Best Cheap Auto Insurance in Trenton, KY (2021)

The average Trenton, KY auto insurance rates are $326 per month. The minimum auto insurance in Trenton is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Trenton, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Trenton is USAA
  • The average commute length in Trenton is 17.6 minutes
  • Average auto insurance rates in Trenton, KY for senior drivers are $2,211 per year

Trenton, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Trenton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Trenton, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Trenton to other Kentucky cities, including Bowling Green auto insurance rates, Florence auto insurance rates, and George auto insurance rates to see how Trenton, Kentucky auto insurance rates stack up.

Before you buy Trenton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Trenton, Kentucky auto insurance quotes.

Minimum Auto Insurance in Trenton, Kentucky

Trenton, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Trenton, Kentucky.

Minimum Required Auto Insurance Coverage in Trenton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Trenton, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Trenton, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Trenton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,069 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,445 $2,649 $2,080 $2,323 $9,956 $11,017 $2,558 $2,666
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,781 $1,700 $1,596 $1,605 $8,544 $9,672 $2,208 $2,265
State Farm $1,631 $1,631 $1,457 $1,457 $4,867 $6,170 $1,821 $2,032
Travelers $1,990 $2,026 $1,949 $1,953 $9,284 $14,834 $2,077 $2,405
USAA $1,739 $1,748 $1,567 $1,601 $4,537 $4,791 $2,197 $2,410

Cheap Trenton, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Trenton, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Trenton, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Trenton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $9,956 $11,017
Nationwide $6,037 $7,550
Progressive $8,544 $9,672
State Farm $4,867 $6,170
Travelers $9,284 $14,834
USAA $4,537 $4,791

Cheap Trenton, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Trenton, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Trenton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,080 $2,323
Nationwide $2,519 $2,640
Progressive $1,596 $1,605
State Farm $1,457 $1,457
Travelers $1,949 $1,953
USAA $1,567 $1,601

Cheap Trenton, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Trenton, Kentucky compared to the annual auto insurance rates with a clean record in Trenton, Kentucky.

Annual Trenton, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,799 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,728 $5,713 $4,449 $3,957
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,041 $4,484 $3,467 $3,693
State Farm $2,407 $2,860 $2,633 $2,633
Travelers $3,986 $4,101 $5,900 $4,273
USAA $1,945 $2,746 $3,266 $2,338

Cheap Trenton, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Trenton, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Trenton, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Trenton, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $4,449
Nationwide $4,997
Progressive $3,467
State Farm $2,633
Travelers $5,900
USAA $3,266

Cheap Trenton, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Trenton, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Trenton, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,368 $3,919 $3,099
Nationwide $4,672 $3,666 $3,197
Progressive $4,101 $3,577 $3,336
State Farm $3,810 $2,298 $1,792
Travelers $5,092 $4,310 $4,292
USAA $3,834 $2,142 $1,745

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Cheap Trenton, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Trenton, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Trenton, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Trenton, Kentucky

ZIP Code Average Annual Rates
42286 $3,483

Cheap Trenton, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Trenton, Kentucky auto insurance. Find the cheapest annual Trenton, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Trenton, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $4,462 $4,462
Nationwide $3,845 $3,845
Progressive $3,671 $3,671
State Farm $2,568 $2,699
Travelers $4,565 $4,565
USAA $2,478 $2,670

Cheap Trenton, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Trenton, Kentucky? Check out the comparison of annual Trenton, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Trenton, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,254 $4,435 $4,697
Nationwide $3,908 $3,801 $3,826
Progressive $3,400 $3,630 $3,984
State Farm $2,476 $2,632 $2,792
Travelers $4,345 $4,588 $4,762
USAA $2,460 $2,568 $2,693

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Best By Category: Cheapest Auto Insurance in Trenton, Kentucky

Compare the cheapest auto insurance companies in Trenton, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Trenton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Trenton, Kentucky Auto Insurance Companies

What auto insurance companies in Trenton, Kentucky are the cheapest? Compare the top Trenton, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Trenton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $4,462
Nationwide $3,845
Progressive $3,671
State Farm $2,633
Travelers $4,565
USAA $2,574

What affects auto insurance rates in Trenton, Kentucky?

There are a lot of reasons why auto insurance rates in Trenton, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Trenton, Kentucky. Many local factors may affect your Trenton auto insurance rates.

Trenton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Trenton, Kentucky commute length is 17.6 minutes according to City-Data.

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Compare Trenton, Kentucky Auto Insurance Quotes

Before you buy Trenton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Trenton, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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