Best Cheap Auto Insurance in Ulm, AR (2021)

The average Ulm, AR auto insurance rates are $333 per month. The minimum auto insurance in Ulm is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Ulm, Arkansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Ulm is 14.4 minutes
  • The minimum auto insurance required in Ulm, Arkansas is 25/50/25
  • Average auto insurance rates in Ulm, AR for senior drivers are $2,069 per year

Ulm, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Ulm can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ulm, Arkansas, including driving record, credit, commute time, and more.

Compare auto insurance in Ulm to other Arkansas cities, including Jonesboro auto insurance rates, Rogers auto insurance rates, and Bentonville auto insurance rates to see how Ulm, Arkansas auto insurance rates stack up.

Before you buy Ulm, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ulm, Arkansas auto insurance quotes.

Minimum Auto Insurance in Ulm, Arkansas

Ulm, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ulm, Arkansas.

Minimum Required Auto Insurance Coverage in Ulm, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ulm, Arkansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ulm, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ulm, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,843 $2,850 $2,554 $2,729 $10,669 $12,817 $3,114 $3,360
Farmers $2,199 $2,190 $1,966 $2,069 $9,235 $9,568 $2,519 $2,654
GEICO $2,417 $2,395 $2,234 $2,172 $6,106 $6,139 $2,364 $2,396
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,484 $2,526 $2,235 $2,356 $6,038 $7,672 $2,847 $3,064
Progressive $2,564 $2,438 $2,104 $2,199 $10,675 $12,038 $3,066 $3,317
State Farm $1,687 $1,687 $1,509 $1,509 $4,837 $6,089 $1,900 $2,174
Travelers $2,358 $2,401 $2,335 $2,341 $13,912 $22,398 $2,525 $2,904
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

Cheap Ulm, Arkansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ulm, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Ulm, Arkansas.

Annual Auto Insurance Rates for Teen Drivers in Ulm, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,669 $12,817
Farmers $9,235 $9,568
GEICO $6,106 $6,139
Liberty Mutual $8,234 $9,082
Nationwide $6,038 $7,672
Progressive $10,675 $12,038
State Farm $4,837 $6,089
Travelers $13,912 $22,398
USAA $4,009 $4,199

Cheap Ulm, Arkansas Auto Insurance for Seniors

What are senior auto insurance rates in Ulm, Arkansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ulm, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,554 $2,729
Farmers $1,966 $2,069
GEICO $2,234 $2,172
Liberty Mutual $2,143 $2,398
Nationwide $2,235 $2,356
Progressive $2,104 $2,199
State Farm $1,509 $1,509
Travelers $2,335 $2,341
USAA $1,192 $1,200

Cheap Ulm, Arkansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ulm, Arkansas compared to the annual auto insurance rates with a clean record in Ulm, Arkansas.

Annual Ulm, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,200 $5,311 $5,915 $5,041
Farmers $3,422 $4,390 $4,285 $4,104
GEICO $2,214 $3,409 $5,107 $2,382
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,852 $3,672 $4,953 $3,135
Progressive $4,141 $5,738 $4,350 $4,971
State Farm $2,456 $2,892 $2,674 $2,674
Travelers $5,358 $5,536 $8,115 $6,578
USAA $1,597 $2,023 $2,912 $1,772

Cheap Ulm, Arkansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ulm, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Ulm, Arkansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Ulm, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,915
Farmers $4,285
GEICO $5,107
Liberty Mutual $5,091
Nationwide $4,953
Progressive $4,350
State Farm $2,674
Travelers $8,115
USAA $2,912

Cheap Ulm, Arkansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ulm, Arkansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ulm, Arkansas

Insurance Company Poor Fair Good
Allstate $6,422 $4,933 $3,995
Farmers $4,612 $3,861 $3,678
GEICO $3,928 $3,227 $2,678
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,303 $3,479 $3,176
Progressive $5,454 $4,638 $4,308
State Farm $3,873 $2,332 $1,816
Travelers $7,337 $6,127 $5,727
USAA $2,749 $1,878 $1,602

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Cheap Ulm, Arkansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ulm, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Ulm, Arkansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ulm, Arkansas

ZIP Code Average Annual Rates
72170 $4,094

Cheap Ulm, Arkansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Ulm, Arkansas auto insurance. Find the cheapest annual Ulm, Arkansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ulm, Arkansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,117 $5,117
Farmers $4,050 $4,050
GEICO $3,258 $3,297
Liberty Mutual $3,924 $3,924
Nationwide $3,653 $3,653
Progressive $4,800 $4,800
State Farm $2,609 $2,738
Travelers $6,397 $6,397
USAA $2,017 $2,135

Cheap Ulm, Arkansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ulm, Arkansas? Check out the comparison of annual Ulm, Arkansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ulm, Arkansas

Insurance Company Low Medium High
Allstate $4,949 $5,114 $5,288
Farmers $3,842 $4,007 $4,301
GEICO $3,140 $3,277 $3,417
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,644 $3,570 $3,744
Progressive $4,423 $4,717 $5,260
State Farm $2,541 $2,671 $2,810
Travelers $6,070 $6,414 $6,706
USAA $1,989 $2,069 $2,171

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Best By Category: Cheapest Auto Insurance in Ulm, Arkansas

Compare the cheapest auto insurance companies in Ulm, Arkansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ulm, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Ulm, Arkansas Auto Insurance Companies

What auto insurance companies in Ulm, Arkansas are the cheapest? Compare the top Ulm, Arkansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ulm, Arkansas

Insurance Company Average Annual Rates
Allstate $5,117
Farmers $4,050
GEICO $3,278
Liberty Mutual $3,924
Nationwide $3,653
Progressive $4,800
State Farm $2,674
Travelers $6,397
USAA $2,076

What affects auto insurance rates in Ulm, Arkansas?

There are a lot of reasons why auto insurance rates in Ulm, Arkansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ulm, Arkansas. Many local factors may affect your Ulm auto insurance rates.

Ulm Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ulm, Arkansas commute length is 14.4 minutes according to City-Data.

Ulm Traffic

How does Ulm, Arkansas rank for traffic? According to Inrix Ulm, Arkansas is the 568th most congested worldwide.

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Compare Ulm, Arkansas Auto Insurance Quotes

Before you buy Ulm, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ulm, Arkansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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