Best Cheap Auto Insurance in University Center, MI (2021)

The average University Center, MI auto insurance rates are $765 per month. The minimum auto insurance in University Center is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in University Center, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in University Center is USAA
  • Average auto insurance rates in University Center, MI for senior drivers are $6,046 per year
  • The minimum auto insurance required in University Center, Michigan is 20/40/10

University Center, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in University Center can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in University Center, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in University Center to other Michigan cities, including Lansing auto insurance rates, Dearborn auto insurance rates, and Sterling Heights auto insurance rates to see how University Center, Michigan auto insurance rates stack up.

Before you buy University Center, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free University Center, Michigan auto insurance quotes.

Minimum Auto Insurance in University Center, Michigan

University Center, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in University Center, Michigan.

Minimum Required Auto Insurance Coverage in University Center, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap University Center, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in University Center, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in University Center, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,588 $16,588 $15,403 $15,403 $41,379 $41,379 $17,479 $17,479
Farmers $3,678 $3,678 $3,442 $3,442 $8,100 $8,100 $4,126 $4,126
GEICO $3,397 $3,397 $3,486 $3,486 $9,733 $9,733 $3,252 $3,252
Liberty Mutual $12,593 $12,593 $12,470 $12,470 $29,342 $29,342 $12,593 $12,593
Nationwide $4,188 $4,188 $3,735 $3,735 $10,978 $10,978 $4,589 $4,589
Progressive $3,349 $3,085 $2,951 $3,333 $12,059 $12,716 $3,890 $3,529
State Farm $6,352 $6,352 $5,915 $5,915 $22,522 $22,522 $7,464 $7,464
Travelers $5,197 $5,197 $4,463 $4,463 $15,651 $15,651 $5,644 $5,644
USAA $2,578 $2,440 $2,427 $2,287 $6,446 $6,136 $3,150 $3,021

Cheap University Center, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in University Center, Michigan is a challenge. Take a look at the annual teen auto insurance rates in University Center, Michigan.

Annual Auto Insurance Rates for Teen Drivers in University Center, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,379 $41,379
Farmers $8,100 $8,100
GEICO $9,733 $9,733
Liberty Mutual $29,342 $29,342
Nationwide $10,978 $10,978
Progressive $12,059 $12,716
State Farm $22,522 $22,522
Travelers $15,651 $15,651
USAA $6,446 $6,136

Cheap University Center, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in University Center, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in University Center, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,403 $15,403
Farmers $3,442 $3,442
GEICO $3,486 $3,486
Liberty Mutual $12,470 $12,470
Nationwide $3,735 $3,735
Progressive $2,951 $3,333
State Farm $5,915 $5,915
Travelers $4,463 $4,463
USAA $2,427 $2,287

Cheap University Center, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in University Center, Michigan compared to the annual auto insurance rates with a clean record in University Center, Michigan.

Annual University Center, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,008 $14,720 $49,669 $15,452
Farmers $4,071 $5,175 $5,114 $4,987
GEICO $1,737 $3,704 $11,203 $3,223
Liberty Mutual $11,528 $14,062 $26,530 $14,879
Nationwide $5,022 $6,722 $6,092 $5,654
Progressive $4,734 $6,265 $5,629 $5,829
State Farm $6,654 $8,014 $17,531 $10,053
Travelers $5,226 $7,473 $12,078 $6,178
USAA $2,862 $3,578 $4,683 $3,120

Cheap University Center, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in University Center, Michigan is not easy. Compare the annual rates for DUI auto insurance in University Center, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in University Center, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,669
Farmers $5,114
GEICO $11,203
Liberty Mutual $26,530
Nationwide $6,092
Progressive $5,629
State Farm $17,531
Travelers $12,078
USAA $4,683

Cheap University Center, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how University Center, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in University Center, Michigan

Insurance Company Poor Fair Good
Allstate $34,456 $19,081 $14,600
Farmers $6,401 $4,218 $3,891
GEICO $6,378 $4,696 $3,826
Liberty Mutual $26,478 $15,304 $8,466
Nationwide $7,362 $5,546 $4,711
Progressive $6,510 $5,450 $4,881
State Farm $17,120 $8,673 $5,896
Travelers $7,930 $7,692 $7,595
USAA $5,321 $3,040 $2,321

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Cheap University Center, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in University Center, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in University Center, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in University Center, Michigan

ZIP Code Average Annual Rates
48710 $6,505

Cheap University Center, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect University Center, Michigan auto insurance. Find the cheapest annual University Center, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in University Center, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,712 $22,712
Farmers $4,837 $4,837
GEICO $4,856 $5,077
Liberty Mutual $16,180 $17,319
Nationwide $5,873 $5,873
Progressive $5,614 $5,614
State Farm $10,279 $10,847
Travelers $7,694 $7,783
USAA $3,520 $3,601

Cheap University Center, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in University Center, Michigan? Check out the comparison of annual University Center, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in University Center, Michigan

Insurance Company Low Medium High
Allstate $22,094 $22,767 $23,275
Farmers $4,710 $4,826 $4,973
GEICO $4,645 $4,923 $5,332
Liberty Mutual $16,363 $16,712 $17,174
Nationwide $6,153 $5,772 $5,693
Progressive $5,447 $5,620 $5,776
State Farm $10,027 $10,629 $11,033
Travelers $7,658 $7,747 $7,811
USAA $3,449 $3,570 $3,663

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Best By Category: Cheapest Auto Insurance in University Center, Michigan

Compare the cheapest auto insurance companies in University Center, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in University Center, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest University Center, Michigan Auto Insurance Companies

What auto insurance companies in University Center, Michigan are the cheapest? Compare the top University Center, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in University Center, Michigan

Insurance Company Average Annual Rates
Allstate $22,712
Farmers $4,837
GEICO $4,967
Liberty Mutual $16,750
Nationwide $5,873
Progressive $5,614
State Farm $10,563
Travelers $7,739
USAA $3,561

Compare University Center, Michigan Auto Insurance Quotes

Before you buy University Center, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free University Center, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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