Best Cheap Auto Insurance in Trout Lake, MI (2021)

The average Trout Lake, MI auto insurance rates are $751 per month. The minimum auto insurance in Trout Lake is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Trout Lake, Michigan, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Trout Lake, Michigan is 20/40/10
  • Average auto insurance rates in Trout Lake, MI for senior drivers are $5,937 per year
  • The most expensive auto insurance company in Trout Lake for teen drivers is Allstate

Trout Lake, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Trout Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Trout Lake, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Trout Lake to other Michigan cities, including Livonia auto insurance rates, Troy auto insurance rates, and Detroit auto insurance rates to see how Trout Lake, Michigan auto insurance rates stack up.

Before you buy Trout Lake, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Trout Lake, Michigan auto insurance quotes.

Minimum Auto Insurance in Trout Lake, Michigan

Trout Lake, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Trout Lake, Michigan.

Minimum Required Auto Insurance Coverage in Trout Lake, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Trout Lake, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Trout Lake, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Trout Lake, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,881 $3,881 $3,625 $3,625 $8,707 $8,707 $4,354 $4,354
GEICO $3,582 $3,582 $3,637 $3,637 $10,204 $10,204 $3,432 $3,432
Liberty Mutual $12,802 $12,802 $12,673 $12,673 $30,473 $30,473 $12,802 $12,802
Nationwide $4,102 $4,102 $3,646 $3,646 $10,682 $10,682 $4,489 $4,489
Progressive $3,212 $2,974 $2,830 $3,185 $11,529 $12,198 $3,738 $3,420
State Farm $6,612 $6,612 $6,126 $6,126 $23,120 $23,120 $7,764 $7,764
Travelers $5,919 $5,919 $5,072 $5,072 $17,926 $17,926 $6,435 $6,435
USAA $2,421 $2,305 $2,275 $2,158 $5,849 $5,584 $2,952 $2,849

Cheap Trout Lake, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Trout Lake, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Trout Lake, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Trout Lake, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,707 $8,707
GEICO $10,204 $10,204
Liberty Mutual $30,473 $30,473
Nationwide $10,682 $10,682
Progressive $11,529 $12,198
State Farm $23,120 $23,120
Travelers $17,926 $17,926
USAA $5,849 $5,584

Cheap Trout Lake, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Trout Lake, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Trout Lake, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,625 $3,625
GEICO $3,637 $3,637
Liberty Mutual $12,673 $12,673
Nationwide $3,646 $3,646
Progressive $2,830 $3,185
State Farm $6,126 $6,126
Travelers $5,072 $5,072
USAA $2,275 $2,158

Cheap Trout Lake, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Trout Lake, Michigan compared to the annual auto insurance rates with a clean record in Trout Lake, Michigan.

Annual Trout Lake, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,328 $5,506 $5,435 $5,297
GEICO $1,854 $3,887 $11,706 $3,407
Liberty Mutual $12,187 $14,583 $26,480 $15,500
Nationwide $4,911 $6,523 $5,957 $5,528
Progressive $4,551 $6,002 $5,397 $5,593
State Farm $6,942 $8,321 $17,971 $10,389
Travelers $5,991 $8,543 $13,736 $7,082
USAA $2,661 $3,306 $4,332 $2,898

Cheap Trout Lake, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Trout Lake, Michigan is not easy. Compare the annual rates for DUI auto insurance in Trout Lake, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Trout Lake, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $5,435
GEICO $11,706
Liberty Mutual $26,480
Nationwide $5,957
Progressive $5,397
State Farm $17,971
Travelers $13,736
USAA $4,332

Cheap Trout Lake, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Trout Lake, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Trout Lake, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,762 $4,502 $4,161
GEICO $6,698 $4,929 $4,014
Liberty Mutual $27,174 $15,706 $8,682
Nationwide $7,176 $5,406 $4,606
Progressive $6,240 $5,228 $4,690
State Farm $17,682 $8,952 $6,083
Travelers $9,058 $8,784 $8,673
USAA $4,927 $2,816 $2,154

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Trout Lake, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Trout Lake, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Trout Lake, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Trout Lake, Michigan

ZIP Code Average Annual Rates
49793 $6,411

Cheap Trout Lake, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Trout Lake, Michigan auto insurance. Find the cheapest annual Trout Lake, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Trout Lake, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,142 $5,142
GEICO $5,094 $5,333
Liberty Mutual $16,587 $17,788
Nationwide $5,730 $5,730
Progressive $5,386 $5,386
State Farm $10,615 $11,196
Travelers $8,787 $8,889
USAA $3,262 $3,337

Cheap Trout Lake, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Trout Lake, Michigan? Check out the comparison of annual Trout Lake, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Trout Lake, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,989 $5,129 $5,307
GEICO $4,878 $5,169 $5,594
Liberty Mutual $16,785 $17,149 $17,629
Nationwide $6,003 $5,631 $5,555
Progressive $5,239 $5,392 $5,526
State Farm $10,380 $10,971 $11,366
Travelers $8,742 $8,848 $8,925
USAA $3,206 $3,306 $3,385

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Trout Lake, Michigan

Compare the cheapest auto insurance companies in Trout Lake, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Trout Lake, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Trout Lake, Michigan Auto Insurance Companies

What auto insurance companies in Trout Lake, Michigan are the cheapest? Compare the top Trout Lake, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Trout Lake, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,142
GEICO $5,214
Liberty Mutual $17,188
Nationwide $5,730
Progressive $5,386
State Farm $10,906
Travelers $8,838
USAA $3,299

Compare Trout Lake, Michigan Auto Insurance Quotes

Before you buy Trout Lake, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Trout Lake, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption