Best Cheap Auto Insurance in Two Rivers, WI (2021)

The average Two Rivers, WI auto insurance rates are $217 per month. The minimum auto insurance in Two Rivers is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Two Rivers, Wisconsin, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Two Rivers for teen drivers is Farmers
  • Average auto insurance rates in Two Rivers, WI for senior drivers are $1,429 per year
  • The average commute length in Two Rivers is 21.0 minutes

Two Rivers, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Two Rivers can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Two Rivers, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Two Rivers to other Wisconsin cities, including Green Bay auto insurance rates, Racine auto insurance rates, and Milwaukee auto insurance rates to see how Two Rivers, Wisconsin auto insurance rates stack up.

Before you buy Two Rivers, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Two Rivers, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Two Rivers, Wisconsin

Two Rivers, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Two Rivers, Wisconsin.

Minimum Required Auto Insurance Coverage in Two Rivers, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Two Rivers, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Two Rivers, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Two Rivers, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,917 $2,008 $1,786 $1,963 $6,456 $8,246 $1,930 $2,090
American Family $815 $847 $785 $789 $2,519 $2,752 $959 $1,016
Farmers $1,747 $1,741 $1,545 $1,643 $8,541 $8,829 $1,992 $2,081
GEICO $1,191 $1,321 $1,254 $1,460 $4,000 $4,299 $1,100 $1,124
Liberty Mutual $1,587 $1,729 $1,281 $1,454 $5,627 $6,311 $1,685 $1,821
Nationwide $2,831 $2,972 $2,363 $2,484 $5,992 $9,236 $3,461 $4,065
Progressive $1,632 $1,553 $1,339 $1,397 $6,158 $6,946 $1,951 $2,101
State Farm $1,236 $1,236 $1,106 $1,106 $3,619 $4,565 $1,396 $1,598
USAA $1,071 $1,065 $980 $989 $2,761 $3,180 $1,379 $1,504

Cheap Two Rivers, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Two Rivers, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Two Rivers, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Two Rivers, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,456 $8,246
American Family $2,519 $2,752
Farmers $8,541 $8,829
GEICO $4,000 $4,299
Liberty Mutual $5,627 $6,311
Nationwide $5,992 $9,236
Progressive $6,158 $6,946
State Farm $3,619 $4,565
USAA $2,761 $3,180

Cheap Two Rivers, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Two Rivers, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Two Rivers, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,786 $1,963
American Family $785 $789
Farmers $1,545 $1,643
GEICO $1,254 $1,460
Liberty Mutual $1,281 $1,454
Nationwide $2,363 $2,484
Progressive $1,339 $1,397
State Farm $1,106 $1,106
USAA $980 $989

Cheap Two Rivers, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Two Rivers, Wisconsin compared to the annual auto insurance rates with a clean record in Two Rivers, Wisconsin.

Annual Two Rivers, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,678 $3,694 $3,475 $3,351
American Family $1,256 $1,329 $1,329 $1,329
Farmers $3,063 $3,881 $3,657 $3,459
GEICO $1,357 $2,205 $2,556 $1,756
Liberty Mutual $2,048 $2,931 $3,028 $2,740
Nationwide $3,531 $4,084 $5,004 $4,084
Progressive $2,642 $3,198 $2,744 $2,954
State Farm $1,817 $2,148 $1,982 $1,982
USAA $1,267 $1,598 $2,154 $1,445

Cheap Two Rivers, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Two Rivers, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Two Rivers, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Two Rivers, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,475
American Family $1,329
Farmers $3,657
GEICO $2,556
Liberty Mutual $3,028
Nationwide $5,004
Progressive $2,744
State Farm $1,982
USAA $2,154

Cheap Two Rivers, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Two Rivers, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Two Rivers, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,320 $2,983 $2,596
American Family $1,761 $1,153 $1,017
Farmers $3,969 $3,363 $3,214
GEICO $2,582 $1,843 $1,481
Liberty Mutual $3,867 $2,347 $1,846
Nationwide $4,694 $3,916 $3,916
Progressive $3,282 $2,784 $2,587
State Farm $2,957 $1,698 $1,293
USAA $2,466 $1,321 $1,061

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Two Rivers, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Two Rivers, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Two Rivers, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Two Rivers, Wisconsin

ZIP Code Average Annual Rates
54241 $2,547

Cheap Two Rivers, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Two Rivers, Wisconsin auto insurance. Find the cheapest annual Two Rivers, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Two Rivers, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,221 $3,378
American Family $1,288 $1,332
Farmers $3,515 $3,515
GEICO $1,929 $2,009
Liberty Mutual $2,687 $2,687
Nationwide $4,176 $4,176
Progressive $2,884 $2,884
State Farm $1,933 $2,032
USAA $1,595 $1,637

Cheap Two Rivers, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Two Rivers, Wisconsin? Check out the comparison of annual Two Rivers, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Two Rivers, Wisconsin

Insurance Company Low Medium High
Allstate $3,157 $3,291 $3,450
American Family $1,287 $1,323 $1,322
Farmers $3,230 $3,487 $3,828
GEICO $1,809 $1,967 $2,130
Liberty Mutual $2,460 $2,710 $2,891
Nationwide $4,032 $4,176 $4,320
Progressive $2,679 $2,910 $3,064
State Farm $1,865 $1,989 $2,093
USAA $1,547 $1,617 $1,683

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Two Rivers, Wisconsin

Compare the cheapest auto insurance companies in Two Rivers, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Two Rivers, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Two Rivers, Wisconsin Auto Insurance Companies

What auto insurance companies in Two Rivers, Wisconsin are the cheapest? Compare the top Two Rivers, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Two Rivers, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,299
American Family $1,310
Farmers $3,515
GEICO $1,969
Liberty Mutual $2,687
Nationwide $4,176
Progressive $2,884
State Farm $1,982
USAA $1,616

What affects auto insurance rates in Two Rivers, Wisconsin?

There are a lot of reasons why auto insurance rates in Two Rivers, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Two Rivers, Wisconsin. Many local factors may affect your Two Rivers auto insurance rates.

Two Rivers Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Two Rivers, Wisconsin auto theft statistics, there have been 7 auto thefts in the city.

Two Rivers Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Two Rivers, Wisconsin commute length is 21.0 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Two Rivers, Wisconsin Auto Insurance Quotes

Before you buy Two Rivers, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Two Rivers, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption