Best Cheap Auto Insurance in Upland, IN (2021)

The average Upland, IN auto insurance rates are $270 per month. The minimum auto insurance in Upland is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Upland, Indiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Upland, IN for senior drivers are $1,694 per year
  • The cheapest auto insurance company in Upland is USAA
  • The minimum auto insurance required in Upland, Indiana is 25/50/25

Upland, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Upland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Upland, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Upland to other Indiana cities, including South Bend auto insurance rates, Gary auto insurance rates, and Bloomington auto insurance rates to see how Upland, Indiana auto insurance rates stack up.

Before you buy Upland, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Upland, Indiana auto insurance quotes.

Minimum Auto Insurance in Upland, Indiana

Upland, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Upland, Indiana.

Minimum Required Auto Insurance Coverage in Upland, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Upland, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Upland, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Upland, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,393 $2,451 $2,102 $2,300 $7,328 $9,247 $2,435 $2,642
American Family $2,227 $2,227 $2,008 $2,008 $6,237 $8,999 $2,227 $2,733
Farmers $1,444 $1,426 $1,234 $1,387 $7,753 $8,263 $1,905 $2,060
GEICO $1,451 $1,451 $1,364 $1,418 $4,331 $4,025 $1,666 $1,465
Liberty Mutual $3,890 $3,890 $3,576 $3,576 $8,508 $12,843 $3,890 $5,331
Nationwide $1,791 $1,832 $1,567 $1,675 $5,280 $6,863 $2,107 $2,306
Progressive $1,473 $1,391 $1,337 $1,346 $8,652 $9,720 $1,841 $1,875
State Farm $1,461 $1,461 $1,307 $1,307 $4,508 $5,767 $1,619 $1,805
Travelers $1,290 $1,313 $1,207 $1,207 $7,945 $12,539 $1,364 $1,584
USAA $1,047 $1,031 $975 $982 $2,918 $3,260 $1,415 $1,514

Cheap Upland, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Upland, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Upland, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Upland, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,328 $9,247
American Family $6,237 $8,999
Farmers $7,753 $8,263
GEICO $4,331 $4,025
Liberty Mutual $8,508 $12,843
Nationwide $5,280 $6,863
Progressive $8,652 $9,720
State Farm $4,508 $5,767
Travelers $7,945 $12,539
USAA $2,918 $3,260

Cheap Upland, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Upland, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Upland, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,102 $2,300
American Family $2,008 $2,008
Farmers $1,234 $1,387
GEICO $1,364 $1,418
Liberty Mutual $3,576 $3,576
Nationwide $1,567 $1,675
Progressive $1,337 $1,346
State Farm $1,307 $1,307
Travelers $1,207 $1,207
USAA $975 $982

Cheap Upland, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Upland, Indiana compared to the annual auto insurance rates with a clean record in Upland, Indiana.

Annual Upland, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,084 $4,527 $4,173 $3,665
American Family $2,469 $3,938 $4,985 $2,942
Farmers $2,845 $3,325 $3,423 $3,143
GEICO $1,404 $2,214 $3,024 $1,943
Liberty Mutual $4,429 $5,228 $8,212 $4,883
Nationwide $2,515 $3,247 $3,113 $2,835
Progressive $2,594 $4,532 $3,092 $3,598
State Farm $2,346 $2,579 $2,346 $2,346
Travelers $3,019 $3,734 $4,232 $3,239
USAA $1,240 $1,766 $2,026 $1,538

Cheap Upland, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Upland, Indiana is not easy. Compare the annual rates for DUI auto insurance in Upland, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Upland, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,173
American Family $4,985
Farmers $3,423
GEICO $3,024
Liberty Mutual $8,212
Nationwide $3,113
Progressive $3,092
State Farm $2,346
Travelers $4,232
USAA $2,026

Cheap Upland, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Upland, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Upland, Indiana

Insurance Company Poor Fair Good
Allstate $4,790 $3,560 $3,236
American Family $4,908 $3,181 $2,661
Farmers $3,716 $3,030 $2,807
GEICO $2,581 $2,146 $1,711
Liberty Mutual $7,574 $4,931 $4,559
Nationwide $3,335 $2,815 $2,632
Progressive $3,808 $3,374 $3,182
State Farm $3,504 $2,090 $1,620
Travelers $3,961 $3,355 $3,352
USAA $2,211 $1,462 $1,254

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Cheap Upland, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Upland, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Upland, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Upland, Indiana

ZIP Code Average Annual Rates
46989 $3,159

Cheap Upland, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Upland, Indiana auto insurance. Find the cheapest annual Upland, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Upland, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,862 $3,862
American Family $3,540 $3,627
Farmers $3,184 $3,184
GEICO $2,110 $2,183
Liberty Mutual $5,537 $5,839
Nationwide $2,928 $2,928
Progressive $3,454 $3,454
State Farm $2,337 $2,472
Travelers $3,556 $3,556
USAA $1,621 $1,664

Cheap Upland, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Upland, Indiana? Check out the comparison of annual Upland, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Upland, Indiana

Insurance Company Low Medium High
Allstate $3,668 $3,847 $4,072
American Family $3,541 $3,702 $3,507
Farmers $3,076 $3,177 $3,299
GEICO $2,014 $2,140 $2,284
Liberty Mutual $5,485 $5,672 $5,907
Nationwide $2,975 $2,905 $2,903
Progressive $3,267 $3,402 $3,694
State Farm $2,289 $2,404 $2,521
Travelers $3,493 $3,589 $3,586
USAA $1,582 $1,638 $1,707

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Best By Category: Cheapest Auto Insurance in Upland, Indiana

Compare the cheapest auto insurance companies in Upland, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Upland, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Upland, Indiana Auto Insurance Companies

What auto insurance companies in Upland, Indiana are the cheapest? Compare the top Upland, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Upland, Indiana

Insurance Company Average Annual Rates
Allstate $3,862
American Family $3,583
Farmers $3,184
GEICO $2,146
Liberty Mutual $5,688
Nationwide $2,928
Progressive $3,454
State Farm $2,404
Travelers $3,556
USAA $1,643

What affects auto insurance rates in Upland, Indiana?

There are a lot of reasons why auto insurance rates in Upland, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Upland, Indiana. Many local factors may affect your Upland auto insurance rates.

Upland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Upland, Indiana commute length is 15.7 minutes according to City-Data.

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Compare Upland, Indiana Auto Insurance Quotes

Before you buy Upland, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Upland, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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