Best Cheap Auto Insurance in Twin City, GA (2021)

The average Twin City, GA auto insurance rates are $401 per month. The minimum auto insurance in Twin City is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Twin City, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Twin City is 30.3 minutes
  • The most expensive auto insurance company in Twin City for teen drivers is Liberty Mutual
  • Average auto insurance rates in Twin City, GA for senior drivers are $2,710 per year

Twin City, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Twin City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Twin City, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Twin City to other Georgia cities, including Columbus auto insurance rates, Savannah auto insurance rates, and South Fulton auto insurance rates to see how Twin City, Georgia auto insurance rates stack up.

Before you buy Twin City, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Twin City, Georgia auto insurance quotes.

Minimum Auto Insurance in Twin City, Georgia

Twin City, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Twin City, Georgia.

Minimum Required Auto Insurance Coverage in Twin City, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Twin City, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Twin City, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Twin City, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,927 $2,927 $2,800 $2,800 $6,769 $8,714 $3,272 $3,572
GEICO $1,764 $1,725 $1,693 $1,693 $4,948 $5,907 $2,199 $2,468
Liberty Mutual $5,019 $5,468 $4,115 $4,669 $20,684 $23,096 $5,325 $5,681
Nationwide $4,129 $4,270 $4,081 $4,489 $12,974 $16,720 $5,048 $5,482
Progressive $2,571 $2,408 $2,195 $2,284 $7,366 $8,183 $2,982 $3,142
State Farm $2,200 $2,200 $1,960 $1,960 $5,630 $7,429 $2,406 $2,588
USAA $1,720 $1,719 $1,593 $1,602 $6,154 $7,295 $2,142 $2,369

Cheap Twin City, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Twin City, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Twin City, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Twin City, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,769 $8,714
GEICO $4,948 $5,907
Liberty Mutual $20,684 $23,096
Nationwide $12,974 $16,720
Progressive $7,366 $8,183
State Farm $5,630 $7,429
USAA $6,154 $7,295

Cheap Twin City, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Twin City, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Twin City, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,800 $2,800
GEICO $1,693 $1,693
Liberty Mutual $4,115 $4,669
Nationwide $4,081 $4,489
Progressive $2,195 $2,284
State Farm $1,960 $1,960
USAA $1,593 $1,602

Cheap Twin City, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Twin City, Georgia compared to the annual auto insurance rates with a clean record in Twin City, Georgia.

Annual Twin City, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,489 $5,371 $4,364 $3,667
GEICO $1,866 $2,359 $4,881 $2,092
Liberty Mutual $7,035 $9,591 $11,032 $9,370
Nationwide $5,496 $6,455 $9,975 $6,670
Progressive $3,108 $5,257 $3,589 $3,611
State Farm $3,021 $3,573 $3,297 $3,297
USAA $2,354 $2,975 $4,345 $2,622

Cheap Twin City, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Twin City, Georgia is not easy. Compare the annual rates for DUI auto insurance in Twin City, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Twin City, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,364
GEICO $4,881
Liberty Mutual $11,032
Nationwide $9,975
Progressive $3,589
State Farm $3,297
USAA $4,345

Cheap Twin City, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Twin City, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Twin City, Georgia

Insurance Company Poor Fair Good
Allstate $5,473 $3,802 $3,393
GEICO $3,521 $2,474 $2,404
Liberty Mutual $13,286 $8,119 $6,367
Nationwide $8,521 $6,898 $6,028
Progressive $4,463 $3,764 $3,447
State Farm $4,674 $2,910 $2,305
USAA $4,006 $2,815 $2,402

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Cheap Twin City, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Twin City, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Twin City, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Twin City, Georgia

ZIP Code Average Annual Rates
30471 $4,634

Cheap Twin City, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Twin City, Georgia auto insurance. Find the cheapest annual Twin City, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Twin City, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,127 $4,319
GEICO $2,750 $2,849
Liberty Mutual $9,257 $9,257
Nationwide $7,149 $7,149
Progressive $3,891 $3,891
State Farm $3,297 $3,297
USAA $2,934 $3,214

Cheap Twin City, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Twin City, Georgia? Check out the comparison of annual Twin City, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Twin City, Georgia

Insurance Company Low Medium High
Allstate $3,886 $4,268 $4,514
GEICO $2,623 $2,811 $2,965
Liberty Mutual $8,883 $9,207 $9,682
Nationwide $7,008 $7,279 $7,161
Progressive $3,617 $3,839 $4,218
State Farm $3,101 $3,298 $3,490
USAA $2,936 $3,058 $3,228

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Best By Category: Cheapest Auto Insurance in Twin City, Georgia

Compare the cheapest auto insurance companies in Twin City, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Twin City, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Twin City, Georgia Auto Insurance Companies

What auto insurance companies in Twin City, Georgia are the cheapest? Compare the top Twin City, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Twin City, Georgia

Insurance Company Average Annual Rates
Allstate $4,223
GEICO $2,800
Liberty Mutual $9,257
Nationwide $7,149
Progressive $3,891
State Farm $3,297
USAA $3,074

What affects auto insurance rates in Twin City, Georgia?

There are a lot of reasons why auto insurance rates in Twin City, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Twin City, Georgia. Many local factors may affect your Twin City auto insurance rates.

Twin City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Twin City, Georgia commute length is 30.3 minutes according to City-Data.

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Compare Twin City, Georgia Auto Insurance Quotes

Before you buy Twin City, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Twin City, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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