Best Cheap Auto Insurance in Trenton, MI (2021)

The average Trenton, MI auto insurance rates are $1,045 per month. The minimum auto insurance in Trenton is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Trenton, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Trenton, Michigan is 20/40/10
  • The cheapest auto insurance company in Trenton is USAA
  • The most expensive auto insurance company in Trenton for teen drivers is Allstate

Trenton, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Trenton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Trenton, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Trenton to other Michigan cities, including Sterling Heights auto insurance rates, Flint auto insurance rates, and Warren auto insurance rates to see how Trenton, Michigan auto insurance rates stack up.

Before you buy Trenton, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Trenton, Michigan auto insurance quotes.

Minimum Auto Insurance in Trenton, Michigan

Trenton, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Trenton, Michigan.

Minimum Required Auto Insurance Coverage in Trenton, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Trenton, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Trenton, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Trenton, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $17,000 $17,000 $15,781 $15,781 $42,584 $42,584 $17,916 $17,916
Farmers $13,421 $13,421 $12,426 $12,426 $29,083 $29,083 $15,168 $15,168
GEICO $5,884 $5,884 $6,007 $6,007 $15,193 $15,193 $5,583 $5,583
Liberty Mutual $15,413 $15,413 $15,264 $15,264 $35,806 $35,806 $15,413 $15,413
Nationwide $5,447 $5,447 $4,823 $4,823 $14,841 $14,841 $6,000 $6,000
Progressive $3,733 $3,402 $3,289 $3,750 $13,505 $14,134 $4,327 $3,851
State Farm $8,518 $8,518 $7,949 $7,949 $30,491 $30,491 $10,018 $10,018
Travelers $7,464 $7,464 $6,400 $6,400 $22,645 $22,645 $8,116 $8,116
USAA $2,814 $2,679 $2,641 $2,501 $7,055 $6,756 $3,462 $3,343

Cheap Trenton, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Trenton, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Trenton, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Trenton, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $42,584 $42,584
Farmers $29,083 $29,083
GEICO $15,193 $15,193
Liberty Mutual $35,806 $35,806
Nationwide $14,841 $14,841
Progressive $13,505 $14,134
State Farm $30,491 $30,491
Travelers $22,645 $22,645
USAA $7,055 $6,756

Cheap Trenton, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Trenton, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Trenton, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,781 $15,781
Farmers $12,426 $12,426
GEICO $6,007 $6,007
Liberty Mutual $15,264 $15,264
Nationwide $4,823 $4,823
Progressive $3,289 $3,750
State Farm $7,949 $7,949
Travelers $6,400 $6,400
USAA $2,641 $2,501

Cheap Trenton, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Trenton, Michigan compared to the annual auto insurance rates with a clean record in Trenton, Michigan.

Annual Trenton, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,273 $15,085 $51,073 $15,849
Farmers $14,611 $18,860 $18,560 $18,067
GEICO $2,868 $6,063 $18,446 $5,290
Liberty Mutual $14,003 $17,144 $32,625 $18,125
Nationwide $6,635 $8,909 $8,078 $7,488
Progressive $5,241 $6,994 $6,276 $6,485
State Farm $8,928 $10,777 $23,720 $13,551
Travelers $7,561 $10,789 $17,326 $8,948
USAA $3,136 $3,918 $5,150 $3,422

Cheap Trenton, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Trenton, Michigan is not easy. Compare the annual rates for DUI auto insurance in Trenton, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Trenton, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $51,073
Farmers $18,560
GEICO $18,446
Liberty Mutual $32,625
Nationwide $8,078
Progressive $6,276
State Farm $23,720
Travelers $17,326
USAA $5,150

Cheap Trenton, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Trenton, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Trenton, Michigan

Insurance Company Poor Fair Good
Allstate $35,343 $19,593 $15,024
Farmers $26,319 $13,636 $12,617
GEICO $10,525 $7,715 $6,261
Liberty Mutual $32,388 $18,705 $10,330
Nationwide $9,769 $7,342 $6,222
Progressive $7,266 $6,070 $5,410
State Farm $23,124 $11,684 $7,924
Travelers $11,437 $11,087 $10,945
USAA $5,862 $3,324 $2,534

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Cheap Trenton, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Trenton, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Trenton, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Trenton, Michigan

ZIP Code Average Annual Rates
48183 $8,954

Cheap Trenton, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Trenton, Michigan auto insurance. Find the cheapest annual Trenton, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Trenton, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $23,320 $23,320
Farmers $17,524 $17,524
GEICO $7,979 $8,355
Liberty Mutual $19,781 $21,167
Nationwide $7,778 $7,778
Progressive $6,249 $6,249
State Farm $13,853 $14,635
Travelers $11,092 $11,221
USAA $3,862 $3,951

Cheap Trenton, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Trenton, Michigan? Check out the comparison of annual Trenton, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Trenton, Michigan

Insurance Company Low Medium High
Allstate $22,660 $23,378 $23,921
Farmers $16,957 $17,469 $18,147
GEICO $7,640 $8,089 $8,772
Liberty Mutual $19,928 $20,421 $21,074
Nationwide $8,115 $7,652 $7,566
Progressive $6,043 $6,256 $6,448
State Farm $13,477 $14,338 $14,917
Travelers $11,055 $11,166 $11,247
USAA $3,791 $3,916 $4,012

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Best By Category: Cheapest Auto Insurance in Trenton, Michigan

Compare the cheapest auto insurance companies in Trenton, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Trenton, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Trenton, Michigan Auto Insurance Companies

What auto insurance companies in Trenton, Michigan are the cheapest? Compare the top Trenton, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Trenton, Michigan

Insurance Company Average Annual Rates
Allstate $23,320
Farmers $17,524
GEICO $8,167
Liberty Mutual $20,474
Nationwide $7,778
Progressive $6,249
State Farm $14,244
Travelers $11,156
USAA $3,906

What affects auto insurance rates in Trenton, Michigan?

There are a lot of reasons why auto insurance rates in Trenton, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Trenton, Michigan. Many local factors may affect your Trenton auto insurance rates.

Trenton Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Trenton, Michigan auto theft statistics, there have been 17 auto thefts in the city.

Trenton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Trenton, Michigan commute length is 24.9 minutes according to City-Data.

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Compare Trenton, Michigan Auto Insurance Quotes

Before you buy Trenton, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Trenton, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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