Best Cheap Auto Insurance in Townsend, DE (2021)

The average Townsend, DE auto insurance rates are $620 per month. The minimum auto insurance in Townsend is at least 25/50/10 in coverage to comply with Delaware auto insurance laws. To find the best cheap auto insurance in Townsend, Delaware, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Townsend for teen drivers is Travelers
  • The minimum auto insurance required in Townsend, Delaware is 25/50/10
  • The average commute length in Townsend is 34.2 minutes

Townsend, Delaware auto insurance requirements are 25/50/10 according to Delaware auto insurance laws. Finding cheap auto insurance in Townsend can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Townsend, Delaware, including driving record, credit, commute time, and more.

Compare auto insurance in Townsend to other Delaware cities, including George auto insurance rates, Dover auto insurance rates, and Wilmington auto insurance rates to see how Townsend, Delaware auto insurance rates stack up.

Before you buy Townsend, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Townsend, Delaware auto insurance quotes.

Minimum Auto Insurance in Townsend, Delaware

Townsend, Delaware auto insurance laws require that you have at least the Delaware minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Townsend, Delaware.

Minimum Required Auto Insurance Coverage in Townsend, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Townsend, Delaware Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Townsend, Delaware are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Townsend, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,145 $4,063 $3,631 $3,825 $14,881 $17,356 $4,353 $4,621
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $12,221 $12,221 $12,074 $12,074 $27,149 $41,109 $12,221 $16,922
Nationwide $3,182 $3,157 $2,907 $2,894 $7,527 $9,523 $3,524 $3,761
Progressive $2,125 $1,963 $1,867 $1,904 $10,812 $11,963 $2,601 $2,533
State Farm $3,009 $3,009 $2,778 $2,778 $8,643 $11,164 $3,380 $3,520
Travelers $5,762 $5,814 $5,680 $5,484 $33,194 $48,746 $6,256 $7,310
USAA $1,197 $1,177 $1,112 $1,108 $4,377 $5,133 $1,498 $1,643

Cheap Townsend, Delaware Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Townsend, Delaware is a challenge. Take a look at the annual teen auto insurance rates in Townsend, Delaware.

Annual Auto Insurance Rates for Teen Drivers in Townsend, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,881 $17,356
GEICO $5,847 $6,106
Liberty Mutual $27,149 $41,109
Nationwide $7,527 $9,523
Progressive $10,812 $11,963
State Farm $8,643 $11,164
Travelers $33,194 $48,746
USAA $4,377 $5,133

Cheap Townsend, Delaware Auto Insurance for Seniors

What are senior auto insurance rates in Townsend, Delaware? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Townsend, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,631 $3,825
GEICO $2,291 $2,666
Liberty Mutual $12,074 $12,074
Nationwide $2,907 $2,894
Progressive $1,867 $1,904
State Farm $2,778 $2,778
Travelers $5,680 $5,484
USAA $1,112 $1,108

Cheap Townsend, Delaware Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Townsend, Delaware compared to the annual auto insurance rates with a clean record in Townsend, Delaware.

Annual Townsend, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,003 $7,205 $8,408 $6,821
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $14,556 $16,764 $26,761 $14,913
Nationwide $3,644 $3,644 $6,650 $4,300
Progressive $3,849 $5,106 $4,387 $4,542
State Farm $4,334 $5,236 $4,785 $4,785
Travelers $12,416 $12,453 $20,931 $13,322
USAA $1,778 $1,778 $3,035 $2,031

Cheap Townsend, Delaware Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Townsend, Delaware is not easy. Compare the annual rates for DUI auto insurance in Townsend, Delaware to find the best deal.

Annual Auto Insurance Rates After a DUI in Townsend, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,408
GEICO $4,373
Liberty Mutual $26,761
Nationwide $6,650
Progressive $4,387
State Farm $4,785
Travelers $20,931
USAA $3,035

Cheap Townsend, Delaware Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Townsend, Delaware annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Townsend, Delaware

Insurance Company Poor Fair Good
Allstate $9,141 $6,463 $5,724
GEICO $5,219 $2,898 $1,988
Liberty Mutual $24,693 $16,638 $13,416
Nationwide $5,300 $4,389 $3,990
Progressive $4,999 $4,374 $4,040
State Farm $7,332 $4,034 $2,990
Travelers $16,594 $13,566 $14,182
USAA $3,521 $1,710 $1,236

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Townsend, Delaware Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Townsend, Delaware can vary. Compare the annual cost of auto insurance by ZIP code in Townsend, Delaware to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Townsend, Delaware

ZIP Code Average Annual Rates
19734 $7,435

Cheap Townsend, Delaware Auto Insurance Rates By Commute

Commute length and annual mileage affect Townsend, Delaware auto insurance. Find the cheapest annual Townsend, Delaware auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Townsend, Delaware

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,109 $7,109
GEICO $3,314 $3,422
Liberty Mutual $17,744 $18,753
Nationwide $4,560 $4,560
Progressive $4,471 $4,471
State Farm $4,621 $4,949
Travelers $14,781 $14,781
USAA $2,133 $2,178

Cheap Townsend, Delaware Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Townsend, Delaware? Check out the comparison of annual Townsend, Delaware auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Townsend, Delaware

Insurance Company Low Medium High
Allstate $6,478 $7,196 $7,654
GEICO $3,044 $3,417 $3,644
Liberty Mutual $17,359 $18,039 $19,348
Nationwide $4,528 $4,476 $4,674
Progressive $3,911 $4,522 $4,980
State Farm $4,465 $4,798 $5,092
Travelers $15,126 $15,068 $14,148
USAA $2,014 $2,152 $2,301

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Townsend, Delaware

Compare the cheapest auto insurance companies in Townsend, Delaware in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Townsend, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Townsend, Delaware Auto Insurance Companies

What auto insurance companies in Townsend, Delaware are the cheapest? Compare the top Townsend, Delaware auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Townsend, Delaware

Insurance Company Average Annual Rates
Allstate $7,109
GEICO $3,368
Liberty Mutual $18,249
Nationwide $4,560
Progressive $4,471
State Farm $4,785
Travelers $14,781
USAA $2,156

What affects auto insurance rates in Townsend, Delaware?

There are a lot of reasons why auto insurance rates in Townsend, Delaware are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Townsend, Delaware. Many local factors may affect your Townsend auto insurance rates.

Townsend Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Townsend, Delaware commute length is 34.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Townsend, Delaware Auto Insurance Quotes

Before you buy Townsend, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Townsend, Delaware auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption