Best Cheap Auto Insurance in Upsala, MN (2021)

The average Upsala, MN auto insurance rates are $407 per month. The minimum auto insurance in Upsala is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Upsala, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Upsala, MN for senior drivers are $3,249 per year
  • The cheapest auto insurance company in Upsala is State Farm
  • The minimum auto insurance required in Upsala, Minnesota is 30/60/10

Upsala, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Upsala can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Upsala, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Upsala to other Minnesota cities, including Duluth auto insurance rates, Bloomington auto insurance rates, and Maple Grove auto insurance rates to see how Upsala, Minnesota auto insurance rates stack up.

Before you buy Upsala, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Upsala, Minnesota auto insurance quotes.

Minimum Auto Insurance in Upsala, Minnesota

Upsala, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Upsala, Minnesota.

Minimum Required Auto Insurance Coverage in Upsala, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Upsala, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Upsala, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Upsala, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,156 $3,156 $3,041 $3,041 $7,071 $10,151 $3,846 $4,016
American Family $2,357 $2,357 $2,134 $2,134 $6,405 $9,311 $2,357 $2,664
Farmers $2,410 $2,398 $2,326 $2,445 $6,717 $6,714 $3,129 $2,951
GEICO $3,083 $3,062 $2,956 $2,873 $6,249 $7,971 $2,893 $2,971
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $1,974 $1,986 $1,754 $1,865 $4,946 $6,023 $2,306 $2,399
State Farm $1,631 $1,631 $1,440 $1,440 $3,417 $4,219 $1,890 $1,563
USAA $1,806 $1,778 $1,651 $1,643 $4,737 $5,145 $2,339 $2,472

Cheap Upsala, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Upsala, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Upsala, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Upsala, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,071 $10,151
American Family $6,405 $9,311
Farmers $6,717 $6,714
GEICO $6,249 $7,971
Liberty Mutual $21,303 $32,066
Nationwide $4,946 $6,023
State Farm $3,417 $4,219
USAA $4,737 $5,145

Cheap Upsala, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Upsala, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Upsala, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,041 $3,041
American Family $2,134 $2,134
Farmers $2,326 $2,445
GEICO $2,956 $2,873
Liberty Mutual $10,624 $10,624
Nationwide $1,754 $1,865
State Farm $1,440 $1,440
USAA $1,651 $1,643

Cheap Upsala, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Upsala, Minnesota compared to the annual auto insurance rates with a clean record in Upsala, Minnesota.

Annual Upsala, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,443 $4,948 $5,864 $4,482
American Family $2,503 $4,466 $5,053 $2,838
Farmers $3,107 $3,933 $4,000 $3,505
GEICO $2,641 $4,226 $6,333 $2,829
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,298 $3,064 $3,533 $2,732
State Farm $1,990 $2,318 $2,154 $2,154
USAA $2,008 $2,555 $3,831 $2,392

Cheap Upsala, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Upsala, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Upsala, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Upsala, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,864
American Family $5,053
Farmers $4,000
GEICO $6,333
Liberty Mutual $22,059
Nationwide $3,533
State Farm $2,154
USAA $3,831

Cheap Upsala, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Upsala, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Upsala, Minnesota

Insurance Company Poor Fair Good
Allstate $6,884 $3,717 $3,452
American Family $5,071 $3,366 $2,707
Farmers $4,595 $3,266 $3,047
GEICO $4,813 $3,931 $3,277
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,461 $2,786 $2,474
State Farm $3,141 $1,920 $1,400
USAA $4,195 $2,081 $1,813

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Cheap Upsala, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Upsala, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Upsala, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Upsala, Minnesota

ZIP Code Average Annual Rates
56384 $3,721

Cheap Upsala, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Upsala, Minnesota auto insurance. Find the cheapest annual Upsala, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Upsala, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,684 $4,684
American Family $3,671 $3,759
Farmers $3,636 $3,636
GEICO $3,955 $4,059
Liberty Mutual $14,776 $15,681
Nationwide $2,907 $2,907
State Farm $2,097 $2,211
USAA $2,661 $2,732

Cheap Upsala, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Upsala, Minnesota? Check out the comparison of annual Upsala, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Upsala, Minnesota

Insurance Company Low Medium High
Allstate $4,611 $4,681 $4,762
American Family $3,712 $3,819 $3,614
Farmers $3,486 $3,652 $3,771
GEICO $3,909 $4,005 $4,107
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,761 $2,925 $3,034
State Farm $2,080 $2,160 $2,221
USAA $2,617 $2,694 $2,778

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Best By Category: Cheapest Auto Insurance in Upsala, Minnesota

Compare the cheapest auto insurance companies in Upsala, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Upsala, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Upsala, Minnesota Auto Insurance Companies

What auto insurance companies in Upsala, Minnesota are the cheapest? Compare the top Upsala, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Upsala, Minnesota

Insurance Company Average Annual Rates
Allstate $4,684
American Family $3,715
Farmers $3,636
GEICO $4,007
Liberty Mutual $15,229
Nationwide $2,907
State Farm $2,154
USAA $2,696

What affects auto insurance rates in Upsala, Minnesota?

There are a lot of reasons why auto insurance rates in Upsala, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Upsala, Minnesota. Many local factors may affect your Upsala auto insurance rates.

Upsala Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Upsala, Minnesota commute length is 37.2 minutes according to City-Data.

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Compare Upsala, Minnesota Auto Insurance Quotes

Before you buy Upsala, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Upsala, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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