Best Cheap Auto Insurance in Trenton, NJ (2021)

The average Trenton, NJ auto insurance rates are $539 per month. The minimum auto insurance in Trenton is at least 15/30/5 in coverage to comply with New Jersey auto insurance laws. To find the best cheap auto insurance in Trenton, New Jersey, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Trenton for teen drivers is State Farm
  • The minimum auto insurance required in Trenton, New Jersey is 15/30/5
  • The average commute length in Trenton is 24.1 minutes

Trenton, New Jersey auto insurance requirements are 15/30/5 according to New Jersey auto insurance laws. Finding cheap auto insurance in Trenton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Trenton, New Jersey, including driving record, credit, commute time, and more.

Compare auto insurance in Trenton to other New Jersey cities, including Newark auto insurance rates, Elizabeth auto insurance rates, and Union City auto insurance rates to see how Trenton, New Jersey auto insurance rates stack up.

Before you buy Trenton, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Trenton, New Jersey auto insurance quotes.

Minimum Auto Insurance in Trenton, New Jersey

Trenton, New Jersey auto insurance laws require that you have at least the New Jersey minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Trenton, New Jersey.

Minimum Required Auto Insurance Coverage in Trenton, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Trenton, New Jersey Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Trenton, New Jersey are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Trenton, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,656 $3,639 $3,558 $3,558 $11,451 $13,854 $4,318 $4,402
Farmers $5,951 $6,008 $5,788 $5,640 $17,396 $19,979 $7,059 $7,161
GEICO $2,653 $2,603 $2,588 $2,588 $4,802 $4,738 $3,054 $2,945
Liberty Mutual $4,937 $4,937 $5,421 $5,421 $12,724 $14,428 $5,421 $6,215
Progressive $2,438 $2,239 $2,191 $2,270 $11,093 $12,100 $2,884 $2,717
State Farm $5,721 $5,721 $5,191 $5,191 $18,995 $24,384 $6,540 $7,303
Travelers $3,464 $3,328 $3,208 $3,216 $7,667 $8,563 $3,328 $3,276

Cheap Trenton, New Jersey Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Trenton, New Jersey is a challenge. Take a look at the annual teen auto insurance rates in Trenton, New Jersey.

Annual Auto Insurance Rates for Teen Drivers in Trenton, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,451 $13,854
Farmers $17,396 $19,979
GEICO $4,802 $4,738
Liberty Mutual $12,724 $14,428
Progressive $11,093 $12,100
State Farm $18,995 $24,384
Travelers $7,667 $8,563

Cheap Trenton, New Jersey Auto Insurance for Seniors

What are senior auto insurance rates in Trenton, New Jersey? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Trenton, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,558 $3,558
Farmers $5,788 $5,640
GEICO $2,588 $2,588
Liberty Mutual $5,421 $5,421
Progressive $2,191 $2,270
State Farm $5,191 $5,191
Travelers $3,208 $3,216

Cheap Trenton, New Jersey Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Trenton, New Jersey compared to the annual auto insurance rates with a clean record in Trenton, New Jersey.

Annual Trenton, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,545 $7,554 $6,593 $5,526
Farmers $7,256 $12,344 $10,041 $7,850
GEICO $2,515 $3,321 $4,636 $2,515
Liberty Mutual $7,141 $8,182 $7,288 $7,141
Progressive $4,043 $5,495 $4,669 $4,759
State Farm $5,340 $9,778 $15,751 $8,655
Travelers $3,452 $5,172 $4,989 $4,412

Cheap Trenton, New Jersey Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Trenton, New Jersey is not easy. Compare the annual rates for DUI auto insurance in Trenton, New Jersey to find the best deal.

Annual Auto Insurance Rates After a DUI in Trenton, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,593
Farmers $10,041
GEICO $4,636
Liberty Mutual $7,288
Progressive $4,669
State Farm $15,751
Travelers $4,989

Cheap Trenton, New Jersey Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Trenton, New Jersey annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Trenton, New Jersey

Insurance Company Poor Fair Good
Allstate $8,481 $5,422 $4,260
Farmers $11,212 $8,703 $8,203
GEICO $4,907 $2,807 $2,025
Liberty Mutual $9,435 $6,987 $5,893
Progressive $5,336 $4,630 $4,257
State Farm $14,326 $8,615 $6,702
Travelers $6,110 $4,428 $2,980

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Trenton, New Jersey Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Trenton, New Jersey can vary. Compare the annual cost of auto insurance by ZIP code in Trenton, New Jersey to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Trenton, New Jersey

ZIP Code Average Annual Rates
8608 $6,431
8609 $6,431
8610 $5,521
8611 $6,431
8618 $6,431
8619 $5,419
8620 $4,732
8628 $4,899
8629 $6,431
8638 $6,191

Cheap Trenton, New Jersey Auto Insurance Rates By Commute

Commute length and annual mileage affect Trenton, New Jersey auto insurance. Find the cheapest annual Trenton, New Jersey auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Trenton, New Jersey

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,044 $6,065
Farmers $9,373 $9,373
GEICO $3,219 $3,274
Liberty Mutual $7,366 $7,510
Progressive $4,741 $4,741
State Farm $9,618 $10,144
Travelers $4,506 $4,506

Cheap Trenton, New Jersey Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Trenton, New Jersey? Check out the comparison of annual Trenton, New Jersey auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Trenton, New Jersey

Insurance Company Low Medium High
Allstate $5,582 $6,143 $6,438
Farmers $8,447 $9,305 $10,366
GEICO $2,907 $3,307 $3,526
Liberty Mutual $6,630 $7,669 $8,016
Progressive $4,312 $4,809 $5,102
State Farm $9,111 $10,022 $10,510
Travelers $4,108 $4,502 $4,909

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Trenton, New Jersey

Compare the cheapest auto insurance companies in Trenton, New Jersey in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Trenton, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Trenton, New Jersey Auto Insurance Companies

What auto insurance companies in Trenton, New Jersey are the cheapest? Compare the top Trenton, New Jersey auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Trenton, New Jersey

Insurance Company Average Annual Rates
Allstate $6,054
Farmers $9,373
GEICO $3,246
Liberty Mutual $7,438
Progressive $4,741
State Farm $9,881
Travelers $4,506

What affects auto insurance rates in Trenton, New Jersey?

There are a lot of reasons why auto insurance rates in Trenton, New Jersey are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Trenton, New Jersey. Many local factors may affect your Trenton auto insurance rates.

Trenton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Trenton, New Jersey commute length is 24.1 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Trenton, New Jersey Auto Insurance Quotes

Before you buy Trenton, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Trenton, New Jersey auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption