Best Cheap Auto Insurance in Union City, GA (2021)

The average Union City, GA auto insurance rates are $541 per month. The minimum auto insurance in Union City is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Union City, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Union City is 26.2 minutes
  • Average auto insurance rates in Union City, GA for senior drivers are $3,575 per year
  • The minimum auto insurance required in Union City, Georgia is 25/50/25

Union City, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Union City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Union City, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Union City to other Georgia cities, including Savannah auto insurance rates, Warner Robins auto insurance rates, and Johns Creek auto insurance rates to see how Union City, Georgia auto insurance rates stack up.

Before you buy Union City, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Union City, Georgia auto insurance quotes.

Minimum Auto Insurance in Union City, Georgia

Union City, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Union City, Georgia.

Minimum Required Auto Insurance Coverage in Union City, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Union City, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Union City, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Union City, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,689 $3,689 $3,541 $3,541 $8,709 $11,215 $4,132 $4,511
GEICO $2,937 $2,909 $2,857 $2,857 $9,390 $11,211 $3,785 $4,218
Liberty Mutual $6,694 $7,293 $5,483 $6,239 $28,755 $32,128 $7,077 $7,516
Nationwide $4,807 $4,968 $4,763 $5,232 $15,110 $19,448 $5,877 $6,377
Progressive $3,653 $3,334 $3,138 $3,311 $11,527 $12,762 $4,190 $4,350
State Farm $2,877 $2,877 $2,582 $2,582 $7,700 $10,140 $3,160 $3,407
USAA $2,099 $2,094 $1,960 $1,959 $7,825 $9,248 $2,625 $2,898

Cheap Union City, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Union City, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Union City, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Union City, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,709 $11,215
GEICO $9,390 $11,211
Liberty Mutual $28,755 $32,128
Nationwide $15,110 $19,448
Progressive $11,527 $12,762
State Farm $7,700 $10,140
USAA $7,825 $9,248

Cheap Union City, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Union City, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Union City, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,541 $3,541
GEICO $2,857 $2,857
Liberty Mutual $5,483 $6,239
Nationwide $4,763 $5,232
Progressive $3,138 $3,311
State Farm $2,582 $2,582
USAA $1,960 $1,959

Cheap Union City, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Union City, Georgia compared to the annual auto insurance rates with a clean record in Union City, Georgia.

Annual Union City, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,408 $6,876 $5,582 $4,646
GEICO $3,229 $4,011 $9,026 $3,816
Liberty Mutual $9,604 $13,124 $15,081 $12,784
Nationwide $6,403 $7,522 $11,597 $7,769
Progressive $4,504 $8,017 $5,363 $5,249
State Farm $4,020 $4,811 $4,416 $4,416
USAA $2,926 $3,726 $5,433 $3,269

Cheap Union City, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Union City, Georgia is not easy. Compare the annual rates for DUI auto insurance in Union City, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Union City, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,582
GEICO $9,026
Liberty Mutual $15,081
Nationwide $11,597
Progressive $5,363
State Farm $4,416
USAA $5,433

Cheap Union City, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Union City, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Union City, Georgia

Insurance Company Poor Fair Good
Allstate $6,973 $4,845 $4,317
GEICO $6,757 $4,179 $4,125
Liberty Mutual $18,127 $11,114 $8,703
Nationwide $9,910 $8,035 $7,023
Progressive $6,519 $5,633 $5,198
State Farm $6,265 $3,897 $3,085
USAA $4,990 $3,519 $3,007

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Cheap Union City, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Union City, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Union City, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Union City, Georgia

ZIP Code Average Annual Rates
30291 $6,264

Cheap Union City, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Union City, Georgia auto insurance. Find the cheapest annual Union City, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Union City, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,256 $5,501
GEICO $4,941 $5,100
Liberty Mutual $12,648 $12,648
Nationwide $8,323 $8,323
Progressive $5,783 $5,783
State Farm $4,416 $4,416
USAA $3,663 $4,014

Cheap Union City, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Union City, Georgia? Check out the comparison of annual Union City, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Union City, Georgia

Insurance Company Low Medium High
Allstate $4,951 $5,437 $5,746
GEICO $4,574 $5,047 $5,440
Liberty Mutual $12,078 $12,572 $13,295
Nationwide $8,130 $8,480 $8,358
Progressive $5,207 $5,673 $6,470
State Farm $4,117 $4,421 $4,709
USAA $3,656 $3,819 $4,041

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Best By Category: Cheapest Auto Insurance in Union City, Georgia

Compare the cheapest auto insurance companies in Union City, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Union City, Georgia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Union City, Georgia Auto Insurance Companies

What auto insurance companies in Union City, Georgia are the cheapest? Compare the top Union City, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Union City, Georgia

Insurance Company Average Annual Rates
Allstate $5,378
GEICO $5,020
Liberty Mutual $12,648
Nationwide $8,323
Progressive $5,783
State Farm $4,416
USAA $3,839

What affects auto insurance rates in Union City, Georgia?

There are a lot of reasons why auto insurance rates in Union City, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Union City, Georgia. Many local factors may affect your Union City auto insurance rates.

Union City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Union City, Georgia commute length is 26.2 minutes according to City-Data.

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Compare Union City, Georgia Auto Insurance Quotes

Before you buy Union City, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Union City, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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