Best Cheap Auto Insurance in Union Pier, MI (2021)

The average Union Pier, MI auto insurance rates are $735 per month. The minimum auto insurance in Union Pier is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Union Pier, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Union Pier is USAA
  • The minimum auto insurance required in Union Pier, Michigan is 20/40/10
  • The most expensive auto insurance company in Union Pier for teen drivers is Allstate

Union Pier, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Union Pier can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Union Pier, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Union Pier to other Michigan cities, including Sterling Heights auto insurance rates, Warren auto insurance rates, and Flint auto insurance rates to see how Union Pier, Michigan auto insurance rates stack up.

Before you buy Union Pier, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Union Pier, Michigan auto insurance quotes.

Minimum Auto Insurance in Union Pier, Michigan

Union Pier, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Union Pier, Michigan.

Minimum Required Auto Insurance Coverage in Union Pier, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Union Pier, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Union Pier, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Union Pier, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,600 $14,600 $13,590 $13,590 $36,020 $36,020 $15,375 $15,375
Farmers $3,556 $3,556 $3,319 $3,319 $7,970 $7,970 $4,002 $4,002
GEICO $3,306 $3,306 $3,398 $3,398 $9,596 $9,596 $3,165 $3,165
Liberty Mutual $12,179 $12,179 $12,062 $12,062 $28,240 $28,240 $12,179 $12,179
Nationwide $4,901 $4,901 $4,360 $4,360 $13,163 $13,163 $5,390 $5,390
Progressive $2,735 $2,537 $2,428 $2,705 $10,087 $10,751 $3,173 $2,928
State Farm $7,061 $7,061 $6,573 $6,573 $25,047 $25,047 $8,299 $8,299
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,721 $2,559 $2,563 $2,408 $6,659 $6,279 $3,302 $3,142

Cheap Union Pier, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Union Pier, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Union Pier, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Union Pier, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,020 $36,020
Farmers $7,970 $7,970
GEICO $9,596 $9,596
Liberty Mutual $28,240 $28,240
Nationwide $13,163 $13,163
Progressive $10,087 $10,751
State Farm $25,047 $25,047
Travelers $13,395 $13,395
USAA $6,659 $6,279

Cheap Union Pier, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Union Pier, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Union Pier, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,590 $13,590
Farmers $3,319 $3,319
GEICO $3,398 $3,398
Liberty Mutual $12,062 $12,062
Nationwide $4,360 $4,360
Progressive $2,428 $2,705
State Farm $6,573 $6,573
Travelers $3,858 $3,858
USAA $2,563 $2,408

Cheap Union Pier, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Union Pier, Michigan compared to the annual auto insurance rates with a clean record in Union Pier, Michigan.

Annual Union Pier, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,604 $12,880 $43,593 $13,507
Farmers $3,961 $5,043 $4,978 $4,865
GEICO $1,696 $3,632 $10,981 $3,155
Liberty Mutual $11,060 $13,540 $25,747 $14,313
Nationwide $5,932 $7,980 $7,214 $6,689
Progressive $3,967 $5,198 $4,671 $4,837
State Farm $7,405 $8,915 $19,481 $11,179
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,977 $3,723 $4,873 $3,244

Cheap Union Pier, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Union Pier, Michigan is not easy. Compare the annual rates for DUI auto insurance in Union Pier, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Union Pier, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $43,593
Farmers $4,978
GEICO $10,981
Liberty Mutual $25,747
Nationwide $7,214
Progressive $4,671
State Farm $19,481
Travelers $10,331
USAA $4,873

Cheap Union Pier, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Union Pier, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Union Pier, Michigan

Insurance Company Poor Fair Good
Allstate $30,165 $16,740 $12,783
Farmers $6,198 $4,126 $3,812
GEICO $6,248 $4,601 $3,749
Liberty Mutual $25,550 $14,772 $8,173
Nationwide $8,730 $6,567 $5,565
Progressive $5,370 $4,538 $4,097
State Farm $19,055 $9,638 $6,543
Travelers $6,813 $6,608 $6,525
USAA $5,540 $3,168 $2,404

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Cheap Union Pier, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Union Pier, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Union Pier, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Union Pier, Michigan

ZIP Code Average Annual Rates
49129 $6,209

Cheap Union Pier, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Union Pier, Michigan auto insurance. Find the cheapest annual Union Pier, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Union Pier, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,896 $19,896
Farmers $4,712 $4,712
GEICO $4,758 $4,974
Liberty Mutual $15,619 $16,711
Nationwide $6,954 $6,954
Progressive $4,668 $4,668
State Farm $11,426 $12,064
Travelers $6,611 $6,686
USAA $3,662 $3,747

Cheap Union Pier, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Union Pier, Michigan? Check out the comparison of annual Union Pier, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Union Pier, Michigan

Insurance Company Low Medium High
Allstate $19,285 $19,950 $20,453
Farmers $4,610 $4,703 $4,823
GEICO $4,510 $4,818 $5,270
Liberty Mutual $15,685 $16,118 $16,693
Nationwide $7,234 $6,848 $6,779
Progressive $4,526 $4,674 $4,804
State Farm $11,140 $11,820 $12,275
Travelers $6,575 $6,656 $6,715
USAA $3,584 $3,715 $3,814

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Best By Category: Cheapest Auto Insurance in Union Pier, Michigan

Compare the cheapest auto insurance companies in Union Pier, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Union Pier, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Union Pier, Michigan Auto Insurance Companies

What auto insurance companies in Union Pier, Michigan are the cheapest? Compare the top Union Pier, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Union Pier, Michigan

Insurance Company Average Annual Rates
Allstate $19,896
Farmers $4,712
GEICO $4,866
Liberty Mutual $16,165
Nationwide $6,954
Progressive $4,668
State Farm $11,745
Travelers $6,649
USAA $3,704

Compare Union Pier, Michigan Auto Insurance Quotes

Before you buy Union Pier, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Union Pier, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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