Best Cheap Auto Insurance in Twin Lakes, WI (2021)

The average Twin Lakes, WI auto insurance rates are $250 per month. The minimum auto insurance in Twin Lakes is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Twin Lakes, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Twin Lakes is American Family
  • The minimum auto insurance required in Twin Lakes, Wisconsin is 25/50/10
  • The most expensive auto insurance company in Twin Lakes for teen drivers is Farmers

Twin Lakes, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Twin Lakes can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Twin Lakes, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Twin Lakes to other Wisconsin cities, including Green Bay auto insurance rates, Racine auto insurance rates, and Janesville auto insurance rates to see how Twin Lakes, Wisconsin auto insurance rates stack up.

Before you buy Twin Lakes, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Twin Lakes, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Twin Lakes, Wisconsin

Twin Lakes, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Twin Lakes, Wisconsin.

Minimum Required Auto Insurance Coverage in Twin Lakes, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Twin Lakes, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Twin Lakes, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Twin Lakes, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,214 $2,315 $2,070 $2,281 $7,792 $10,013 $2,215 $2,394
American Family $889 $925 $865 $864 $2,998 $3,286 $1,068 $1,135
Farmers $1,855 $1,845 $1,637 $1,746 $9,249 $9,562 $2,109 $2,188
GEICO $1,316 $1,479 $1,421 $1,684 $4,600 $4,942 $1,210 $1,224
Liberty Mutual $1,779 $1,927 $1,428 $1,613 $6,972 $7,799 $1,889 $2,031
Nationwide $3,343 $3,501 $2,805 $2,942 $7,263 $11,240 $4,101 $4,775
Progressive $1,649 $1,543 $1,354 $1,426 $6,699 $7,522 $1,967 $2,126
State Farm $1,419 $1,419 $1,291 $1,291 $4,439 $5,565 $1,608 $1,853
USAA $1,288 $1,273 $1,182 $1,184 $3,452 $3,966 $1,656 $1,797

Cheap Twin Lakes, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Twin Lakes, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Twin Lakes, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Twin Lakes, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,792 $10,013
American Family $2,998 $3,286
Farmers $9,249 $9,562
GEICO $4,600 $4,942
Liberty Mutual $6,972 $7,799
Nationwide $7,263 $11,240
Progressive $6,699 $7,522
State Farm $4,439 $5,565
USAA $3,452 $3,966

Cheap Twin Lakes, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Twin Lakes, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Twin Lakes, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,070 $2,281
American Family $865 $864
Farmers $1,637 $1,746
GEICO $1,421 $1,684
Liberty Mutual $1,428 $1,613
Nationwide $2,805 $2,942
Progressive $1,354 $1,426
State Farm $1,291 $1,291
USAA $1,182 $1,184

Cheap Twin Lakes, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Twin Lakes, Wisconsin compared to the annual auto insurance rates with a clean record in Twin Lakes, Wisconsin.

Annual Twin Lakes, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,157 $4,387 $4,131 $3,971
American Family $1,439 $1,525 $1,525 $1,525
Farmers $3,281 $4,169 $3,938 $3,706
GEICO $1,515 $2,506 $2,970 $1,948
Liberty Mutual $2,403 $3,496 $3,583 $3,237
Nationwide $4,225 $4,886 $5,987 $4,886
Progressive $2,770 $3,389 $2,887 $3,096
State Farm $2,145 $2,575 $2,360 $2,360
USAA $1,538 $1,956 $2,647 $1,759

Cheap Twin Lakes, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Twin Lakes, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Twin Lakes, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Twin Lakes, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,131
American Family $1,525
Farmers $3,938
GEICO $2,970
Liberty Mutual $3,583
Nationwide $5,987
Progressive $2,887
State Farm $2,360
USAA $2,647

Cheap Twin Lakes, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Twin Lakes, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Twin Lakes, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,132 $3,530 $3,073
American Family $2,019 $1,324 $1,168
Farmers $4,249 $3,617 $3,455
GEICO $2,935 $2,091 $1,678
Liberty Mutual $4,562 $2,792 $2,185
Nationwide $5,616 $4,686 $4,686
Progressive $3,420 $2,941 $2,747
State Farm $3,516 $2,022 $1,542
USAA $3,013 $1,615 $1,296

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Cheap Twin Lakes, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Twin Lakes, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Twin Lakes, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Twin Lakes, Wisconsin

ZIP Code Average Annual Rates
53181 $2,945

Cheap Twin Lakes, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Twin Lakes, Wisconsin auto insurance. Find the cheapest annual Twin Lakes, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Twin Lakes, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,818 $4,006
American Family $1,478 $1,530
Farmers $3,774 $3,774
GEICO $2,193 $2,276
Liberty Mutual $3,180 $3,180
Nationwide $4,996 $4,996
Progressive $3,036 $3,036
State Farm $2,301 $2,419
USAA $1,950 $2,000

Cheap Twin Lakes, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Twin Lakes, Wisconsin? Check out the comparison of annual Twin Lakes, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Twin Lakes, Wisconsin

Insurance Company Low Medium High
Allstate $3,712 $3,901 $4,122
American Family $1,476 $1,518 $1,517
Farmers $3,441 $3,746 $4,134
GEICO $2,025 $2,233 $2,445
Liberty Mutual $2,895 $3,212 $3,433
Nationwide $4,805 $4,992 $5,191
Progressive $2,788 $3,068 $3,251
State Farm $2,199 $2,370 $2,511
USAA $1,891 $1,977 $2,057

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Best By Category: Cheapest Auto Insurance in Twin Lakes, Wisconsin

Compare the cheapest auto insurance companies in Twin Lakes, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Twin Lakes, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Twin Lakes, Wisconsin Auto Insurance Companies

What auto insurance companies in Twin Lakes, Wisconsin are the cheapest? Compare the top Twin Lakes, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Twin Lakes, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,912
American Family $1,504
Farmers $3,774
GEICO $2,235
Liberty Mutual $3,180
Nationwide $4,996
Progressive $3,036
State Farm $2,360
USAA $1,975

What affects auto insurance rates in Twin Lakes, Wisconsin?

There are a lot of reasons why auto insurance rates in Twin Lakes, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Twin Lakes, Wisconsin. Many local factors may affect your Twin Lakes auto insurance rates.

Twin Lakes Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Twin Lakes, Wisconsin auto theft statistics, there have been 2 auto thefts in the city.

Twin Lakes Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Twin Lakes, Wisconsin commute length is 33.8 minutes according to City-Data.

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Compare Twin Lakes, Wisconsin Auto Insurance Quotes

Before you buy Twin Lakes, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Twin Lakes, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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