Best Cheap Auto Insurance in Torrington, CT (2021)

The average Torrington, CT auto insurance rates are $363 per month. The minimum auto insurance in Torrington is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Torrington, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Torrington is USAA
  • The minimum auto insurance required in Torrington, Connecticut is 25/50/20
  • The most expensive auto insurance company in Torrington for teen drivers is Liberty Mutual

Torrington, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Torrington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Torrington, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Torrington to other Connecticut cities, including Bristol auto insurance rates, Bridgeport auto insurance rates, and New Britain auto insurance rates to see how Torrington, Connecticut auto insurance rates stack up.

Before you buy Torrington, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Torrington, Connecticut auto insurance quotes.

Minimum Auto Insurance in Torrington, Connecticut

Torrington, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Torrington, Connecticut.

Minimum Required Auto Insurance Coverage in Torrington, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Torrington, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Torrington, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Torrington, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,507 $3,469 $3,229 $3,458 $10,742 $12,689 $3,669 $3,854
GEICO $2,186 $2,191 $2,027 $2,043 $5,082 $6,034 $2,111 $2,051
Liberty Mutual $3,305 $3,591 $2,546 $3,138 $16,445 $18,535 $3,348 $3,647
Nationwide $2,229 $2,255 $2,003 $2,102 $6,150 $7,803 $2,582 $2,777
Progressive $2,685 $2,508 $2,295 $2,380 $11,247 $12,471 $3,079 $3,463
State Farm $1,694 $1,694 $1,560 $1,560 $5,134 $6,453 $1,903 $2,182
Travelers $1,684 $1,709 $1,679 $1,673 $12,834 $20,623 $1,834 $2,070
USAA $1,667 $1,649 $1,556 $1,535 $5,209 $5,466 $2,223 $2,302

Cheap Torrington, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Torrington, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Torrington, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Torrington, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,742 $12,689
GEICO $5,082 $6,034
Liberty Mutual $16,445 $18,535
Nationwide $6,150 $7,803
Progressive $11,247 $12,471
State Farm $5,134 $6,453
Travelers $12,834 $20,623
USAA $5,209 $5,466

Cheap Torrington, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Torrington, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Torrington, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,229 $3,458
GEICO $2,027 $2,043
Liberty Mutual $2,546 $3,138
Nationwide $2,003 $2,102
Progressive $2,295 $2,380
State Farm $1,560 $1,560
Travelers $1,679 $1,673
USAA $1,556 $1,535

Cheap Torrington, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Torrington, Connecticut compared to the annual auto insurance rates with a clean record in Torrington, Connecticut.

Annual Torrington, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,744 $5,865 $6,955 $4,744
GEICO $1,877 $2,460 $5,222 $2,304
Liberty Mutual $5,975 $7,472 $7,405 $6,425
Nationwide $2,841 $3,702 $4,241 $3,166
Progressive $4,275 $6,220 $4,492 $5,076
State Farm $2,581 $2,836 $2,836 $2,836
Travelers $4,439 $4,807 $6,997 $5,810
USAA $2,101 $2,635 $3,967 $2,101

Cheap Torrington, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Torrington, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Torrington, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Torrington, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,955
GEICO $5,222
Liberty Mutual $7,405
Nationwide $4,241
Progressive $4,492
State Farm $2,836
Travelers $6,997
USAA $3,967

Cheap Torrington, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Torrington, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Torrington, Connecticut

Insurance Company Poor Fair Good
Allstate $7,091 $5,374 $4,266
GEICO $4,314 $2,602 $1,982
Liberty Mutual $9,666 $6,039 $4,754
Nationwide $4,621 $3,099 $2,743
Progressive $5,457 $4,898 $4,693
State Farm $3,854 $2,472 $1,991
Travelers $6,260 $5,216 $5,065
USAA $3,563 $2,412 $2,126

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Cheap Torrington, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Torrington, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Torrington, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Torrington, Connecticut

ZIP Code Average Annual Rates
6790 $4,401

Cheap Torrington, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Torrington, Connecticut auto insurance. Find the cheapest annual Torrington, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Torrington, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,577 $5,577
GEICO $2,921 $3,011
Liberty Mutual $6,819 $6,819
Nationwide $3,488 $3,488
Progressive $5,016 $5,016
State Farm $2,704 $2,841
Travelers $5,513 $5,513
USAA $2,669 $2,733

Cheap Torrington, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Torrington, Connecticut? Check out the comparison of annual Torrington, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Torrington, Connecticut

Insurance Company Low Medium High
Allstate $5,268 $5,570 $5,893
GEICO $2,759 $2,930 $3,209
Liberty Mutual $6,554 $6,770 $7,134
Nationwide $3,547 $3,514 $3,403
Progressive $4,703 $4,975 $5,369
State Farm $2,597 $2,777 $2,943
Travelers $5,134 $5,478 $5,929
USAA $2,528 $2,703 $2,871

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Best By Category: Cheapest Auto Insurance in Torrington, Connecticut

Compare the cheapest auto insurance companies in Torrington, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Torrington, Connecticut

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Torrington, Connecticut Auto Insurance Companies

What auto insurance companies in Torrington, Connecticut are the cheapest? Compare the top Torrington, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Torrington, Connecticut

Insurance Company Average Annual Rates
Allstate $5,577
GEICO $2,966
Liberty Mutual $6,819
Nationwide $3,488
Progressive $5,016
State Farm $2,772
Travelers $5,513
USAA $2,701

What affects auto insurance rates in Torrington, Connecticut?

There are a lot of reasons why auto insurance rates in Torrington, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Torrington, Connecticut. Many local factors may affect your Torrington auto insurance rates.

Torrington Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Torrington, Connecticut commute length is 26.6 minutes according to City-Data.

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Compare Torrington, Connecticut Auto Insurance Quotes

Before you buy Torrington, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Torrington, Connecticut auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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