Best Cheap Auto Insurance in Topsham, ME (2021)

The average Topsham, ME auto insurance rates are $210 per month. The minimum auto insurance in Topsham is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Topsham, Maine, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Topsham, ME for senior drivers are $1,478 per year
  • The most expensive auto insurance company in Topsham for teen drivers is Progressive
  • The average commute length in Topsham is 20.7 minutes

Topsham, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Topsham can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Topsham, Maine, including driving record, credit, commute time, and more.

Compare auto insurance in Topsham to other Maine cities, including Portland auto insurance rates, Westbrook auto insurance rates, and Augusta auto insurance rates to see how Topsham, Maine auto insurance rates stack up.

Before you buy Topsham, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Topsham, Maine auto insurance quotes.

Minimum Auto Insurance in Topsham, Maine

Topsham, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Topsham, Maine.

Minimum Required Auto Insurance Coverage in Topsham, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Topsham, Maine Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Topsham, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Topsham, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,781 $1,828 $1,609 $1,740 $4,543 $6,058 $1,926 $2,144
Farmers $1,686 $1,702 $1,584 $1,697 $5,439 $5,995 $1,991 $2,061
GEICO $914 $946 $914 $914 $2,245 $2,916 $997 $1,062
Liberty Mutual $2,946 $2,946 $2,807 $2,807 $6,229 $9,309 $2,946 $4,138
Progressive $1,768 $1,733 $1,768 $1,733 $7,399 $8,309 $2,058 $2,321
State Farm $1,254 $1,254 $1,187 $1,187 $4,049 $5,053 $1,403 $1,534
Travelers $1,124 $1,161 $1,019 $1,042 $4,569 $6,170 $1,109 $1,270
USAA $832 $819 $827 $808 $2,730 $3,010 $1,056 $1,107

Cheap Topsham, Maine Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Topsham, Maine is a challenge. Take a look at the annual teen auto insurance rates in Topsham, Maine.

Annual Auto Insurance Rates for Teen Drivers in Topsham, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,543 $6,058
Farmers $5,439 $5,995
GEICO $2,245 $2,916
Liberty Mutual $6,229 $9,309
Progressive $7,399 $8,309
State Farm $4,049 $5,053
Travelers $4,569 $6,170
USAA $2,730 $3,010

Cheap Topsham, Maine Auto Insurance for Seniors

What are senior auto insurance rates in Topsham, Maine? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Topsham, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,609 $1,740
Farmers $1,584 $1,697
GEICO $914 $914
Liberty Mutual $2,807 $2,807
Progressive $1,768 $1,733
State Farm $1,187 $1,187
Travelers $1,019 $1,042
USAA $827 $808

Cheap Topsham, Maine Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Topsham, Maine compared to the annual auto insurance rates with a clean record in Topsham, Maine.

Annual Topsham, Maine Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,200 $2,997 $3,127 $2,491
Farmers $2,421 $3,086 $2,677 $2,893
GEICO $993 $1,396 $2,072 $993
Liberty Mutual $3,277 $3,856 $6,364 $3,567
Progressive $2,713 $4,587 $3,021 $3,223
State Farm $1,917 $2,313 $2,115 $2,115
Travelers $1,819 $2,022 $2,536 $2,356
USAA $1,063 $1,399 $1,964 $1,169

Cheap Topsham, Maine Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Topsham, Maine is not easy. Compare the annual rates for DUI auto insurance in Topsham, Maine to find the best deal.

Annual Auto Insurance Rates After a DUI in Topsham, Maine

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,127
Farmers $2,677
GEICO $2,072
Liberty Mutual $6,364
Progressive $3,021
State Farm $2,115
Travelers $2,536
USAA $1,964

Cheap Topsham, Maine Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Topsham, Maine annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Topsham, Maine

Insurance Company Poor Fair Good
Allstate $3,399 $2,590 $2,122
Farmers $3,224 $2,646 $2,438
GEICO $1,835 $1,217 $1,038
Liberty Mutual $5,939 $3,849 $3,010
Progressive $3,825 $3,283 $3,050
State Farm $3,080 $1,840 $1,425
Travelers $2,569 $2,105 $1,875
USAA $1,833 $1,263 $1,100

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Cheap Topsham, Maine Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Topsham, Maine can vary. Compare the annual cost of auto insurance by ZIP code in Topsham, Maine to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Topsham, Maine

ZIP Code Average Annual Rates
4086 $2,181

Cheap Topsham, Maine Auto Insurance Rates By Commute

Commute length and annual mileage affect Topsham, Maine auto insurance. Find the cheapest annual Topsham, Maine auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Topsham, Maine

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,704 $2,704
Farmers $2,769 $2,769
GEICO $1,341 $1,386
Liberty Mutual $4,179 $4,353
Progressive $3,386 $3,386
State Farm $2,046 $2,184
Travelers $2,183 $2,183
USAA $1,360 $1,438

Cheap Topsham, Maine Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Topsham, Maine? Check out the comparison of annual Topsham, Maine auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Topsham, Maine

Insurance Company Low Medium High
Allstate $2,662 $2,663 $2,786
Farmers $2,657 $2,675 $2,977
GEICO $1,334 $1,344 $1,413
Liberty Mutual $4,213 $4,213 $4,372
Progressive $3,313 $3,321 $3,524
State Farm $2,057 $2,091 $2,197
Travelers $2,146 $2,150 $2,254
USAA $1,370 $1,382 $1,444

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Best By Category: Cheapest Auto Insurance in Topsham, Maine

Compare the cheapest auto insurance companies in Topsham, Maine in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Topsham, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

The Cheapest Topsham, Maine Auto Insurance Companies

What auto insurance companies in Topsham, Maine are the cheapest? Compare the top Topsham, Maine auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Topsham, Maine

Insurance Company Average Annual Rates
Allstate $2,704
Farmers $2,769
GEICO $1,364
Liberty Mutual $4,266
Progressive $3,386
State Farm $2,115
Travelers $2,183
USAA $1,399

What affects auto insurance rates in Topsham, Maine?

There are a lot of reasons why auto insurance rates in Topsham, Maine are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Topsham, Maine. Many local factors may affect your Topsham auto insurance rates.

Topsham Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Topsham, Maine commute length is 20.7 minutes according to City-Data.

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Compare Topsham, Maine Auto Insurance Quotes

Before you buy Topsham, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Topsham, Maine auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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