto Insurance in Urania, LA (2021)

The average Urania, LA auto insurance rates are $407 per month. The minimum auto insurance in Urania is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Urania, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The average commute length in Urania is 24.4 minutes
  • The most expensive auto insurance company in Urania for teen drivers is Progressive
  • The minimum auto insurance required in Urania, Louisiana is 15/30/25

Urania, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Urania can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Urania, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Urania to other Louisiana cities, including Baton Rouge auto insurance rates, New Orleans auto insurance rates, and Lake Charles auto insurance rates to see how Urania, Louisiana auto insurance rates stack up.

Before you buy Urania, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Urania, Louisiana auto insurance quotes.

Minimum Auto Insurance in Urania, Louisiana

Urania, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Urania, Louisiana.

Minimum Required Auto Insurance Coverage in Urania, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Urania, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Urania, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Urania, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,011 $4,011 $4,136 $4,136 $8,830 $11,169 $4,439 $4,817
GEICO $2,991 $3,453 $3,535 $4,282 $11,333 $12,041 $2,907 $2,850
Progressive $3,139 $2,935 $2,630 $2,827 $12,782 $14,222 $3,613 $3,737
State Farm $2,333 $2,333 $2,124 $2,124 $6,748 $8,473 $2,598 $2,921
USAA $2,385 $2,351 $2,301 $2,295 $7,080 $8,348 $2,945 $3,237

Cheap Urania, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Urania, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Urania, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Urania, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,830 $11,169
GEICO $11,333 $12,041
Progressive $12,782 $14,222
State Farm $6,748 $8,473
USAA $7,080 $8,348

Cheap Urania, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Urania, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Urania, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,136 $4,136
GEICO $3,535 $4,282
Progressive $2,630 $2,827
State Farm $2,124 $2,124
USAA $2,301 $2,295

Cheap Urania, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Urania, Louisiana compared to the annual auto insurance rates with a clean record in Urania, Louisiana.

Annual Urania, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,514 $6,860 $6,109 $5,291
GEICO $3,687 $5,964 $7,314 $4,731
Progressive $4,776 $6,428 $6,153 $5,586
State Farm $3,410 $4,003 $3,707 $3,707
USAA $2,950 $4,080 $4,924 $3,516

Cheap Urania, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Urania, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Urania, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Urania, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,109
GEICO $7,314
Progressive $6,153
State Farm $3,707
USAA $4,924

Cheap Urania, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Urania, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Urania, Louisiana

Insurance Company Poor Fair Good
Allstate $7,497 $5,125 $4,458
GEICO $6,451 $5,599 $4,222
Progressive $6,475 $5,557 $5,175
State Farm $5,146 $3,307 $2,668
USAA $5,357 $3,406 $2,840

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Cheap Urania, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Urania, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Urania, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Urania, Louisiana

ZIP Code Average Annual Rates
71480 $4,561

Cheap Urania, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Urania, Louisiana auto insurance. Find the cheapest annual Urania, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Urania, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,694 $5,694
GEICO $5,322 $5,526
Progressive $5,736 $5,736
State Farm $3,613 $3,801
USAA $3,749 $3,986

Cheap Urania, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Urania, Louisiana? Check out the comparison of annual Urania, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Urania, Louisiana

Insurance Company Low Medium High
Allstate $4,968 $5,795 $6,318
GEICO $4,609 $5,443 $6,221
Progressive $4,909 $5,694 $6,605
State Farm $3,261 $3,698 $4,161
USAA $3,406 $3,921 $4,276

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Best By Category: Cheapest Auto Insurance in Urania, Louisiana

Compare the cheapest auto insurance companies in Urania, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Urania, Louisiana

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Urania, Louisiana Auto Insurance Companies

What auto insurance companies in Urania, Louisiana are the cheapest? Compare the top Urania, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Urania, Louisiana

Insurance Company Average Annual Rates
Allstate $5,694
GEICO $5,424
Progressive $5,736
State Farm $3,707
USAA $3,868

What affects auto insurance rates in Urania, Louisiana?

There are a lot of reasons why auto insurance rates in Urania, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Urania, Louisiana. Many local factors may affect your Urania auto insurance rates.

Urania Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Urania, Louisiana commute length is 24.4 minutes according to City-Data.

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Compare Urania, Louisiana Auto Insurance Quotes

Before you buy Urania, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Urania, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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