Best Cheap Auto Insurance in Union, NE (2021)

The average Union, NE auto insurance rates are $283 per month. The minimum auto insurance in Union is at least 25/50/25 in coverage to comply with Nebraska auto insurance laws. To find the best cheap auto insurance in Union, Nebraska, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Union is 32.3 minutes
  • The minimum auto insurance required in Union, Nebraska is 25/50/25
  • The cheapest auto insurance company in Union is American Family

Union, Nebraska auto insurance requirements are 25/50/25 according to Nebraska auto insurance laws. Finding cheap auto insurance in Union can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Union, Nebraska, including driving record, credit, commute time, and more.

Compare auto insurance in Union to other Nebraska cities, including Lincoln auto insurance rates, Omaha auto insurance rates, and Kearney auto insurance rates to see how Union, Nebraska auto insurance rates stack up.

Before you buy Union, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Union, Nebraska auto insurance quotes.

Minimum Auto Insurance in Union, Nebraska

Union, Nebraska auto insurance laws require that you have at least the Nebraska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Union, Nebraska.

Minimum Required Auto Insurance Coverage in Union, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Union, Nebraska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Union, Nebraska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Union, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,066 $1,936 $1,953 $6,170 $6,483 $2,436 $2,484
American Family $1,855 $1,855 $1,689 $1,689 $3,110 $4,583 $1,814 $1,965
Farmers $2,364 $2,350 $2,116 $2,232 $9,184 $9,471 $2,674 $2,792
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,281 $3,557 $2,592 $3,158 $14,511 $16,310 $3,428 $3,792
Nationwide $1,831 $1,891 $1,639 $1,755 $4,226 $5,274 $2,109 $2,283
Progressive $1,869 $1,798 $1,535 $1,599 $7,270 $8,189 $2,229 $2,380
State Farm $1,652 $1,652 $1,443 $1,443 $4,416 $5,645 $1,823 $2,064
USAA $1,431 $1,423 $1,312 $1,341 $4,632 $5,516 $1,843 $2,046

Cheap Union, Nebraska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Union, Nebraska is a challenge. Take a look at the annual teen auto insurance rates in Union, Nebraska.

Annual Auto Insurance Rates for Teen Drivers in Union, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,170 $6,483
American Family $3,110 $4,583
Farmers $9,184 $9,471
GEICO $5,684 $7,440
Liberty Mutual $14,511 $16,310
Nationwide $4,226 $5,274
Progressive $7,270 $8,189
State Farm $4,416 $5,645
USAA $4,632 $5,516

Cheap Union, Nebraska Auto Insurance for Seniors

What are senior auto insurance rates in Union, Nebraska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Union, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,936 $1,953
American Family $1,689 $1,689
Farmers $2,116 $2,232
GEICO $2,692 $2,591
Liberty Mutual $2,592 $3,158
Nationwide $1,639 $1,755
Progressive $1,535 $1,599
State Farm $1,443 $1,443
USAA $1,312 $1,341

Cheap Union, Nebraska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Union, Nebraska compared to the annual auto insurance rates with a clean record in Union, Nebraska.

Annual Union, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,781 $3,144 $3,810 $3,117
American Family $2,274 $2,458 $2,274 $2,274
Farmers $3,509 $4,503 $4,392 $4,188
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,419 $6,405 $6,931 $6,561
Nationwide $1,863 $2,691 $3,838 $2,111
Progressive $2,855 $4,193 $3,194 $3,194
State Farm $2,344 $2,691 $2,517 $2,517
USAA $1,848 $2,339 $3,491 $2,095

Cheap Union, Nebraska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Union, Nebraska is not easy. Compare the annual rates for DUI auto insurance in Union, Nebraska to find the best deal.

Annual Auto Insurance Rates After a DUI in Union, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,810
American Family $2,274
Farmers $4,392
GEICO $4,992
Liberty Mutual $6,931
Nationwide $3,838
Progressive $3,194
State Farm $2,517
USAA $3,491

Cheap Union, Nebraska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Union, Nebraska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Union, Nebraska

Insurance Company Poor Fair Good
Allstate $3,989 $3,034 $2,615
American Family $3,110 $2,123 $1,727
Farmers $4,744 $3,945 $3,755
GEICO $4,105 $3,563 $3,104
Liberty Mutual $9,125 $5,525 $4,337
Nationwide $3,157 $2,512 $2,208
Progressive $3,847 $3,238 $2,991
State Farm $3,658 $2,193 $1,702
USAA $3,245 $2,207 $1,878

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Cheap Union, Nebraska Auto Insurance Rates By Commute

Commute length and annual mileage affect Union, Nebraska auto insurance. Find the cheapest annual Union, Nebraska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Union, Nebraska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,213 $3,213
American Family $2,301 $2,339
Farmers $4,148 $4,148
GEICO $3,535 $3,646
Liberty Mutual $6,329 $6,329
Nationwide $2,626 $2,626
Progressive $3,359 $3,359
State Farm $2,453 $2,582
USAA $2,415 $2,471

Cheap Union, Nebraska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Union, Nebraska? Check out the comparison of annual Union, Nebraska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Union, Nebraska

Insurance Company Low Medium High
Allstate $3,124 $3,207 $3,308
American Family $2,301 $2,389 $2,269
Farmers $3,972 $4,088 $4,384
GEICO $3,506 $3,587 $3,679
Liberty Mutual $6,135 $6,291 $6,560
Nationwide $2,673 $2,615 $2,589
Progressive $3,175 $3,349 $3,552
State Farm $2,422 $2,514 $2,617
USAA $2,358 $2,440 $2,532

Best By Category: Cheapest Auto Insurance in Union, Nebraska

Compare the cheapest auto insurance companies in Union, Nebraska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Union, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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The Cheapest Union, Nebraska Auto Insurance Companies

What auto insurance companies in Union, Nebraska are the cheapest? Compare the top Union, Nebraska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Union, Nebraska

Insurance Company Average Annual Rates
Allstate $3,213
American Family $2,320
Farmers $4,148
GEICO $3,591
Liberty Mutual $6,329
Nationwide $2,626
Progressive $3,359
State Farm $2,517
USAA $2,443

What affects auto insurance rates in Union, Nebraska?

There are a lot of reasons why auto insurance rates in Union, Nebraska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Union, Nebraska. Many local factors may affect your Union auto insurance rates.

Union Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Union, Nebraska commute length is 32.3 minutes according to City-Data.

Compare Union, Nebraska Auto Insurance Quotes

Before you buy Union, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Union, Nebraska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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