Best Cheap Auto Insurance in Union, WA (2021)

The average Union, WA auto insurance rates are $244 per month. The minimum auto insurance in Union is at least 25/50/10 in coverage to comply with Washington auto insurance laws. To find the best cheap auto insurance in Union, Washington, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Union for teen drivers is Liberty Mutual
  • The average commute length in Union is 22.8 minutes
  • Average auto insurance rates in Union, WA for senior drivers are $1,564 per year

Union, Washington auto insurance requirements are 25/50/10 according to Washington auto insurance laws. Finding cheap auto insurance in Union can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Union, Washington, including driving record, credit, commute time, and more.

Compare auto insurance in Union to other Washington cities, including Bellevue auto insurance rates, Tacoma auto insurance rates, and Spokane auto insurance rates to see how Union, Washington auto insurance rates stack up.

Before you buy Union, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Union, Washington auto insurance quotes.

Minimum Auto Insurance in Union, Washington

Union, Washington auto insurance laws require that you have at least the Washington minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Union, Washington.

Minimum Required Auto Insurance Coverage in Union, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Union, Washington Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Union, Washington are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Union, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,927 $1,904 $1,782 $1,867 $6,692 $7,734 $2,044 $2,117
American Family $1,834 $1,834 $1,674 $1,674 $6,983 $9,546 $1,834 $2,465
Farmers $2,126 $2,181 $1,947 $2,204 $4,819 $5,164 $2,676 $2,777
GEICO $1,496 $1,523 $1,406 $1,406 $3,228 $4,226 $2,516 $1,841
Liberty Mutual $1,787 $1,962 $1,605 $1,880 $9,860 $10,902 $1,926 $2,104
Nationwide $1,376 $1,406 $1,279 $1,331 $3,697 $4,509 $1,640 $1,769
Progressive $1,609 $1,498 $1,446 $1,465 $8,078 $9,041 $1,919 $1,906
State Farm $1,632 $1,632 $1,468 $1,468 $4,746 $6,011 $1,856 $2,139
USAA $1,165 $1,149 $1,119 $1,121 $5,034 $5,959 $1,475 $1,616

Cheap Union, Washington Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Union, Washington is a challenge. Take a look at the annual teen auto insurance rates in Union, Washington.

Annual Auto Insurance Rates for Teen Drivers in Union, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,692 $7,734
American Family $6,983 $9,546
Farmers $4,819 $5,164
GEICO $3,228 $4,226
Liberty Mutual $9,860 $10,902
Nationwide $3,697 $4,509
Progressive $8,078 $9,041
State Farm $4,746 $6,011
USAA $5,034 $5,959

Cheap Union, Washington Auto Insurance for Seniors

What are senior auto insurance rates in Union, Washington? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Union, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,782 $1,867
American Family $1,674 $1,674
Farmers $1,947 $2,204
GEICO $1,406 $1,406
Liberty Mutual $1,605 $1,880
Nationwide $1,279 $1,331
Progressive $1,446 $1,465
State Farm $1,468 $1,468
USAA $1,119 $1,121

Cheap Union, Washington Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Union, Washington compared to the annual auto insurance rates with a clean record in Union, Washington.

Annual Union, Washington Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,747 $3,430 $3,789 $3,068
American Family $2,792 $3,573 $4,136 $3,421
Farmers $2,479 $3,082 $3,313 $3,072
GEICO $1,701 $2,176 $3,242 $1,701
Liberty Mutual $3,417 $4,299 $4,390 $3,907
Nationwide $1,655 $2,236 $2,804 $1,808
Progressive $2,730 $4,268 $3,187 $3,295
State Farm $2,379 $2,859 $2,619 $2,619
USAA $1,713 $2,481 $3,100 $2,025

Cheap Union, Washington Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Union, Washington is not easy. Compare the annual rates for DUI auto insurance in Union, Washington to find the best deal.

Annual Auto Insurance Rates After a DUI in Union, Washington

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,789
American Family $4,136
Farmers $3,313
GEICO $3,242
Liberty Mutual $4,390
Nationwide $2,804
Progressive $3,187
State Farm $2,619
USAA $3,100

Cheap Union, Washington Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Union, Washington annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Union, Washington

Insurance Company Poor Fair Good
Allstate $4,051 $3,081 $2,643
American Family $4,110 $3,354 $2,978
Farmers $3,649 $2,750 $2,561
GEICO $2,625 $2,100 $1,891
Liberty Mutual $5,729 $3,520 $2,761
Nationwide $2,527 $1,992 $1,859
Progressive $3,716 $3,312 $3,083
State Farm $3,808 $2,280 $1,769
USAA $2,941 $2,155 $1,893

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Cheap Union, Washington Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Union, Washington can vary. Compare the annual cost of auto insurance by ZIP code in Union, Washington to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Union, Washington

ZIP Code Average Annual Rates
98592 $2,926

Cheap Union, Washington Auto Insurance Rates By Commute

Commute length and annual mileage affect Union, Washington auto insurance. Find the cheapest annual Union, Washington auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Union, Washington

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,258 $3,258
American Family $3,409 $3,552
Farmers $2,986 $2,986
GEICO $2,178 $2,233
Liberty Mutual $4,003 $4,003
Nationwide $2,126 $2,126
Progressive $3,370 $3,370
State Farm $2,547 $2,691
USAA $2,307 $2,353

Cheap Union, Washington Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Union, Washington? Check out the comparison of annual Union, Washington auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Union, Washington

Insurance Company Low Medium High
Allstate $3,051 $3,247 $3,478
American Family $3,295 $3,476 $3,671
Farmers $2,778 $2,986 $3,196
GEICO $2,076 $2,206 $2,333
Liberty Mutual $3,760 $4,009 $4,241
Nationwide $2,016 $2,125 $2,237
Progressive $3,055 $3,282 $3,774
State Farm $2,448 $2,631 $2,779
USAA $2,184 $2,328 $2,477

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Best By Category: Cheapest Auto Insurance in Union, Washington

Compare the cheapest auto insurance companies in Union, Washington in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Union, Washington

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record Nationwide
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Union, Washington Auto Insurance Companies

What auto insurance companies in Union, Washington are the cheapest? Compare the top Union, Washington auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Union, Washington

Insurance Company Average Annual Rates
Allstate $3,258
American Family $3,481
Farmers $2,986
GEICO $2,205
Liberty Mutual $4,003
Nationwide $2,126
Progressive $3,370
State Farm $2,619
USAA $2,330

What affects auto insurance rates in Union, Washington?

There are a lot of reasons why auto insurance rates in Union, Washington are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Union, Washington. Many local factors may affect your Union auto insurance rates.

Union Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Union, Washington commute length is 22.8 minutes according to City-Data.

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Compare Union, Washington Auto Insurance Quotes

Before you buy Union, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Union, Washington auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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